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  Discover it with Cashback Match

Discover it with Cashback Match

in Personal Credit Cards from Discover Bank

Claimed

Discover it with Cashback Match

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in Personal Credit Cards from Discover Bank

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 11.99% - 23.99%
Credit Score Range 700 - 850
Annual Fee $0
Purchase APR  (Variable APR) 11.99% - 23.99%

Discover it with Cashback Match Review

Discover it with Cashback Match is a cashback credit card issued by Discover Bank. If you're wondering whether Discover it with Cashback Match is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 14 months, which is longer than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 14 months.
  • Signup bonus. Offers a signup bonus of $75.
  • Competitive APRs. Discover it with Cashback Match has a variable purchase APR that ranges from 11.99% up to 23.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.

Discover it with Cashback Match Pros and Cons:

The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 14 months.
  • No balance transfer fee.
  • 0% APR on new purchases during the first 14 months.
  • No annual fee.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Cardholders can earn rewards on their purchases.
  • Requires good to excellent credit.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Discover it with Cashback Match cash back or rewards program?

Discover it with Cashback Match is a cashback card. This means you earn a percentage of your purchase as a cash reward.

Discover it with Cashback Match Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) $75

Does Discover it with Cashback Match have a signup bonus?

Yes, Discover it with Cashback Match offers card users a signup bonus worth up to $75.

Does Discover it with Cashback Match offer an annual loyalty bonus?

Discover it with Cashback Match doesn't offer a cash loyalty bonus.

What are the relevant APRs for Discover it with Cashback Match?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Discover it with Cashback Match has lower than average purchase APRs.

Discover it with Cashback Match has a variable purchase APR that ranges from 11.99% up to 23.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 23.99%.

Does Discover it with Cashback Match have an introductory APR offer on balance transfers?

Yes, Discover it with Cashback Match offers an introductory APR rate on balance transfers of 0% for a period of up to 14 months.

Discover it with Cashback Match Balance Transfers
Description
Balance Transfer APR 11.99% - 23.99%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 14
Balance Transfer Fee % N/A
Balance Transfer Fee Minimum N/A

Does Discover it with Cashback Match have an introductory APR offer on new purchases?

This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 14 months.

Discover it with Cashback Match Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period (months) 14

What are the fees for Discover it with Cashback Match?

The following fees apply to Discover it with Cashback Match:

Discover it with Cashback Match Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $37
Late Payment Fee $37

How to apply for Discover it with Cashback Match

  • Visit the Discover it with Cashback Match website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1x
Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 14 months
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $0.50
Returned Payment Fee $37
Late Fee Amount $37
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Fraud Liability  
Free FICO Score  
Bonus Rewards 5x
Rewards Categories
  • Every Purchase
  • Gas
  • Restaurants
Signup Bonus $75
Purchase APR (Variable APR) 11.99% - 23.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 14 months
Balance Transfer APR (Variable APR) 11.99% - 23.99%

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