Last Updated: 05/14/2026
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Highlights
Purchase APR (Variable APR)
11.99% - 22.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
11.99% - 22.99%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
650 - 850
Annual Fee
$0
Discover it with Cashback Match Review
This is a cashback credit card issued by Discover® Bank. If you're wondering whether Discover it with Cashback Match is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 14 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 14 months.
- Signup bonus. Offers a signup bonus of up to $75.
- APRs: Discover it with Cashback Match has a variable regular purchase APR that ranges from 11.99% up to 22.99%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- A 5% balance transfer fee. Discover it with Cashback Match charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Discover it with Cashback Match
| The Good | The Bad |
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Discover it with Cashback Match FAQ
Does Discover it with Cashback Match have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
Does Discover it with Cashback Match have a signup bonus?
Yes, it offers card users a signup bonus worth up to $75 .
Does Discover it with Cashback Match offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Discover it with Cashback Match benefits?
Discover it with Cashback Match provides the following benefits:
- Free Credit Score
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Discover it with Cashback Match?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Discover it with Cashback Match has a variable purchase APR that ranges from 11.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Discover it with Cashback Match have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 14 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 11.99% - 22.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 14 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % After Intro Period | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Discover it with Cashback Match have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 14 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 0% on qualified purchases for a period of 14 months.
What are the fees for Discover it with Cashback Match?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
What is the customer service phone number for Discover it with Cashback Match?
The customer service number for Discover it with Cashback Match is (800) 347-2683.
What is the support contact email for Discover it with Cashback Match?
The support contact email for Discover it with Cashback Match is service@email.discover.com.
How do people rate the customer service and user experience of Discover it with Cashback Match?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Discover it with Cashback Match report your account activity to credit bureaus?
Yes, Discover it with Cashback Match reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Discover® Bank perform a hard credit pull?
Yes, Discover it with Cashback Match performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Discover it with Cashback Match
- Visit the website of Discover it with Cashback Match.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
8:30AM - 1:00PM
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Other Credit Cards from Discover® Bank
Purchase APR
18.24% - 28.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 28.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Purchase APR
12.99% - 21.99%
Disclaimer popup with additional information
Balance Transfer APR
12.99% - 21.99%
Disclaimer popup with additional information
Credit Score Range
640 - 850
300
850
Annual Fee
$0
Purchase APR
12.99% - 21.99%
Disclaimer popup with additional information
Balance Transfer APR
12.99% - 21.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
700 - 850
300
850
Annual Fee
$0
Purchase APR
22.99%
Disclaimer popup with additional information
Balance Transfer APR
22.99%
Disclaimer popup with additional information
Credit Score Range
300 - 700
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
11.99% - 22.99%
Disclaimer popup with additional information
Balance Transfer APR
11.99% - 22.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
16.99% - 27.99%
Disclaimer popup with additional information
Balance Transfer APR
16.99% - 27.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
14.99% - 25.99%
Disclaimer popup with additional information
Balance Transfer APR
14.99% - 25.99%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
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Learn MoreSuperMoney Net Recommendation Score
Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.
+100
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Everyone recommends
Discover it with Cashback Match Community Reviews
Would you recommend Discover it with Cashback Match to your friends?
ZS
Zohra S.
Sep 21, 2022
May or may not recommend
Have been using Discover it with cashback for quite sometime. Excellent in terms of rewards.
JB
Jessica B.
Jul 19, 2022
May or may not recommend
This was my husbands first credit card which really helped him get his foot in the door to establish credit at a younger age. The card was a lot more forgiving to most especially as a teenage with a credit card for the first time. He really liked it and it allowed him to learn a lot about how credit works.
Showing 2 of 2 reviews
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