Dollar Bank Low Rate Credit Card

Dollar Bank Low Rate Credit Card Review

This is a credit card issued by Dollar Bank. If you're wondering whether Dollar Bank Low Rate Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• 1% Balance transfer fee. Dollar Bank Low Rate Credit Card charges a fee of 1% on balance transfers. For example, a balance of $1,000 could cost $10 in transfer fees.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Dollar Bank Low Rate Credit Card

The Good	The Bad
0% APR balance transfer intro rate on balance transfers for up to 6 months. 0% APR on new purchases during the first 6 months. There is then a variable purchase APR of %. Extended warranty on purchases. Identity Theft Protection. Considers applicants with fair credit. Dollar Bank Low Rate Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. Charges a foreign transaction fee of 3%. You don't earn rewards on every purchase. Charges a 1% balance transfer fee.

Dollar Bank Low Rate Credit Card FAQ

Does Dollar Bank Low Rate Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Dollar Bank Low Rate Credit Card benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Reports to major credit bureaus

What are the relevant APRs for Dollar Bank Low Rate Credit Card?

The card has a variable balance transfer APR starting at 9.24% . It also has a variable cash advance APR starting at 14.24% .

What are the fees for Dollar Bank Low Rate Credit Card?

The following fees apply:

Dollar Bank Low Rate Credit Card Fees

Fees	Amount
Annual Fee
Foreign Transaction Fee	3%

Does Dollar Bank Low Rate Credit Card report your account activity to credit bureaus?

Yes, Dollar Bank Low Rate Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dollar Bank Low Rate Credit Card

• Visit the Dollar Bank Low Rate Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.