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  Dollar Bank Low Rate Credit Card

Dollar Bank Low Rate Credit Card

in Personal Credit Cards from Dollar Bank

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Dollar Bank Low Rate Credit Card

Unaffiliated

in Personal Credit Cards from Dollar Bank

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Highlights
Purchase APR  (Variable APR) N/A
Balance Transfer APR  (Variable APR) Starting at 9.24%
Credit Score Range 300 - 850
Annual Fee N/A

Dollar Bank Low Rate Credit Card Review

This is a credit card issued by Dollar Bank. If you're wondering whether Dollar Bank Low Rate Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
  • 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
  • 1% Balance transfer fee. Dollar Bank Low Rate Credit Card charges a fee of 1% on balance transfers. For example, a balance of $1,000 could cost $10 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Dollar Bank Low Rate Credit Card
The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers for up to 6 months.
  • 0% APR on new purchases during the first 6 months.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Considers applicants with fair or poor credit.
  • Dollar Bank Low Rate Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 1% balance transfer fee.
Dollar Bank Low Rate Credit Card FAQ

Does Dollar Bank Low Rate Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Dollar Bank Low Rate Credit Card benefits?

It provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Reports to major credit bureaus

What are the relevant APRs for Dollar Bank Low Rate Credit Card?

The card has a variable balance transfer APR starting at 9.24% . It also has a variable cash advance APR starting at 14.24% .

Does Dollar Bank Low Rate Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.

Dollar Bank Low Rate Credit Card Balance Transfers
Description
Balance Transfer Fee % After Intro Period Starting at 9.24%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR Starting at 9.24%
Balance Transfer Fee % 1%

Does Dollar Bank Low Rate Credit Card have an intro APR offer on new purchases?

Dollar Bank Low Rate Credit Card Purchase Intro Offer
Description
Introductory Rate 0%
Purchase Intro APR Period 6 months

This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.

What are the fees for Dollar Bank Low Rate Credit Card?

The following fees apply:

Dollar Bank Low Rate Credit Card Fees
Fees Amount
Annual Fee
Foreign Transaction Fee 3%

Does Dollar Bank Low Rate Credit Card have a foreign transaction fee?

Dollar Bank Low Rate Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Dollar Bank Low Rate Credit Card?

The Dollar Bank Low Rate Credit Card customer service number is (216) 749-6900.

Does Dollar Bank Low Rate Credit Card report your account activity to credit bureaus?

Yes, Dollar Bank Low Rate Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dollar Bank Low Rate Credit Card

  • Visit the Dollar Bank Low Rate Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

View Dollar Bank Low Rate Credit Card's published terms & conditions.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 2:00pm

About Dollar Bank Low Rate Credit Card

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View all personal credit cards offered by Dollar Bank

Availability

  Available in 1 state
Ohio
Availabile in all of Ohio

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period (Variable APR) 6 months
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee Minimum $5.00
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $0.50.
Returned Payment Fee Starting at $35
Paper Statement Fee $3.00
Late Fee Amount Starting at $35.00
Customer Type Personal
Minimum Age 18
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Emergency Support
Rewards Type Points
Cash Advance APR (Variable APR) Starting at 14.24%
Balance Computation We use a method called "average daily balance" (including new purchases). See your account agreement for more details.
Balance Transfer Fee % After Intro Period Starting at 9.24%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 6 months
Balance Transfer APR (Variable APR) Starting at 9.24%
Balance Transfer Fee % 1%
Card Type
  • Low Interest
Card Network Mastercard

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