Earthmover Credit Union Visa Platinum Review

Earthmover Credit Union Visa Platinum is a rewards credit card issued by Earthmover Credit Union. If you're wondering whether Earthmover Credit Union Visa Platinum is the right card for you, read on. This is everything you need to know to make a good choice.

• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, and fraud protection.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
Lower than average purchase APRs. Multiple credit card perks. Free access to your credit score. Identity Theft Protection. Considers applicants with fair or poor credit. Cardholders can earn rewards on purchases everywhere Earthmover Credit Union Visa Platinum is accepted. Earthmover Credit Union Visa Platinum reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a foreign transaction fee of 1%.

Is there a Earthmover Credit Union Visa Platinum cash back or rewards program?

Earthmover Credit Union Visa Platinum offers a rewards program to its customers.

Earthmover Credit Union Visa Platinum Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Earthmover Credit Union Visa Platinum benefits?

Earthmover Credit Union Visa Platinum provides the following benefits:

• Free Credit Score
• Emergency Support
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Earthmover Credit Union Visa Platinum?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Earthmover Credit Union Visa Platinum has lower than average purchase APRs.

Earthmover Credit Union Visa Platinum has a variable purchase APR starting at 13.80% . The card has a variable balance transfer APR starting at 13.80% . It also has a variable cash advance APR starting at 13.80% .

What are the fees for Earthmover Credit Union Visa Platinum?

The following fees apply to Earthmover Credit Union Visa Platinum:

• An overlimit fee of $29.

Earthmover Credit Union Visa Platinum Fees

Fees	Amount
Annual Fee
Overlimit Fee	$29
Foreign Transaction Fee	1%
Returned Payment Fee	up to $29
Late Payment Fee	up to $29

Does Earthmover Credit Union Visa Platinum report your account activity to credit bureaus?

Yes, Earthmover Credit Union Visa Platinum reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Earthmover Credit Union Visa Platinum

• Visit the Earthmover Credit Union Visa Platinum website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.