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  East West Bank Visa Signature® Bonus Rewards Card

Not Currently Available

East West Bank Visa Signature® Bonus Rewards Card
in Credit Cards from East West Bank

Not Currently Available

East West Bank Visa Signature® Bonus Rewards Card

in Credit Cards from East West Bank
Net Recommendation Score 0  

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

0 users recommend
1 user is unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR 12.24% - 23.24%
Balance Transfer APR 12.24% - 23.24%
Credit Score Range 640 - 750
Annual Fee $0

East West Bank Visa Signature® Bonus Rewards Card Review

This card is no longer available.

Who is East West Bank's Visa Signature® Bonus Rewards Card Designed For?

East West's Bank Visa Signature® Bonus Rewards Card is designed for people with good credit who want a cash back rewards card with no annual fee and competitive rates. This card also includes a 6-month 0% APR intro rate on balance transfers, which makes it an interesting option for people who want to pay a big ticket item over time without paying interest.

The East West Bank is a Chinese/American full-service commercial bank with over 130 locations throughout China and the US. I has a four star rating with Bauer Financial, an A+ rating with the BBB and $29.8 billion in assets, according to the FDIC.

What are the Rates for East West Bank's Visa Signature® Bonus Rewards Card?

The East West Bank's Visa Signature® Bonus Rewards Card has a rate for purchases and balance transfers that ranges from 12.24% APR to 23.24% APR. Cash advances have a 23.99% APR. There is no penalty rate for late payments. However, there are fees to pay for being late or having payments returned.

What Are the Fees for the East West Bank's Visa Signature® Bonus Rewards Card?

The East West Bank's Visa Signature® Bonus Rewards Card has a $0 annual fee and no overlimit fee. It does charge a 3% balance transfer ($5 minimum) and a 4% cash advance fee ($10 minimum). Foreign transactions incur a 2% fee when in U.S. Dollars and 3% when in a foreign currency.

What Is East West Bank's Visa Signature® Bonus Rewards Card's Rewards Program Like?

The East West Bank's Visa Signature® Bonus Rewards Card gives cardholders 1 point per $1 spent on purchases. The card gives members an additional 25% bonus on all the points earned during the month. In effect, cardholders receive 1.25 points per $1 dollar spent. There is no limit to the amount of points a cardholder can earn and you get 5 years to redeem them before they expire. Points redemption requires a minimum of 2,500 points, which is the equivalent of $25. This is a straightforward cash back rewards program so points can be redeemed either for a statement credit or as a deposit in a savings account.

What about East West Bank's Visa Signature® Bonus Rewards Card Signup Bonus?

The East West Bank's Visa Signature® Bonus Rewards Card doesn't give new cardholders a signup bonus. However, the Visa Signature® Bonus Rewards PLUS card does give new members a $50 cash back with their first purchase.

Does East West Bank's Visa Signature® Bonus Rewards Card Have Any Other Benefits?

As a Signature Visa Card, The East West Bank's Visa Signature® Bonus Rewards Card offers members a variety of shopping and travel benefits. For instance, cardholders receive auto rental collision damage waiver, lost luggage reimbursement, roadside dispatch, travel emergency assistance services and travel accident insurance. It also provides purchase security, which means you can replace, repair or get reimbursed during the first 90 days of purchasing something in the case of theft or damage due to fire or water. Of course, there are terms and restrictions, but it's still a neat service to have with a no-annual fee card.

How Is the East West Bank's Visa Signature® Bonus Rewards Card Better Than Other Credit Cards?

The East West Bank's Visa Signature® Bonus Rewards Card has no annual fee, competitive rates and a six-month 0% APR intro rate. It also offers valuable Visa Signature® benefits and an easy to use cash back rewards program. The reward rates are nothing to get excited about, but it's not bad for a card with no annual fee.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by East West Bank

Feature Breakdown

Introductory Rate 0%
Purchase Intro APR Period 6 months
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 24 days
Foreign Currency Transaction Fee 3%
Minimum Interest Charge $2
Returned Payment Fee $35
Late Fee Amount $37
Minimum Age 18
Credit Score Range 640 - 750
Signup Bonus Starting at $25
Purchase APR 12.24% - 23.24%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 6 months
Balance Transfer APR 12.24% - 23.24%
Card Type
  • Rewards
  • Balance Transfer
  • Zero Percent
Card Network Visa

East West Bank Visa Signature® Bonus Rewards Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of 0, equating to 3 on a 5 point rating scale.

0

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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