
Empower Federal Credit Union Platinum Mastercard
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Purchase APR (Variable APR) |
11.49% - 17.99% (Verified 11/02/2022) |
Balance Transfer APR (Variable APR) |
11.49% - 17.99% (Verified 11/02/2022) |
Credit Score Range | 600 - 699 |
Annual Fee | N/A |
Empower Federal Credit Union Platinum Mastercard Review
This is a rewards credit card issued by Empower Federal Credit Union. If you're wondering whether Empower Federal Credit Union Platinum Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. Empower Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 11.49% up to 17.99%.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Empower Federal Credit Union Platinum Mastercard
The Good | The Bad |
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Empower Federal Credit Union Platinum Mastercard FAQ
Does Empower Federal Credit Union Platinum Mastercard have a cash back or rewards program?
Empower Federal Credit Union Platinum Mastercard is a rewards card.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Does Empower Federal Credit Union Platinum Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Empower Federal Credit Union Platinum Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Empower Federal Credit Union Platinum Mastercard benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for Empower Federal Credit Union Platinum Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Empower Federal Credit Union Platinum Mastercard has a variable purchase APR that ranges from 11.49% up to 17.99%. The card has a variable balance transfer APR that ranges from 11.49% up to 17.99%. It also has a variable cash advance APR that ranges from 11.49% up to 17.99%.
Does Empower Federal Credit Union Platinum Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Empower Federal Credit Union Platinum Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Empower Federal Credit Union Platinum Mastercard?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Late Payment Fee | up to $25.00 |
What is the customer service phone number for Empower Federal Credit Union Platinum Mastercard?
The Empower Federal Credit Union Platinum Mastercard customer service number is (800) 462-5000.
What is the support contact email for Empower Federal Credit Union Platinum Mastercard?
The support contact email for Empower Federal Credit Union Platinum Mastercard is socialnet@empowerfcu.com.
What is the Empower Federal Credit Union Platinum Mastercard login page?
You can access the Empower Federal Credit Union Platinum Mastercard login page here.
How do people rate the customer service and user experience of Empower Federal Credit Union Platinum Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Empower Federal Credit Union Platinum Mastercard report your account activity to credit bureaus?
Yes, Empower Federal Credit Union Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Empower Federal Credit Union Platinum Mastercard
- Visit the Empower Federal Credit Union Platinum Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
515 Erie Boulevard West
Syracuse, NY 13204 USA - (800) 462-5000
- Visit Site
- Email Support
About Empower Federal Credit Union Platinum Mastercard
Availability
Feature Breakdown
No Annual Fee | |
No Foreign Transaction Fee | |
No Interest Grace Period for Late Payment | 25 days |
Late Fee Amount | Up to 25.00 |
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