Evine Credit Card Review

Evine Credit Card is a store credit card issued by Synchrony Bank. If you're wondering whether Evine Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Signup bonus. Offers a signup bonus of $10 if you spend $0.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.99%
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Evine Credit Card Pros and Cons:

The Good	The Bad
No annual fee. Free access to your credit score.	Higher than average purchase APRs. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not report to credit bureaus. Does not include many credit card rewards.

Is there a Evine Credit Card cash back or rewards program?

No, Evine Credit Card does not offer a rewards program. This card features rewards for purchases in the following categories:

• Retail

What are the Evine Credit Card benefits?

Evine Credit Card provides the following benefits:

• Free Credit Score
• Zero fraud liability

What are the relevant APRs for Evine Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Evine Credit Card has higher than average purchase APRs.

Evine Credit Card has a variable purchase APR of 28.99%.

What are the fees for Evine Credit Card?

The following fees apply to Evine Credit Card:

Evine Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	$38

How to apply for Evine Credit Card

• Visit the Evine Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.