Last Updated: 07/28/2025
First Choice Bank Excent Secured Visa Credit Card
Unaffiliated
in Credit Cards from First Choice Bank
Last Updated: 07/28/2025
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
Balance Transfer APR (Fixed APR)
Credit Score Range
Annual Fee
First Choice Bank Excent Secured Visa Credit Card Review
Key Takeaways
- APRs: First Choice Bank Excent Secured Visa Credit Card has a fixed purchase APR of 13.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of First Choice Bank Excent Secured Visa Credit Card
| The Good | The Bad |
|
|
First Choice Bank Excent Secured Visa Credit Card FAQ
Does First Choice Bank Excent Secured Visa Credit Card have a cash back or rewards program?
| Description |
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.