Excent Secured Credit Card
in Personal Credit Cards from First Choice Bank
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| Annual Fee | $39 |
| Purchase APR (Fixed APR) | Starting at 13.99% |
| Balance Transfer APR (Fixed APR) | N/A |
| Credit Score Range | 300 - 700 |
Excent Secured Credit Card Review
Excent Secured Credit Card is a secured credit card credit card issued by First Choice Bank.
Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.
Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 300.
Credit limit. This card has a credit limit of up to 5000.
If you're wondering whether Excent Secured Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
Is there a Excent Secured Credit Card cash back or rewards program?
No, Excent Secured Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for Excent Secured Credit Card?
Excent Secured Credit Card has a fixed purchase APR starting at 13.99% .
It also has a fixed cash advance APR starting at 18.99% .
Does Excent Secured Credit Card have an introductory APR offer?
Excent Secured Credit Card does not offer an introductory rate on new purchases.| Purchase APR | Starting at 13.99% |
| Cash Advance APR | Starting at 18.99% |
What are the Excent Secured Credit Card fees?
$39 Annual Fee. Excent Secured Credit Card charges an annual fee of $39.The following fees apply to Excent Secured Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $39 |
| Returned Payment Fee | $29 |
| Late Payment Fee | $29 |
Does Excent Secured Credit Card report your account activity to credit bureaus?
Excent Secured Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for Excent Secured Credit Card
- Visit the First Choice Bank website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
Contact
- Headquarters
-
PO Box 472
Kingston, NJ 08528 USA - (609) 454-0337
- Visit Site
About Excent Secured Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Returned Payment Fee | $29 |
| Minimum Interest Charge | $1 |
| Annual Fee | $39 |
| Late Fee Amount | $29 |
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