Extra Credit Union Platinum Reward Mastercard
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| Purchase APR (Variable APR) | 12.95 - 18.95 |
| Balance Transfer APR (Variable APR) | 12.95 - 18.95 |
| Credit Score Range | 600 - 699 |
| Annual Fee | N/A |
Extra Credit Union Platinum Reward Mastercard Review
This is a rewards credit card issued by Extra Credit Union. If you're wondering whether Extra Credit Union Platinum Reward Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Extra Credit Union Platinum Reward Mastercard has a variable purchase APR that ranges from 12.95% up to 18.95%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.00% every time you make a transaction outside the U.S.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
| The Good | The Bad |
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Does Extra Credit Union Platinum Reward Mastercard have a cash back or rewards program?
Extra Credit Union Platinum Reward Mastercard is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
Does Extra Credit Union Platinum Reward Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Extra Credit Union Platinum Reward Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Extra Credit Union Platinum Reward Mastercard benefits?
It provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Extra Credit Union Platinum Reward Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Extra Credit Union Platinum Reward Mastercard has a variable purchase APR that ranges from 12.95% up to 18.95%. The card has a variable balance transfer APR that ranges from 12.95% up to 18.95%. It also has a variable cash advance APR that ranges from 12.95% up to 18.95%.
Does Extra Credit Union Platinum Reward Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Extra Credit Union Platinum Reward Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Extra Credit Union Platinum Reward Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | |
| Foreign Transaction Fee | 1.00% |
| Returned Payment Fee | up to $25.00 |
| Late Payment Fee | up to $25.00 |
Does Extra Credit Union Platinum Reward Mastercard have a foreign transaction fee?
Extra Credit Union Platinum Reward Mastercard charges a foreign transaction fee of 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for Extra Credit Union Platinum Reward Mastercard?
The support contact email for Extra Credit Union Platinum Reward Mastercard is info@extracreditunion.org.
What is the Extra Credit Union Platinum Reward Mastercard login page?
You can access the Extra Credit Union Platinum Reward Mastercard login page here.
How do people rate the customer service and user experience of Extra Credit Union Platinum Reward Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Extra Credit Union Platinum Reward Mastercard report your account activity to credit bureaus?
Yes, Extra Credit Union Platinum Reward Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Extra Credit Union Platinum Reward Mastercard
- Visit the Extra Credit Union Platinum Reward Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
6611 Chicago Rd,
Warren, MI 48092 USA - Visit Site
- Email Support
About Extra Credit Union Platinum Reward Mastercard
Availability
Feature Breakdown
| No Annual Fee | |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 1.00 |
| Returned Payment Fee | Up to 25.00 |
| Late Fee Amount | Up to 25.00 |
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