Last Updated: 07/28/2025
Family Savings Credit Union Visa® Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Factor Based)
12.00% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Factor Based)
12.00% - 18.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Family Savings Credit Union Visa® Credit Card Review
This is a rewards card issued by Family Savings Credit Union. If you're wondering whether Family Savings Credit Union Visa® Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Family Savings Credit Union Visa® Credit Card has a variable regular purchase APR that ranges from 12.00% up to 18.00%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 1% balance transfer fee. Family Savings Credit Union Visa® Credit Card charges a fee of 1% on balance transfers. For example, a balance of $1,000 could cost $10 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
Pros & Cons of family savings credit union
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family savings credit union FAQ
Does family savings credit union have a cash back or rewards program?
family savings credit union is a rewards card.
| Description |
Does family savings credit union have a signup bonus?
This card doesn't offer a cash signup bonus.Does family savings credit union offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the family savings credit union benefits?
Family Savings Credit Union Visa® Credit Card provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
What are the relevant APRs for family savings credit union?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Family Savings Credit Union Visa® Credit Card has a variable purchase APR that ranges from 12.00% up to 18.00%. The card has a variable balance transfer APR that ranges from 12.00% up to 18.00%. It also has a variable cash advance APR that ranges from 12.00% up to 18.00%.
Does family savings credit union have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does family savings credit union have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for family savings credit union?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does family savings credit union have a foreign transaction fee?
family savings credit union charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for family savings credit union?
The customer service number for family savings credit union is (888) 311-3728.
What is the support contact email for family savings credit union?
The support contact email for family savings credit union is service@familysavingscu.com.
What is the login page for family savings credit union?
You can access the login page of family savings credit union here.
How do people rate the customer service and user experience of family savings credit union?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Family Savings Credit Union perform a hard credit pull?
Yes, family savings credit union performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for family savings credit union
- Visit the website of family savings credit union.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
7:30AM - 4:00PM
Tuesday
7:30AM - 4:00PM
Wednesday
7:30AM - 12:00PM
Thursday
7:30AM - 4:00PM
Friday
7:30AM - 4:00PM
Saturday
Closed