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  Family Savings Credit Union Visa® Credit Card
Family Savings Credit Union Visa® Credit Card
in Credit Cards from Family Savings Credit Union
Unaffiliated

Family Savings Credit Union Visa® Credit Card

Unaffiliated
in Credit Cards from Family Savings Credit Union
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Highlights
Purchase APR  (Factor Based) 12.00% - 18.00%
(Verified 04/20/2023)
Balance Transfer APR  (Factor Based) 12.00% - 18.00%
(Verified 04/20/2023)
Credit Score Range N/A
Annual Fee $0

Family Savings Credit Union Visa® Credit Card Review

This is a rewards card issued by Family Savings Credit Union. If you're wondering whether family savings credit union is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Family Savings Credit Union Visa® Credit Card has a variable purchase APR that ranges from 12.00% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 1% Balance transfer fee. Family Savings Credit Union Visa® Credit Card charges a fee of 1% on balance transfers. For example, a balance of $1,000 could cost $10 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.

Pros & Cons of family savings credit union

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Extended warranty on purchases.
  • Identity Theft Protection.
  • Cardholders can earn rewards on their purchases.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 1% balance transfer fee.

family savings credit union FAQ

Does family savings credit union have a cash back or rewards program?

family savings credit union is a rewards card.

family savings credit union Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does family savings credit union have a signup bonus?

This card doesn't offer a cash signup bonus.

Does family savings credit union offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the family savings credit union benefits?

It provides the following benefits:

  • Extended Warranty Protection
  • Zero fraud liability

What are the relevant APRs for family savings credit union?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Family Savings Credit Union Visa® Credit Card has a variable purchase APR that ranges from 12.00% up to 18.00%. The card has a variable balance transfer APR that ranges from 12.00% up to 18.00%. It also has a variable cash advance APR that ranges from 12.00% up to 18.00%.

Does family savings credit union have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does family savings credit union have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for family savings credit union?

The following fees apply:

family savings credit union Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $30
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does family savings credit union have a foreign transaction fee?

family savings credit union charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for family savings credit union?

The family savings credit union customer service number is (888) 311-3728.

What is the support contact email for family savings credit union?

The support contact email for family savings credit union is service@familysavingscu.com.

What is the family savings credit union login page?

You can access the family savings credit union login page here.

How do people rate the customer service and user experience of family savings credit union?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for family savings credit union

  • Visit the family savings credit union website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:30am - 4:00pm
  • Tuesday 7:30am - 4:00pm
  • Wednesday 7:30am - 12:00pm
  • Thursday 7:30am - 4:00pm
  • Friday 7:30am - 4:00pm
  • Saturday Closed

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 1%
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Returned Payment Fee Up to $30
Paper Statement Fee $1
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Card Benefits
  • Identity Theft Protection
  • Extended Warranty Protection
  • Purchase Protection
  • Fraud Liability
Cash Advance APR (Factor Based) 12.00% - 18.00%
APR Type Factor Based
Purchase APR (Factor Based) 12.00% - 18.00%
(Verified 04/20/2023)
Balance Transfer APR (Factor Based) 12.00% - 18.00%
(Verified 04/20/2023)
Balance Transfer Fee % 1%
Card Type
  • Rewards
  • Low Interest
Card Network Visa

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† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.