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  Fifth Third Bank TRIO Credit Card

Fifth Third Bank TRIO Credit Card

in Personal Credit Cards from Fifth Third Bank

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Fifth Third Bank TRIO Credit Card

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in Personal Credit Cards from Fifth Third Bank

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Highlights
Highlights
Purchase APR  (Variable APR) 13.99% - 22.99%
Balance Transfer APR  (Variable APR) 13.99% - 22.99%
Credit Score Range 640 - 850
Annual Fee $0

Fifth Third Bank TRIO Credit Card Review

Fifth Third Bank TRIO Credit Card is a cashback credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Bank TRIO Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a cashback rewards rate of up to 3%.
  • Earn 1% cash back on everyday purchases.
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of $100 if you spend $1000 within 3 months.
  • Competitive APRs. Fifth Third Bank TRIO Credit Card has a variable purchase APR that ranges from 13.99% up to 22.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 4% Balance transfer fee. Fifth Third Bank TRIO Credit Card charges a fee of up to 4% on balance transfers. For example, a balance of $1,000 could cost up to $40 in transfer fees. The minimum fee is $5.
  • Accepts cosigners. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Gas rewards. Earn up to 2% for every $1 you spend on gas.
  • Multiple credit card benefits. Includes generous credit card perks, such as price protection, and fraud protection.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
Fifth Third Bank TRIO Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Multiple credit card perks.
  • Cardholders can earn rewards on every purchase.
  • Earn rewards on every purchase.
  • Fifth Third Bank TRIO Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Charges a 4% balance transfer fee.
Fifth Third Bank TRIO Credit Card FAQ

Is there a Fifth Third Bank TRIO Credit Card cash back or rewards program?

Fifth Third Bank TRIO Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With Fifth Third Bank TRIO Credit Card you receive 1% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash. However, you can earn up to 3% for purchases in a bonus category.

Fifth Third Bank TRIO Credit Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 3%
Annual rewards limit 0
Signup Bonus ($) $100
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 3 months

Does Fifth Third Bank TRIO Credit Card have a signup bonus?

Yes, Fifth Third Bank TRIO Credit Card offers card users a signup bonus worth up to $100 after spending $1000.

Does Fifth Third Bank TRIO Credit Card offer an annual loyalty bonus?

Fifth Third Bank TRIO Credit Card doesn't offer a cash loyalty bonus.

What are the Fifth Third Bank TRIO Credit Card benefits?

Fifth Third Bank TRIO Credit Card provides the following benefits:

  • Price Protection
  • Cellular Telephone Protection
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for Fifth Third Bank TRIO Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fifth Third Bank TRIO Credit Card has lower than average purchase APRs.

Fifth Third Bank TRIO Credit Card has a variable purchase APR that ranges from 13.99% up to 22.99%. The card has a variable balance transfer APR that ranges from 13.99% up to 22.99%. It also has a variable cash advance APR of 24.99% .

Does Fifth Third Bank TRIO Credit Card have an introductory APR offer on balance transfers?

Yes, Fifth Third Bank TRIO Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 12 months.

Fifth Third Bank TRIO Credit Card Balance Transfers
Description
Balance Transfer APR 13.99% - 22.99%
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period (months) 12
Balance Transfer Fee % 4%
Balance Transfer Fee % After Intro Period N/A
Balance Transfer Fee Intro Period (days) N/A
Balance Transfer Fee Minimum $5

Does Fifth Third Bank TRIO Credit Card have an introductory APR offer on new purchases?

Fifth Third Bank TRIO Credit Card does not offer an introductory rate on new purchases.
Fifth Third Bank TRIO Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Fifth Third Bank TRIO Credit Card?

The following fees apply to Fifth Third Bank TRIO Credit Card:

Fifth Third Bank TRIO Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $40

Does Fifth Third Bank TRIO Credit Card report your account activity to credit bureaus?

Fifth Third Bank TRIO Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Fifth Third Bank TRIO Credit Card

  • Visit the Fifth Third Bank TRIO Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Every Purchase (Points) 3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores.
No Annual Fee  
No Foreign Transaction Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 23 days
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Minimum Interest Charge $1.50
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Co-signing Allowed  
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 640 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Cellular Telephone Protection
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Identity Theft Protection
  • Price Protection
  • Travel Assistance
Bonus Rewards Open a new account and get a $100 cash back bonus by spending $1,000 within 90 days of opening your account.
Annual Maximum N/A
Rewards Rates
  • Drug Store Purchases
  • Every Purchase
  • Gas
  • Groceries
  • Restaurants
Signup Bonus $100
Rewards Type Cash Back
Cash Advance APR (Variable APR) 24.99%
Balance Computation Average daily balance (including new purchases).
Purchase APR (Variable APR) 13.99% - 22.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 13.99% - 22.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 4%

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