Fifth Third Secured Card
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| Community Rating | Strongly recommended |
| Purchase APR (Variable APR) | 26.24% |
| Balance Transfer APR (Variable APR) | 26.24% |
| Credit Score Range | 300 - 850 |
| Annual Fee | $24 |
| Number of Reviews | 7 |
Fifth Third Secured Card Review
This is a secured credit card credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Secured Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.24%
- 4% Balance transfer fee. Fifth Third Secured Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Fifth Third Secured Card
| The Good | The Bad |
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Fifth Third Secured Card FAQ
Does Fifth Third Secured Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Fifth Third Secured Card benefits?
It provides the following benefits:
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Fifth Third Secured Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Fifth Third Secured Card has a variable purchase APR of 26.24%. The card has a variable balance transfer APR of 26.24% . It also has a variable cash advance APR of 27.24% .
Does Fifth Third Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Fifth Third Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Fifth Third Secured Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $24 |
| Foreign Transaction Fee | 3% |
| Late Payment Fee | up to $40 |
Does Fifth Third Secured Card have a foreign transaction fee?
Fifth Third Secured Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Fifth Third Secured Card?
The Fifth Third Secured Card customer service number is (866) 671-5353.
What is the support contact email for Fifth Third Secured Card?
The support contact email for Fifth Third Secured Card is info@53.com.
What is the Fifth Third Secured Card login page?
You can access the Fifth Third Secured Card login page here.
How do people rate the customer service and user experience of Fifth Third Secured Card?
Overall, Fifth Third Secured Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Fifth Third Secured Card report your account activity to credit bureaus?
Yes, Fifth Third Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Fifth Third Secured Card
- Visit the Fifth Third Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
38 Fountain Square Plaza
Cincinnati, OH 45263 USA - (866) 671-5353
- Visit Site
- Email Support
Other Services by Fifth Third Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| No Interest Grace Period for Late Payment | 23 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $24 |
| Minimum Interest Charge | $1.50 |
| Late Fee Amount | Up to $40 |
Fifth Third Secured Card Community Reviews
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