Last Updated: 05/14/2026
SuperMoney User Recommendation Score +86
Strongly recommended7 total votes
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Highlights
Community Rating
Strongly recommended
Purchase APR (Variable APR)
26.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Balance Transfer APR (Variable APR)
26.24%(Verified 06/21/2024)
Disclaimer popup with additional information
Credit Score Range
300 - 850
Annual Fee
$24
Number of Reviews
Fifth Third Secured Card Review
This is a secured credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Secured Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 26.24%
- A 4% balance transfer fee. Fifth Third Secured Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, emergency support, identity theft protection, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Fifth Third Secured Card
| The Good | The Bad |
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Fifth Third Secured Card FAQ
Does Fifth Third Secured Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Emergency Support
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Fifth Third Secured Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Fifth Third Secured Card has a variable purchase APR of 26.24%. The card has a variable balance transfer APR of 26.24% . It also has a variable cash advance APR of 27.24% .
Does Fifth Third Secured Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Fifth Third Secured Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Fifth Third Secured Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $24 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $24.
Does Fifth Third Secured Card have a foreign transaction fee?
Fifth Third Secured Card charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Fifth Third Secured Card?
The customer service number for Fifth Third Secured Card is (866) 671-5353.
What is the support contact email for Fifth Third Secured Card?
The support contact email for Fifth Third Secured Card is info@53.com.
How do people rate the customer service and user experience of Fifth Third Secured Card?
Overall, Fifth Third Secured Card is strongly recommended based on community reviews that rate customer service and user experience.
Does Fifth Third Secured Card report your account activity to credit bureaus?
Yes, Fifth Third Secured Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Fifth Third Bank perform a hard credit pull?
Yes, Fifth Third Secured Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Fifth Third Secured Card
- Visit the website of Fifth Third Secured Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 5:00PMTuesday9:00AM - 5:00PMWednesday9:00AM - 5:00PMThursday9:00AM - 5:00PMFriday9:00AM - 5:00PMSaturdayClosed
Other Services by Fifth Third Bank
CD Accounts
Rating not yet determined (4 Reviews)
Checking Accounts
5
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4
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Money Market Accounts
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Investment Advisors
Be the first to rate
Other Credit Cards from Fifth Third Bank
Rating not yet determined
Purchase APR
14.24% - 25.24%
Disclaimer popup with additional information
Balance Transfer APR
14.24% - 25.24%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.74% - 27.74%
Disclaimer popup with additional information
Balance Transfer APR
17.74% - 27.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
17.74% - 27.74%
Disclaimer popup with additional information
Balance Transfer APR
17.74% - 27.74%
Disclaimer popup with additional information
Credit Score Range
Starting at 750
Annual Fee
N/A
SuperMoney Net Recommendation Score
SuperMoney users strongly recommend this product, giving it a user recommendation score of +86, or 4.7 on a 5-point rating scale.
+86
-1000+100
No one recommends
Everyone recommends
Fifth Third Secured Card Community Reviews
Would you recommend Fifth Third Secured Card to your friends?
AS
Aaron S.
Aug 1, 2022
May or may not recommend
This is a great alternative to the Fifth Third Bank preferred card. The rewards add up a tad bit slower but still feel generous. You don't have to pay the annual fee that the preferred card has. Great card!
LB
Leonard B.
Nov 10, 2021
May or may not recommend
Besides the high APR, the credit window, low fees and low annual fee is what makes this card a must!
MF
Molly F.
Jul 9, 2021
May or may not recommend
This can be a great starter credit card for the right person. Obviously it's a secured card, so it's not going to be the best credit card you'll ever have, but it's a pretty safe bet for someone that has poor credit or is just starting to build credit. The fees aren't anything out of the ordinary for a card of this type, and the main selling point is that ...Show More
TB
Taren B.
Jan 11, 2021
May or may not recommend
I co-signed this card for my ex-boyfriend that had terrible credit. We were approved but through some convoluted protocol, I became a guarantor of the debt. Months after the breakup, they came after me to pay the defunct balance from where he apparently stopped paying the bill and just refused to acknowledge it existed. I’m still in the process with a lawyer trying to get the mark taken off of ...Show More
TM
Thomas M.
Sep 7, 2020
May or may not recommend
Fifth Third Bank’s credit card should be the gold standard for credit cards. As a Mastercard-based system it is accepted everywhere with a quick swipe, and an integrated chip for added security. It can be linked to your Fifth Third mobile app for easy access or managed online. The rewards points system is linked to every dollar spent, and redeeming retail gift cards or physical products is a breeze. The ...Show More
U
Anonymous
May 19, 2019
May or may not recommend
quilty sevice name brand to promote stubilty i will recommened
TL
Tiffany L.
Apr 23, 2019
May or may not recommend
Interested would love to help build credit more.. sharing with family and friends
Showing 7 of 7 reviews
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