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Fifth Third Secured Card

in Personal Credit Cards

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Fifth Third Secured Card

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in Personal Credit Cards

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Overview

Who is this credit card designed for?

Fifth Third Secured Card is a secured credit card issued by Fifth Third Bank, which is based in Cincinatti, OH.  Secured cards are a type of credit card that is backed by a secured payment, which is used as collateral. These cards are often used by borrowers with poor credit or little credit history to help build their credit.

Fifth Third Secured Card is designed for people with a credit score of 300 to 850.

This card has a credit limit of $$300 to $5,000. The credit limit will match the initial deposit amount. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Fifth Third Secured Card has a variable purchase APR starting at 25.49%.

The card has a variable balance transfer APR starting at 25.49%.

It also has a variable cash advance APR starting at 24.99%.

Is an introductory APR offer available?

No, Fifth Third Secured Card does not come with an introductory APR offer for balance transfers.

Fifth Third Secured Card does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Fifth Third Secured Card:

  • An annual fee of $24. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, Fifth Third Secured Card does not offer a rewards program.

Is a signup bonus offered?

Fifth Third Secured Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Fifth Third Secured Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Fifth Third Secured Card provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Cellular Telephone Protection
  • Travel Assistance
  • Reports to major credit bureaus

Does Fifth Third Secured Card report your account activity to credit bureaus?

Fifth Third Secured Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Available in 48 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days)
23
Late Payment Penalty
$38
Minimum Interest Charge
$1
Annual Fee
$24
Foreign Currency Transaction Fee
3%
Minimum Age
18
Co-signing Allowed
Credit Score Range
300 - 850
850 300
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Bank Account Required?
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Extended Warranty
Fraud Liability
Emergency Support
Credit Card Benefits
  • Cellular Telephone Protection
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • ID Theft Protection
  • Price Protection
  • Travel Assistance
Purchases APR
Starting at
25.49%
Cash Advance APR
Starting at
24.99%
Balance Computation
Average daily balance (including new purchases)
Credit Limit
$300 to $5,000. The credit limit will match the initial deposit amount
APR Type
Variable APR
Balance Transfer APR
Starting at
25.49%
Transfer Fee
up to 4%
Transfer Fee %
4%
Transfer Fee Minimum
$5

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