Fifth Third Secured Card Review

Fifth Third Secured Card is a secured credit card credit card issued by Fifth Third Secured Card. 

Secured cards are credit cards that require a refundable deposit before you qualify for a line of credit. These cards are often used to build the credit of consumers with with poor credit or little credit history.

This card is designed for people who have bad credit. The minimum credit score to apply is 300. Fifth Third Secured Card is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

This card has a minimum credit limit of $300 to $5,000. The credit limit will match the initial deposit amount.

If you're wondering whether Fifth Third Secured Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Fifth Third Secured Card cash back or rewards program?

No, Fifth Third Secured Card does not offer a rewards program.

Fifth Third Secured Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Fifth Third Secured Card benefits?

Fifth Third Secured Card provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Price Protection
• Cellular Telephone Protection
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Fifth Third Secured Card?

Fifth Third Secured Card has a variable purchase APR starting at 25.49% . The card has a variable balance transfer APR starting at 25.49% .

It also has a variable cash advance APR starting at 24.99% .

Fifth Third Secured Card Balance Transfers

Description
Balance Transfer APR	Starting at 25.49%
Introductory Rate	N/A
Intro APR period (months)	N/A

Fifth Third Secured Card Rates & Terms

Description
Balance Computation	Average daily balance (including new purchases)
Purchase APR	Starting at 25.49%
Credit Limit	$300 to $5,000. The credit limit will match the initial deposit amount
Penalty APR	N/A
Cash Advance APR	Starting at 24.99%
Introductory Rate	N/A
Intro APR period (months)	N/A

What are the Fifth Third Secured Card fees?

The following fees apply to Fifth Third Secured Card:

Fifth Third Secured Card Fees

Fees	Amount
Annual Fee	$24
Foreign Transaction Fee	3%
Balance Transfer Fee	4%
Minimum Balance Transfer Fee	$5
Late Payment Fee	$38

Does Fifth Third Secured Card report your account activity to credit bureaus?

Fifth Third Secured Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Fifth Third Secured Card

• Visit the Fifth Third Secured Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.