
Fifth Third Secured Card
in Personal Credit Cards from Fifth Third Bank
Would you recommend Fifth Third Secured Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) | 23.99% |
Balance Transfer APR (Variable APR) | 23.99% |
Credit Score Range | 300 - 850 |
Annual Fee | $24 |
Fifth Third Secured Card Review
Fifth Third Secured Card is a secured credit card credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Secured Card is the right card for you, read on. This is everything you need to know to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 23.99%
- 4% Balance transfer fee. Fifth Third Secured Card charges a fee of up to 4% on balance transfers. For example, a balance of $1,000 could cost up to $40 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
The Good | The Bad |
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Is there a Fifth Third Secured Card cash back or rewards program?
No, Fifth Third Secured Card does not offer a rewards program.
What are the Fifth Third Secured Card benefits?
Fifth Third Secured Card provides the following benefits:
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Fifth Third Secured Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fifth Third Secured Card has higher than average purchase APRs.Fifth Third Secured Card has a variable purchase APR of 23.99%. The card has a variable balance transfer APR of 23.99% . It also has a variable cash advance APR of 23.99% .
Does Fifth Third Secured Card have an introductory APR offer on balance transfers?
No, Fifth Third Secured Card does not come with an introductory APR offer for balance transfers.Does Fifth Third Secured Card have an introductory APR offer on new purchases?
Fifth Third Secured Card does not offer an introductory rate on new purchases.Description | |
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Introductory Rate | N/A |
Purchase Intro APR Period (months) | N/A |
What are the fees for Fifth Third Secured Card?
The following fees apply to Fifth Third Secured Card:
Fees | Amount |
---|---|
Annual Fee | $24 |
Foreign Transaction Fee | 3% |
Late Payment Fee | up to $40 |
Does Fifth Third Secured Card have a foreign transaction fee?
Fifth Third Secured Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Fifth Third Secured Card report your account activity to credit bureaus?
Yes, Fifth Third Secured Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Fifth Third Secured Card
- Visit the Fifth Third Secured Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
38 Fountain Square Plaza
Cincinnati, OH 45263 - Visit Site
Other Services by Fifth Third Bank

Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
No Interest Grace Period for Late Payment | 23 days |
Cash Advance Fee Minimum | $10 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $10 |
Foreign Currency Transaction Fee | 3% |
Annual Fee | $24 |
Minimum Interest Charge | $1.50 |
Late Fee Amount | Up to $40 |
Fifth Third Secured Card Community Reviews
Would you recommend Fifth Third Secured Card to your friends?
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