Who is this credit card designed for?

Fifth Third Truly Simple Credit Card is a credit card issued by Fifth Third Bank, which is based in Cincinnati, OH, and was established in 1923.

This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.

What are the relevant APRs?

Fifth Third Bank charges a variable APR on new purchases that ranges from 13.24% to 24.24%. Balance transfer APRs, which are also variable, range from 13.24% to 24.24%

Is an introductory APR offer available?

Yes, Fifth Third Truly Simple Credit Card offers an introductory APR rate of 0% for a period of 15 months.

What are the fees?

The following fees apply to Fifth Third Truly Simple Credit Card:

  • A late payment penalty of $38.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, Fifth Third Truly Simple Credit Card does not offer a rewards program.

Is a signup bonus offered?

Fifth Third Truly Simple Credit Card doesn't offer a cash signup bonus.

What additional benefits are offered?

Fifth Third Truly Simple Credit Card provides the following benefits:

  • Emergency support
  • Extended warranty
  • Fraud liability
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Customer Type
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Foreign Currency Transaction Fee
    • No Annual Fee
    • Card Type
      Balance Transfer
    • 0% Introductory APR
    • Card Network
    • Credit Card Benefits
      • Cellular Telephone Protection
      • Emergency Support
      • Extended Warranty Protection
      • Fraud Liability
      • Price Protection
    • Emergency Support
    • Extended Warranty
    • Fraud Liability
    • Balance Computation
      Average daily balance (including new purchases)
    • Purchases APR (variable)
      13.24% - 24.24%
    • Transfer Fee
      up to 4%
    • Balance Transfer APR (variable)
      13.24% - 24.24%
    • Intro APR period (months)
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