Fifth Third Bank Truly Simple® Credit Card

Fifth Third Bank Truly Simple® Credit Card Review

This is a credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Bank Truly Simple® Credit Card is the right card for you, read on.

Key Takeaways

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 18 months, which is longer than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 15 months.
• Competitive APRs. Fifth Third Bank Truly Simple® Credit Card has a variable purchase APR that ranges from 14.24% up to 25.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• 4% Balance transfer fee. Fifth Third Bank Truly Simple® Credit Card charges a fee of 4% on balance transfers. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
• Accepts cosigners. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, price protection, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Fifth Third Bank Truly Simple® Credit Card

Fifth Third Bank Truly Simple® Credit Card FAQ

Does Fifth Third Bank Truly Simple® Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Fifth Third Bank Truly Simple® Credit Card benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Fifth Third Bank Truly Simple® Credit Card?

Fifth Third Bank Truly Simple® Credit Card has a variable purchase APR that ranges from 14.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 14.24% up to 25.24%. It also has a variable cash advance APR of 27.24% .

What are the fees for Fifth Third Bank Truly Simple® Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Fifth Third Bank Truly Simple® Credit Card report your account activity to credit bureaus?

Yes, Fifth Third Bank Truly Simple® Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fifth Third Bank Truly Simple® Credit Card

• Visit the Fifth Third Bank Truly Simple® Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.