Fifth Third Bank Truly Simple Credit Card Review

Fifth Third Bank Truly Simple Credit Card is a credit card issued by Fifth Third Bank. 

Fair credit. This card is designed for people with fair credit. The minimum credit score to apply is 640.

Accepts cosigners. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether Fifth Third Bank Truly Simple Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Fifth Third Bank Truly Simple Credit Card cash back or rewards program?

No, Fifth Third Bank Truly Simple Credit Card does not offer a rewards program.

Fifth Third Bank Truly Simple Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Fifth Third Bank Truly Simple Credit Card benefits?

Fifth Third Bank Truly Simple Credit Card provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Price Protection
• Cellular Telephone Protection
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for Fifth Third Bank Truly Simple Credit Card?

Fifth Third Bank Truly Simple Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49% .

What are the Fifth Third Bank Truly Simple Credit Card fees?

No Annual Fee. Fifth Third Bank Truly Simple Credit Card does not charge an annual fee.

3% Foreign transaction fees. Fifth Third Bank Truly Simple Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Fifth Third Bank Truly Simple Credit Card:

Fifth Third Bank Truly Simple Credit Card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	3%
Balance Transfer Fee	4%
Minimum Balance Transfer Fee	$5
Late Payment Fee	$38

Does Fifth Third Bank Truly Simple Credit Card report your account activity to credit bureaus?

Fifth Third Bank Truly Simple Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Fifth Third Bank Truly Simple Credit Card

• Visit the Fifth Third Bank website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.