SuperMoney 

Fifth Third Bank Truly Simple Credit Card

in Personal Credit Cards

Unaffiliated Visit Site

Fifth Third Bank Truly Simple Credit Card

Unaffiliated

in Personal Credit Cards

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Fifth Third Bank Truly Simple Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Fifth Third Bank Truly Simple Credit Card is a credit card issued by Fifth Third Bank, which is based in Cincinnati, OH. 

Fifth Third Bank Truly Simple Credit Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Fifth Third Bank Truly Simple Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

Yes, Fifth Third Bank Truly Simple Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.

What are the fees?

The following fees apply to Fifth Third Bank Truly Simple Credit Card:

  • There is no annual fee.
  • A late payment penalty of $38.
  • A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, Fifth Third Bank Truly Simple Credit Card does not offer a rewards program.

Is a signup bonus offered?

Fifth Third Bank Truly Simple Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Fifth Third Bank Truly Simple Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Fifth Third Bank Truly Simple Credit Card provides the following benefits:

  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Price Protection
  • Cellular Telephone Protection
  • Travel Assistance
  • Reports to major credit bureaus
  • Does Fifth Third Bank Truly Simple Credit Card report your account activity to credit bureaus?

    Fifth Third Bank Truly Simple Credit Card reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 48 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Fees
    Grace Period for Late Payment (Days)
    23
    Annual Fee
    $0
    No Annual Fee
     
    List of Fees
    Late Payment Penalty
    $38
    Minimum Interest Charge
    $1
    Balance Transfer Fee %
    4%
    Balance Transfer Fee Minimum
    $5
    Foreign Currency Transaction Fee
    3%
    Minimum Age
    18
    Co-signing Allowed
     
    Credit Score Range
    640 - 850
    850 300 640
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type
    Personal
    Extended Warranty
     
    Fraud Liability
     
    Emergency Support
     
    Credit Card Benefits
    • Cellular Telephone Protection
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Identity Theft Protection
    • Price Protection
    • Travel Assistance
    Percentage
    Purchase APR
    (Variable APR)
    13.49% - 24.49%
        0% 29%
    Percentage
    Cash Advance APR
    (Variable APR)
    Starting at
    26.49%
    Balance Computation
    Average daily balance (including new purchases)
    Introductory Rate
    0%
    Percentage
    Balance Transfer APR
    (Variable APR)
    13.49% - 24.49%
        8% 29%
    Introductory Rate
    0%
    Intro APR period (months)
    15

    Be the first to rate

     
     

    Would you recommend Fifth Third Bank Truly Simple Credit Card to your friends?

    Before we publish your vote:

    Please explain your vote by sharing your experience.

    Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

    Please write a review to submit your vote
    Cancel my vote
    (will require moderator approval)

    Other Personal Credit Cards

    Fifth Third Bank Personal Credit Cards

    Product

    Reviews

    Purchase APR

    Balance Transfer APR

    Annual Fee

    Credit Score Range

    Fifth Third Bank TRIO Credit Card

    Fifth Third Bank TRIO Credit Card

    Be the first to rate

    Purchase APR 15.49% - 24.49%
    (Variable APR)
        0% 29% Variable APR
    Balance Transfer APR 15.49% - 24.49%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee N/A Annual Fee
    Credit Score Range 640 - 850     300 850
    Fifth Third Bank Stand Up to Cancer Credit Card
    Purchase APR 14.49% - 25.49%
    (Variable APR)
        0% 29% Variable APR
    Balance Transfer APR 14.49% - 25.49%
    (Variable APR)
        8% 29% Variable APR
    Annual Fee $0 Annual Fee
    Credit Score Range 640 - 850     300 850
    Fifth Third Secured Card

    Fifth Third Secured Card

    Be the first to rate

    Starting Purchase APR 25.49% Starting Variable APR
    Starting Balance Transfer APR 25.49% Starting Variable APR
    Annual Fee $24 Annual Fee
    Credit Score Range 300 - 850     300 850