Fifth Third Bank Truly Simple Credit Card
in Personal Credit Cards from Fifth Third Bank
UnaffiliatedFifth Third Bank Truly Simple Credit Card
in Personal Credit Cards from Fifth Third Bank
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| Balance Transfer APR (Variable APR) | 13.49% - 24.49% |
| Credit Score Range | 640 - 850 |
| Annual Fee | $0 |
| Purchase APR (Variable APR) | 13.49% - 24.49% |
Fifth Third Bank Truly Simple Credit Card Review
Fifth Third Bank Truly Simple Credit Card is a credit card issued by Fifth Third Bank. If you're wondering whether Fifth Third Bank Truly Simple Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
- 0% balance transfer intro rate. Offers an introductory APR rate on balance transfers of 0% for up to 15 months , which is longer than the average 0% APR period of 12 months.
- Competitive APRs. Fifth Third Bank Truly Simple Credit Card has a variable purchase APR of up to 24.49%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, price protection, travel assistance, and fraud protection.
- Fair or better credit required. You stand a chance of qualifying if your credit score is not below 640.
| The Good | The Bad |
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Is there a Fifth Third Bank Truly Simple Credit Card cash back or rewards program?
No, Fifth Third Bank Truly Simple Credit Card does not offer a rewards program.
What are the Fifth Third Bank Truly Simple Credit Card benefits?
Fifth Third Bank Truly Simple Credit Card provides the following benefits:
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Cellular Telephone Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for Fifth Third Bank Truly Simple Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fifth Third Bank Truly Simple Credit Card has lower than average purchase APRs.Fifth Third Bank Truly Simple Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%. It also has a variable cash advance APR starting at 26.49% .
Does Fifth Third Bank Truly Simple Credit Card have an introductory APR offer on balance transfers??
Yes, Fifth Third Bank Truly Simple Credit Card offers an introductory APR rate on balance transfers of 0% for a period of up to 15 months.
| Description | |
|---|---|
| Balance Transfer APR | 13.49% - 24.49% |
| Introductory Rate | 0% |
| Intro APR period (months) | 15 |
Does Fifth Third Bank Truly Simple Credit Card have an introductory APR offer on new purchases??
This card does offer an introductory APR rate of 0% on qualified purchases for a period of up to 15 months.
What are the Fifth Third Bank Truly Simple Credit Card fees?
The following fees apply to Fifth Third Bank Truly Simple Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $5 |
| Late Payment Fee | $38 |
Does Fifth Third Bank Truly Simple Credit Card have a foreign transaction fee?
Fifth Third Bank Truly Simple Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.Does Fifth Third Bank Truly Simple Credit Card report your account activity to credit bureaus?
Fifth Third Bank Truly Simple Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Fifth Third Bank Truly Simple Credit Card
- Visit the Fifth Third Bank Truly Simple Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
38 Fountain Square Plaza
Cincinnati, OH 45263 - Visit Site
Other Services by Fifth Third Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 23 |
| Foreign Currency Transaction Fee | 3% |
| Minimum Interest Charge | $1 |
| Balance Transfer Fee Minimum | $5 |
| Balance Transfer Fee % | 4% |
| Late Fee Amount | $38 |
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Other Personal Credit Cards
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Fifth Third Secured Card
Rating not yet determined
Starting
Balance Transfer APR
25.49%
Credit Score Range
300 - 850
Annual Fee
$24
Starting
Purchase APR
25.49%
Balance Transfer APR
15.49% - 24.49%
Credit Score Range
640 - 850
Annual Fee
N/A
Purchase APR
15.49% - 24.49%
Balance Transfer APR
14.49% - 25.49%
Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
14.49% - 25.49%
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