Overview

Who is this credit card designed for?

Fifth Third Bank Truly Simple Credit Card is a credit card issued by Fifth Third Bank, which is based in Cincinnati, OH. 

Fifth Third Bank Truly Simple Credit Card is designed for people with a credit score of 640 to 850. It's perfect for consumers looking for a card without an annual fee. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR. Fifth Third Bank is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Fifth Third Bank Truly Simple Credit Card has a variable purchase APR that ranges from 13.49% up to 24.49%.

The card has a variable balance transfer APR that ranges from 13.49% up to 24.49%.

It also has a variable cash advance APR starting at 26.49%.

Is an introductory APR offer available?

Yes, Fifth Third Bank Truly Simple Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.

This card does offer an introductory APR rate on new purchases of 0% for a period of 15 months.

What are the fees?

The following fees apply to Fifth Third Bank Truly Simple Credit Card:

• There is no annual fee.
• A late payment penalty of $38.
• A foreign transaction fee of 3%. Transactions in a foreign currency get hit with a 3% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $30.

Is a rewards program offered?

No, Fifth Third Bank Truly Simple Credit Card does not offer a rewards program.

Is a signup bonus offered?

Fifth Third Bank Truly Simple Credit Card doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Fifth Third Bank Truly Simple Credit Card doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Fifth Third Bank Truly Simple Credit Card provides the following benefits:

Does Fifth Third Bank Truly Simple Credit Card report your account activity to credit bureaus?

Fifth Third Bank Truly Simple Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.