First Bank & Trust Co. Max Cash Preferred Visa

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
• Signup bonus. Offers a signup bonus of up to $150.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.49% up to 27.49%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. First Bank & Trust Co. Max Cash Preferred Visa charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
• Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of First Bank & Trust Co. Max Cash Preferred Visa

First Bank & Trust Co. Max Cash Preferred Visa FAQ

Does First Bank & Trust Co. Max Cash Preferred Visa have a cash back or rewards program?

What are the relevant APRs for First Bank & Trust Co. Max Cash Preferred Visa?

What are the fees for First Bank & Trust Co. Max Cash Preferred Visa?

Does First Bank & Trust Co. Max Cash Preferred Visa report your account activity to credit bureaus?

• Equifax
• Experian
• TransUnion

Does First Bank & Trust Co. perform a hard credit pull?

How to apply for First Bank & Trust Co. Max Cash Preferred Visa

• Visit the website of First Bank & Trust Co. Max Cash Preferred Visa.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.