Florida Credit Union Platinum Reward Credit Card

Florida Credit Union Platinum Reward Credit Card Review

This is a rewards card issued by Florida Credit Union. If you're wondering whether Florida Credit Union Platinum Reward Credit Card is the right card for you, read on.

Key Takeaways

• Competitive APRs. Florida Credit Union Platinum Reward Credit Card has a variable purchase APR that ranges from 10.9% up to 17.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, travel assistance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Florida Credit Union Platinum Reward Credit Card

Florida Credit Union Platinum Reward Credit Card FAQ

Does Florida Credit Union Platinum Reward Credit Card have a cash back or rewards program?

Florida Credit Union Platinum Reward Credit Card is a rewards card.

What are the Florida Credit Union Platinum Reward Credit Card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Extended Warranty Protection
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Florida Credit Union Platinum Reward Credit Card?

Florida Credit Union Platinum Reward Credit Card has a variable purchase APR that ranges from 10.9% up to 17.9%. The card has a variable balance transfer APR that ranges from 10.9% up to 17.9%. It also has a variable cash advance APR of 17.9% .

The good news is this card does not charge a penalty APR if you are late on a payment.

What are the fees for Florida Credit Union Platinum Reward Credit Card?

The following fees apply:

• An overlimit fee of $35.

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Florida Credit Union Platinum Reward Credit Card report your account activity to credit bureaus?

Yes, Florida Credit Union Platinum Reward Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Florida Credit Union Platinum Reward Credit Card

• Visit the Florida Credit Union Platinum Reward Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.