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  Fond Du Lac Credit Union Visa Classic Credit Card

Fond Du Lac Credit Union Visa Classic Credit Card

in Personal Credit Cards from Fond Du Lac Credit Union

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Fond Du Lac Credit Union Visa Classic Credit Card

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in Personal Credit Cards from Fond Du Lac Credit Union

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Highlights
Purchase APR  (Variable APR) 9.99% - 21.99%
Balance Transfer APR  (Variable APR) 5.99% - 17.99%
Credit Score Range 600 - 850
Annual Fee $0

Fond Du Lac Credit Union Visa Classic Credit Card Review

Fond Du Lac Credit Union Visa Classic Credit Card is a credit card issued by Fond Du Lac Credit Union. If you're wondering whether Fond Du Lac Credit Union Visa Classic Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Fond Du Lac Credit Union Visa Classic Credit Card has a variable purchase APR that ranges from 9.99% up to 21.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Fond Du Lac Credit Union Visa Classic Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Fond Du Lac Credit Union Visa Classic Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Fond Du Lac Credit Union Visa Classic Credit Card FAQ

Is there a Fond Du Lac Credit Union Visa Classic Credit Card cash back or rewards program?

No, Fond Du Lac Credit Union Visa Classic Credit Card does not offer a rewards program.

What are the Fond Du Lac Credit Union Visa Classic Credit Card benefits?

Fond Du Lac Credit Union Visa Classic Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Fond Du Lac Credit Union Visa Classic Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fond Du Lac Credit Union Visa Classic Credit Card has lower than average purchase APRs.

Fond Du Lac Credit Union Visa Classic Credit Card has a variable purchase APR that ranges from 9.99% up to 21.99%. The card has a variable balance transfer APR that ranges from 5.99% up to 17.99%. It also has a variable cash advance APR that ranges from 9.99% up to 21.99%.

Does Fond Du Lac Credit Union Visa Classic Credit Card have an introductory APR offer on balance transfers?

No, Fond Du Lac Credit Union Visa Classic Credit Card does not come with an introductory APR offer for balance transfers.

Does Fond Du Lac Credit Union Visa Classic Credit Card have an introductory APR offer on new purchases?

Fond Du Lac Credit Union Visa Classic Credit Card does not offer an introductory rate on new purchases.

What are the fees for Fond Du Lac Credit Union Visa Classic Credit Card?

The following fees apply to Fond Du Lac Credit Union Visa Classic Credit Card:

  • An overlimit fee of $20.
Fond Du Lac Credit Union Visa Classic Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $20
Foreign Transaction Fee 1%
Returned Payment Fee up to $20
Late Payment Fee up to $20

Does Fond Du Lac Credit Union Visa Classic Credit Card have a foreign transaction fee?

Fond Du Lac Credit Union Visa Classic Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Fond Du Lac Credit Union Visa Classic Credit Card report your account activity to credit bureaus?

Yes, Fond Du Lac Credit Union Visa Classic Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fond Du Lac Credit Union Visa Classic Credit Card

  • Visit the Fond Du Lac Credit Union Visa Classic Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Fond Du Lac Credit Union Visa Classic Credit Card

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Over-Limit Fee $20
Returned Payment Fee Up to $20
Paper Statement Fee $2
Additional Card Fee Amount $10
Late Fee Amount Up to $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Variable APR) 9.99% - 21.99%
Balance Computation Average daily balance (excluding new purchases)
Purchase APR (Variable APR) 9.99% - 21.99%
Balance Transfer APR (Variable APR) 5.99% - 17.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Balance Transfer
Card Network Visa

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