Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
28.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
28.24%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Gap Good Rewards Mastercard® Review
This is a rewards card issued by Barclays Bank. If you're wondering whether Gap Good Rewards Mastercard® is the right card for you, read on.
Key Takeaways
- Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts. Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 28.24%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 5% balance transfer fee. Gap Good Rewards Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
Pros & Cons of Gap Good Rewards
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Gap Good Rewards FAQ
Does Gap Good Rewards have a cash back or rewards program?
Gap Good Rewards is a rewards card.
| Description |
Does Gap Good Rewards have a signup bonus?
Yes. Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts. Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta.
Does Gap Good Rewards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Gap Good Rewards benefits?
Gap Good Rewards Mastercard® provides the following benefits:
- Zero fraud liability
What are the relevant APRs for Gap Good Rewards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has higher than average regular APRs.Gap Good Rewards Mastercard® has a variable purchase APR of 28.24%. The card has a variable balance transfer APR of 28.24% .
Does Gap Good Rewards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Gap Good Rewards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Gap Good Rewards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Gap Good Rewards have a foreign transaction fee?
Gap Good Rewards charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Gap Good Rewards?
The customer service number for Gap Good Rewards is (888) 710-8756.
What is the login page for Gap Good Rewards?
You can access the login page of Gap Good Rewards here.
How do people rate the customer service and user experience of Gap Good Rewards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Barclays Bank perform a hard credit pull?
Yes, Gap Good Rewards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Gap Good Rewards
- Visit the website of Gap Good Rewards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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