SuperMoney
  Gap Good Rewards Mastercard®
Gap Good Rewards Mastercard® Claimed

Gap Good Rewards Mastercard®

Claimed
Net Recommendation Score -100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

Explore a similar product
Try this top product in Credit Cards.
Chime secured Credit Builder Visa® Credit Card
Chime secured Credit Builder Visa® Credit Card 21 reviews
Highlights
Community Rating

Rating not yet determined  

Purchase APR  (Variable APR) 28.24%
(Verified 08/17/2022)
Balance Transfer APR  (Variable APR) 28.24%
(Verified 08/17/2022)
Credit Score Range N/A
Annual Fee $0

Gap Good Rewards Mastercard® Review

This is a rewards card issued by Barclays Bank. If you're wondering whether Gap Good Rewards is the right card for you, read on.

Key Takeaways

  • Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts. Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 28.24%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 5% Balance transfer fee. Gap Good Rewards Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.

Pros & Cons of Gap Good Rewards

The Good The Bad
  • No annual fee.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Charges a 5% balance transfer fee.
  • Does not include many credit card benefits.

Gap Good Rewards FAQ

Does Gap Good Rewards have a cash back or rewards program?

Gap Good Rewards is a rewards card.

Gap Good Rewards Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($)

Does Gap Good Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Gap Good Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Gap Good Rewards benefits?

It provides the following benefits:

  • Zero fraud liability

What are the relevant APRs for Gap Good Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Gap Good Rewards Mastercard® has a variable purchase APR of 28.24%. The card has a variable balance transfer APR of 28.24% .

Does Gap Good Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Gap Good Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Gap Good Rewards?

The following fees apply:

Gap Good Rewards Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $41
Late Payment Fee up to $41

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Gap Good Rewards have a foreign transaction fee?

Gap Good Rewards charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Gap Good Rewards?

The Gap Good Rewards customer service number is (888) 710-8756.

What is the support contact email for Gap Good Rewards?

The support contact email for Gap Good Rewards is online@barclaysus.com.

What is the Gap Good Rewards login page?

You can access the Gap Good Rewards login page here.

How do people rate the customer service and user experience of Gap Good Rewards?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

How to apply for Gap Good Rewards

  • Visit the Gap Good Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • Washington, DC
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $10
Cash Advance Fee (%) 5%
Minimum Cash Advance Fee ($) $10
Foreign Currency Transaction Fee 3%
No Annual Fee
Annual Fee $0
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 23 days
Returned Payment Fee Up to $41
Late Fee Amount Up to $41
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Card Benefits
  • Fraud Liability
Bonus Offer Unlock up to 2,000 bonus points annually when you shop at 2 or more of our Gap Inc. brands. 2 brands = 500 pts // 3 brands = 1,000 pts // 4 brands = 2,000 pts. Get bonus points each quarter that you make a purchase at Gap, Banana Republic, Old Navy, or Athleta.
APR Type Variable APR
Purchase APR (Variable APR) 28.24%
(Verified 08/17/2022)
Balance Transfer APR (Variable APR) 28.24%
(Verified 08/17/2022)
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
Card Network Mastercard

Gap Good Rewards Mastercard® Community Reviews

 

Would you recommend Gap Good Rewards Mastercard® to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly not recommended by SuperMoney users with a score of -100, equating to 1 on a 5 point rating scale.

-100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

sorted by

Other Credit Cards

Barclays Bank Credit Cards

Loading...