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  Gardner-White Premier Card

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Gardner-White Premier Card

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Gardner-White Premier Card

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Highlights
Purchase APR  (Variable APR) Up to 28.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Gardner-White Premier Card Review

Gardner-White Premier Card is no longer available to new customers on SuperMoney.

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This is a store credit card issued by Comenity Bank. If you're wondering whether Gardner-White Premier Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Gardner-White Premier Card

The Good The Bad
  • Special Financing Options available.
  • No application fee.
  • No annual fee.
  • Gardner-White Premier Card reports to multiple credit bureaus.
  • High interest rates.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.

Gardner-White Premier Card FAQ

Does Gardner-White Premier Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Gardner-White Premier Card?

It has a variable purchase APR of up to 28.99%.

Does Gardner-White Premier Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Gardner-White Premier Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Gardner-White Premier Card?

The following fees apply:

Gardner-White Premier Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $40
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the customer service phone number for Gardner-White Premier Card?

The Gardner-White Premier Card customer service number is (185) 579-69632.

What is the support contact email for Gardner-White Premier Card?

The support contact email for Gardner-White Premier Card is webmaster@comenity.net.

What is the Gardner-White Premier Card login page?

You can access the Gardner-White Premier Card login page here.

How do people rate the customer service and user experience of Gardner-White Premier Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Gardner-White Premier Card report your account activity to credit bureaus?

Yes, Gardner-White Premier Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Gardner-White Premier Card

  • Visit the Gardner-White Premier Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday 9:00am - 5:00pm
  • Monday 7:00am - 11:00pm
  • Tuesday 7:00am - 11:00pm
  • Wednesday 7:00am - 11:00pm
  • Thursday 7:00am - 11:00pm
  • Friday 7:00am - 11:00pm
  • Saturday 9:00am - 5:00pm

Other Services by Comenity Bank

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View all credit cards offered by Comenity Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Minimum Interest Charge $2
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
APR Type Variable APR
Balance Computation daily balance (including current transactions)
Credit Limit Up to $12
Purchase APR (Variable APR) Up to 28.99%
Card Type
  • Store Card
Card Network Other

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