
Gesa Credit Union Diamond Cash Back Card
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Purchase APR | 10.24% - 18.24% |
Balance Transfer APR | 10.24% - 18.24% |
Credit Score Range | 680 - 850 |
Annual Fee | $0 |
Gesa Credit Union Diamond Cash Back Card Review
This is a credit card issued by Gesa Credit Union. If you're wondering whether Gesa Credit Union Diamond Cash Back Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Signup bonus. Offers a signup bonus of $200 if you spend $2000 within 3 months.
- Competitive APRs. Gesa Credit Union Diamond Cash Back Card has a variable purchase APR that ranges from 10.24% up to 18.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
The Good | The Bad |
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Does Gesa Credit Union Diamond Cash Back Card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
What are the Gesa Credit Union Diamond Cash Back Card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Gesa Credit Union Diamond Cash Back Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Gesa Credit Union Diamond Cash Back Card has a variable purchase APR that ranges from 10.24% up to 18.24%. The card has a variable balance transfer APR that ranges from 10.24% up to 18.24%. It also has a variable cash advance APR that ranges from 10.24% up to 18.24%. Note that late payments are subject to an APR of 25.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Gesa Credit Union Diamond Cash Back Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 10.24% - 18.24% |
Balance Transfer Fee % | 0% |
Does Gesa Credit Union Diamond Cash Back Card have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Gesa Credit Union Diamond Cash Back Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Returned Payment Fee | up to $28 |
Late Payment Fee | up to $30 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
What is the support contact email for Gesa Credit Union Diamond Cash Back Card?
The support contact email for Gesa Credit Union Diamond Cash Back Card is askus@gesa.com.
What is the Gesa Credit Union Diamond Cash Back Card login page?
You can access the Gesa Credit Union Diamond Cash Back Card login page here.
How do people rate the customer service and user experience of Gesa Credit Union Diamond Cash Back Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Gesa Credit Union Diamond Cash Back Card report your account activity to credit bureaus?
Yes, Gesa Credit Union Diamond Cash Back Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Gesa Credit Union Diamond Cash Back Card
- Visit the Gesa Credit Union Diamond Cash Back Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
51 Gage Blvd
Richland, WA 99352 USA - Visit Site
- Email Support
About Gesa Credit Union Diamond Cash Back Card
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
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