GM Extended Family Card

GM Extended Family Card Review

GM Extended Family Card is no longer available to new customers on SuperMoney. Click here to compare Credit Cards and quickly find the best options for your needs.

This is a store cashback card issued by Capital One. If you're wondering whether GM Extended Family Card is the right card for you, read on.

Key Takeaways

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 12 months.
• Competitive APRs. GM Extended Family Card has a variable purchase APR that ranges from 15.24% up to 24.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of GM Extended Family Card

The Good

The Bad

1% Earnings on all purchases or 1% cash back option ($50 increments) Redeem Earnings with no limits toward the purchase of lease of a new GM vehicle Can combine earnings with GM Employee or Supplier Discount toward a new vehicle and combine earnings with current eligible GM vehicle offers and Incentives Potentially lower than average purchase APRs. 0% APR on new purchases during the first 12 months. There is then a variable purchase APR that ranges from 15.24% up to 24.24%. No annual fee. Identity Theft Protection. GM Extended Family Card reports to multiple credit bureaus.

Only available for GM Employees & Suppliers You need good credit to qualify. Does not offer a signup bonus. Does not include many credit card benefits.

GM Extended Family Card FAQ

Does GM Extended Family Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.

What are the GM Extended Family Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for GM Extended Family Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

GM Extended Family Card has a variable purchase APR that ranges from 15.24% up to 24.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 24.24%. It also has a variable cash advance APR of 24.90% .

What are the fees for GM Extended Family Card?

The following fees apply:

GM Extended Family Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $25
Late Payment Fee	up to $38

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does GM Extended Family Card report your account activity to credit bureaus?

Yes, GM Extended Family Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for GM Extended Family Card

• Visit the GM Extended Family Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.