Gordmans Credit Card

Gordmans Credit Card Review

This is a store card issued by Comenity Bank. If you're wondering whether Gordmans Credit Card is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 4x.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 29.24%
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Gordmans Credit Card

The Good	The Bad
Every new member who applies for a Stage credit card will receive a Welcome Coupon worth $5 off a purchase of $5 or more. Double points every day for cardholders. $1 spent = 2 points earned with your store credit card No annual fee. Considers applicants with fair credit. Gordmans Credit Card reports to multiple credit bureaus.	High interest charge if not paid in full each month. Higher than average purchase APRs. Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Gordmans Credit Card FAQ

Does Gordmans Credit Card have a cash back or rewards program?

No, it does not offer a rewards program. This card features rewards for purchases in the following categories:

• Retail

What are the relevant APRs for Gordmans Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Gordmans Credit Card has a variable purchase APR starting at 29.24% .

What are the fees for Gordmans Credit Card?

The following fees apply:

Gordmans Credit Card Fees

Fees	Amount
Annual Fee	$0
Returned Payment Fee	up to $39
Late Payment Fee	up to $39

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Gordmans Credit Card report your account activity to credit bureaus?

Yes, Gordmans Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Gordmans Credit Card

• Visit the Gordmans Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.