
Greenstate Credit Union World Mastercard
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Purchase APR (Fixed APR) | 13.9% - 20.9% |
Balance Transfer APR (Fixed APR) | 13.9% - 20.9% |
Credit Score Range | 680 - 850 |
Annual Fee | $0 |
Greenstate Credit Union World Mastercard Review
This is a rewards credit card issued by Greenstate Credit Union. If you're wondering whether Greenstate Credit Union World Mastercard is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 5 reward points per dollar spent.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
- Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 2 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Greenstate Credit Union World Mastercard has a fixed purchase APR that ranges from 13.9% up to 20.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, travel assistance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
Pros & Cons of Greenstate Credit Union World Mastercard
The Good | The Bad |
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Greenstate Credit Union World Mastercard FAQ
Does Greenstate Credit Union World Mastercard have a cash back or rewards program?
Greenstate Credit Union World Mastercard is a rewards card.
Minimum rewards rate | 1x |
Max rewards rate | 5x |
Annual rewards limit | N/A |
Signup Bonus ($) | N/A |
Signup Bonus (Points/Miles) | 10000 |
Signup Bonus Spend Requirement | $1000 |
Signup Bonus Spend Period (months) | 2 months |
Does Greenstate Credit Union World Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Greenstate Credit Union World Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Greenstate Credit Union World Mastercard benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Greenstate Credit Union World Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Greenstate Credit Union World Mastercard has a fixed purchase APR that ranges from 13.9% up to 20.9%. The card has a fixed balance transfer APR that ranges from 13.9% up to 20.9%. It also has a fixed cash advance APR that ranges from 13.9% up to 20.9%.
Does Greenstate Credit Union World Mastercard have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
Description | |
---|---|
Balance Transfer Introductory APR | 0% |
Balance Transfer Intro APR Period | 6 months |
Balance Transfer APR | 13.9% - 20.9% |
Balance Transfer Fee % | 0% |
Does Greenstate Credit Union World Mastercard have an intro APR offer on new purchases?
Description | |
---|---|
Introductory Rate | 0% |
Purchase Intro APR Period | 6 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 6 months.
What are the fees for Greenstate Credit Union World Mastercard?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 2% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $30 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Greenstate Credit Union World Mastercard have a foreign transaction fee?
Greenstate Credit Union World Mastercard charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Greenstate Credit Union World Mastercard?
The Greenstate Credit Union World Mastercard customer service number is (800) 397-3790.
What is the support contact email for Greenstate Credit Union World Mastercard?
The support contact email for Greenstate Credit Union World Mastercard is mac@GreenState.org.
What is the Greenstate Credit Union World Mastercard login page?
You can access the Greenstate Credit Union World Mastercard login page here.
How do people rate the customer service and user experience of Greenstate Credit Union World Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Greenstate Credit Union World Mastercard report your account activity to credit bureaus?
Yes, Greenstate Credit Union World Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Greenstate Credit Union World Mastercard
- Visit the Greenstate Credit Union World Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2355 Landon Road
North Liberty, IA 52317 USA - (800) 397-3790
- Visit Site
- Email Support
About Greenstate Credit Union World Mastercard
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Introductory Rate | 0% |
Purchase Intro APR Period (Fixed APR) | 6 months |
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