Greenstate Credit Union World Mastercard Review

This is a rewards credit card issued by Greenstate Credit Union. If you're wondering whether Greenstate Credit Union World Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• Generous reward rate. You will get a rewards rate of up to 5 reward points per dollar spent.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 6 months.
• Signup bonus. Offers a signup bonus of 10000 points after spending $1,000 within 2 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. Greenstate Credit Union World Mastercard has a fixed purchase APR that ranges from 13.9% up to 20.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Airport Lounge Access. Benefits like airport lounge access can add luxury to your travel experience.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, identity theft protection, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 680.

Does Greenstate Credit Union World Mastercard have a cash back or rewards program?

Greenstate Credit Union World Mastercard is a rewards card.

What are the Greenstate Credit Union World Mastercard benefits?

It provides the following benefits:

• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Greenstate Credit Union World Mastercard?

It has a fixed purchase APR that ranges from 13.9% up to 20.9%. The card has a fixed balance transfer APR that ranges from 13.9% up to 20.9%. It also has a fixed cash advance APR that ranges from 13.9% up to 20.9%.

What are the fees for Greenstate Credit Union World Mastercard?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Greenstate Credit Union World Mastercard report your account activity to credit bureaus?

Yes, Greenstate Credit Union World Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Greenstate Credit Union World Mastercard

• Visit the Greenstate Credit Union World Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.