
GTE Federal Credit Union Go Forward Mastercard
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Purchase APR (Fixed APR) |
12.74% - 17.99% (Verified 01/04/2023) |
Balance Transfer APR (Fixed APR) |
12.74% - 17.99% (Verified 01/04/2023) |
Credit Score Range | 500 - 850 |
Annual Fee | $0 |
GTE Federal Credit Union Go Forward Mastercard Review
This is a secured credit card card issued by GTE Federal Credit Union. If you're wondering whether GTE Federal Credit Union Go Forward Mastercard is the right card for you, read on.
Key Takeaways
- Competitive APRs. GTE Federal Credit Union Go Forward Mastercard has a fixed purchase APR that ranges from 12.74% up to 17.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. GTE Federal Credit Union Go Forward Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $6.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of GTE Federal Credit Union Go Forward Mastercard
The Good | The Bad |
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GTE Federal Credit Union Go Forward Mastercard FAQ
Does GTE Federal Credit Union Go Forward Mastercard have a cash back or rewards program?
No, it does not offer a rewards program.
What are the GTE Federal Credit Union Go Forward Mastercard benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for GTE Federal Credit Union Go Forward Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.GTE Federal Credit Union Go Forward Mastercard has a fixed purchase APR that ranges from 12.74% up to 17.99%. The card has a fixed balance transfer APR that ranges from 12.74% up to 17.99%. It also has a fixed cash advance APR that ranges from 12.74% up to 17.99%.
Does GTE Federal Credit Union Go Forward Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does GTE Federal Credit Union Go Forward Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for GTE Federal Credit Union Go Forward Mastercard?
The following fees apply:
- There is no overlimit fee
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $29 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does GTE Federal Credit Union Go Forward Mastercard have a foreign transaction fee?
GTE Federal Credit Union Go Forward Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for GTE Federal Credit Union Go Forward Mastercard?
The GTE Federal Credit Union Go Forward Mastercard customer service number is (831) 871-2690.
What is the support contact email for GTE Federal Credit Union Go Forward Mastercard?
The support contact email for GTE Federal Credit Union Go Forward Mastercard is brad.baker@gtefinancial.org.
What is the GTE Federal Credit Union Go Forward Mastercard login page?
You can access the GTE Federal Credit Union Go Forward Mastercard login page here.
How do people rate the customer service and user experience of GTE Federal Credit Union Go Forward Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does GTE Federal Credit Union Go Forward Mastercard report your account activity to credit bureaus?
Yes, GTE Federal Credit Union Go Forward Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for GTE Federal Credit Union Go Forward Mastercard
- Visit the GTE Federal Credit Union Go Forward Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
711 E Henderson Ave
Tampa, FL 33602 USA - (831) 871-2690
- Visit Site
- Email Support
About GTE Federal Credit Union Go Forward Mastercard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee (%) | Up to 5% |
Foreign Currency Transaction Fee | 1% |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0.50 |
Over-Limit Fee | $0 |
No Interest Grace Period for Late Payment | 21 days |
Returned Payment Fee | Up to $25 |
Paper Statement Fee | $6 |
Late Fee Amount | Up to $29 |
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