GTE Federal Credit Union Go Premier Mastercard

GTE Federal Credit Union Go Premier Mastercard Review

This is a rewards card issued by GTE Federal Credit Union. If you're wondering whether GTE Federal Credit Union Go Premier Mastercard is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
• Signup bonus. Offers a signup bonus of 10000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. GTE Federal Credit Union Go Premier Mastercard has a variable purchase APR that ranges from 16.49% up to 17.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. GTE Federal Credit Union Go Premier Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, travel assistance, trip cancellation insurance, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of GTE Federal Credit Union Go Premier Mastercard

GTE Federal Credit Union Go Premier Mastercard FAQ

Does GTE Federal Credit Union Go Premier Mastercard have a cash back or rewards program?

GTE Federal Credit Union Go Premier Mastercard is a rewards card.

What are the GTE Federal Credit Union Go Premier Mastercard benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Trip Cancellation Insurance
• Zero fraud liability
• Cell Phone Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for GTE Federal Credit Union Go Premier Mastercard?

GTE Federal Credit Union Go Premier Mastercard has a variable purchase APR that ranges from 16.49% up to 17.99%. The card has a variable balance transfer APR that ranges from 16.49% up to 17.99%. It also has a variable cash advance APR that ranges from 16.49% up to 17.99%.

What are the fees for GTE Federal Credit Union Go Premier Mastercard?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does GTE Federal Credit Union Go Premier Mastercard report your account activity to credit bureaus?

Yes, GTE Federal Credit Union Go Premier Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for GTE Federal Credit Union Go Premier Mastercard

• Visit the GTE Federal Credit Union Go Premier Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.