Last Updated: 07/28/2025
GTE Federal Credit Union Go Premier Mastercard
Unaffiliated
in Credit Cards from GTE Federal Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
16.49% - 17.99%(Verified 06/21/2024)
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Balance Transfer APR (Variable APR)
16.49% - 17.99%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
GTE Federal Credit Union Go Premier Mastercard Review
This is a rewards card issued by GTE Federal Credit Union. If you're wondering whether GTE Federal Credit Union Go Premier Mastercard is the right card for you, read on.
Key Takeaways
- Generous reward rate. You can get a rewards rate of up to 3 reward points per dollar spent.
- Welcome offer. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
- APRs: GTE Federal Credit Union Go Premier Mastercard has a variable regular purchase APR that ranges from 16.49% up to 17.99%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3% balance transfer fee. GTE Federal Credit Union Go Premier Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, access to a concierge, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of GTE Federal Credit Union Go Premier Mastercard
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GTE Federal Credit Union Go Premier Mastercard FAQ
Does GTE Federal Credit Union Go Premier Mastercard have a cash back or rewards program?
GTE Federal Credit Union Go Premier Mastercard is a rewards card.
| Description |
Does GTE Federal Credit Union Go Premier Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.Does GTE Federal Credit Union Go Premier Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the GTE Federal Credit Union Go Premier Mastercard benefits?
GTE Federal Credit Union Go Premier Mastercard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Trip Cancellation Insurance
- Zero fraud liability
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for GTE Federal Credit Union Go Premier Mastercard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.GTE Federal Credit Union Go Premier Mastercard has a variable purchase APR that ranges from 16.49% up to 17.99%. The card has a variable balance transfer APR that ranges from 16.49% up to 17.99%. It also has a variable cash advance APR that ranges from 16.49% up to 17.99%.
Does GTE Federal Credit Union Go Premier Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does GTE Federal Credit Union Go Premier Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for GTE Federal Credit Union Go Premier Mastercard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $6 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $29 - $40 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 5% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
There is a late fee of up to $40 . Does GTE Federal Credit Union Go Premier Mastercard have a foreign transaction fee?
GTE Federal Credit Union Go Premier Mastercard charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for GTE Federal Credit Union Go Premier Mastercard?
The customer service number for GTE Federal Credit Union Go Premier Mastercard is (831) 871-2690.
What is the support contact email for GTE Federal Credit Union Go Premier Mastercard?
The support contact email for GTE Federal Credit Union Go Premier Mastercard is brad.baker@gtefinancial.org.
What is the login page for GTE Federal Credit Union Go Premier Mastercard?
You can access the login page of GTE Federal Credit Union Go Premier Mastercard here.
How do people rate the customer service and user experience of GTE Federal Credit Union Go Premier Mastercard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does GTE Federal Credit Union Go Premier Mastercard report your account activity to credit bureaus?
Yes, GTE Federal Credit Union Go Premier Mastercard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does GTE Federal Credit Union perform a hard credit pull?
Yes, GTE Federal Credit Union Go Premier Mastercard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for GTE Federal Credit Union Go Premier Mastercard
- Visit the website of GTE Federal Credit Union Go Premier Mastercard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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