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  GTE Federal Credit Union Go Premier Mastercard

GTE Federal Credit Union Go Premier Mastercard

in Personal Credit Cards from GTE Federal Credit Union

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GTE Federal Credit Union Go Premier Mastercard

Unaffiliated

in Personal Credit Cards from GTE Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 12.74% - 14.74%
Balance Transfer APR  (Variable APR) 12.74% - 14.74%
Credit Score Range 650 - 850
Annual Fee $0

GTE Federal Credit Union Go Premier Mastercard Review

This is a rewards credit card issued by GTE Federal Credit Union. If you're wondering whether GTE Federal Credit Union Go Premier Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Generous reward rate. You will get a rewards rate of up to 3 reward points per dollar spent.
  • Signup bonus. Offers a signup bonus of 10000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. GTE Federal Credit Union Go Premier Mastercard has a variable purchase APR that ranges from 12.74% up to 14.74%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. GTE Federal Credit Union Go Premier Mastercard charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $6.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, access to a concierge, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of GTE Federal Credit Union Go Premier Mastercard
The Good The Bad
  • Earn double and even triple rewards points for popular categories and use for cash back, travel, gift cards and more.
  • Lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Access to a concierge.
  • Travel assistance insurance
  • Trip cancellation insurance.
  • Cardholders can earn rewards on purchases everywhere GTE Federal Credit Union Go Premier Mastercard is accepted.
  • GTE Federal Credit Union Go Premier Mastercard reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 1%.
  • Charges a 3% balance transfer fee.
GTE Federal Credit Union Go Premier Mastercard FAQ

Does GTE Federal Credit Union Go Premier Mastercard have a cash back or rewards program?

GTE Federal Credit Union Go Premier Mastercard is a rewards card.

GTE Federal Credit Union Go Premier Mastercard Rewards
Minimum rewards rate 1x
Max rewards rate 3x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 10000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months

Does GTE Federal Credit Union Go Premier Mastercard have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 10000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does GTE Federal Credit Union Go Premier Mastercard offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the GTE Federal Credit Union Go Premier Mastercard benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Cell Phone Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for GTE Federal Credit Union Go Premier Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 12.74% up to 14.74%. The card has a variable balance transfer APR that ranges from 12.74% up to 14.74%. It also has a variable cash advance APR that ranges from 12.74% up to 14.74%.

Does GTE Federal Credit Union Go Premier Mastercard have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does GTE Federal Credit Union Go Premier Mastercard have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for GTE Federal Credit Union Go Premier Mastercard?

The following fees apply:

  • There is no overlimit fee
GTE Federal Credit Union Go Premier Mastercard Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $29

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does GTE Federal Credit Union Go Premier Mastercard have a foreign transaction fee?

GTE Federal Credit Union Go Premier Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for GTE Federal Credit Union Go Premier Mastercard?

The GTE Federal Credit Union Go Premier Mastercard customer service number is (831) 871-2690.

Does GTE Federal Credit Union Go Premier Mastercard report your account activity to credit bureaus?

Yes, GTE Federal Credit Union Go Premier Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for GTE Federal Credit Union Go Premier Mastercard

  • Visit the GTE Federal Credit Union Go Premier Mastercard website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 6:00pm
  • Tuesday 9:00am - 6:00pm
  • Wednesday 9:00am - 6:00pm
  • Thursday 9:00am - 6:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About GTE Federal Credit Union Go Premier Mastercard

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View all personal credit cards offered by GTE Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Restaurants (Points) 3
Gas (Points) 3
Every Purchase (Points) 1x points for all other purchases.
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee (%) Up to 5%
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $0.50
Returned Payment Fee Up to $25
Paper Statement Fee $6
Late Fee Amount Up to $29
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Trip Cancellation Insurance
  • Fraud Liability
  • Cellular Telephone Protection
  • Travel Assistance
  • Concierge
Rewards Rates
  • Travel
  • Gas
  • Groceries
  • Home Improvement Purchases
  • Restaurants
  • Every Purchase
Signup Bonus (points) 10,000
Cash Advance APR (Variable APR) 12.74% - 14.74%
Balance Computation Average daily balance (including new purchases).
Purchase APR (Variable APR) 12.74% - 14.74%
Balance Transfer APR (Variable APR) 12.74% - 14.74%
Balance Transfer Fee Minimum $6
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Mastercard

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