Harvesters Federal Credit Union VISA Classic Credit Card Review

This is a credit card issued by Harvesters Federal Credit Union. If you're wondering whether Harvesters Federal Credit Union VISA Classic Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval oods if your credit score is above600.

The Good	The Bad
No annual fee. Considers applicants with fair or poor credit. Harvesters Federal Credit Union VISA Classic Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not include many credit card benefits.

Does Harvesters Federal Credit Union VISA Classic Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Harvesters Federal Credit Union VISA Classic Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Harvesters Federal Credit Union VISA Classic Credit Card?

It has a fixed purchase APR of up to 12.90%.

The card has a fixed balance transfer APR of up to 12.90%.

The card has a fixed cash advance APR of up to 12.90%.

What are the fees for Harvesters Federal Credit Union VISA Classic Credit Card?

The following fees apply:

Harvesters Federal Credit Union VISA Classic Credit Card Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Harvesters Federal Credit Union VISA Classic Credit Card report your account activity to credit bureaus?

Yes, Harvesters Federal Credit Union VISA Classic Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Harvesters Federal Credit Union VISA Classic Credit Card

• Visit the Harvesters Federal Credit Union VISA Classic Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.