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  Harvesters Federal Credit Union VISA Gold Credit Card

Harvesters Federal Credit Union VISA Gold Credit Card

in Personal Credit Cards from Harvesters Federal Credit Union

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Harvesters Federal Credit Union VISA Gold Credit Card

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in Personal Credit Cards from Harvesters Federal Credit Union

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Highlights
Purchase APR  (Fixed APR) Up to 10.90%
Balance Transfer APR  (Fixed APR) Up to 10.90%
Credit Score Range 600 - 850
Annual Fee $0

Harvesters Federal Credit Union VISA Gold Credit Card Review

Harvesters Federal Credit Union VISA Gold Credit Card is a credit card issued by Harvesters Federal Credit Union. If you're wondering whether Harvesters Federal Credit Union VISA Gold Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval oods if your credit score is above600.
Harvesters Federal Credit Union VISA Gold Credit Card Pros & Cons
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Harvesters Federal Credit Union VISA Gold Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Harvesters Federal Credit Union VISA Gold Credit Card FAQ

Is there a Harvesters Federal Credit Union VISA Gold Credit Card cash back or rewards program?

No, Harvesters Federal Credit Union VISA Gold Credit Card does not offer a rewards program.

What are the Harvesters Federal Credit Union VISA Gold Credit Card benefits?

Harvesters Federal Credit Union VISA Gold Credit Card provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Harvesters Federal Credit Union VISA Gold Credit Card?

Harvesters Federal Credit Union VISA Gold Credit Card has a fixed purchase APR of up to 10.90%.

The card has a fixed balance transfer APR of up to 10.90%.

The card has a fixed cash advance APR of up to 10.90%.

Does Harvesters Federal Credit Union VISA Gold Credit Card have an introductory APR offer on balance transfers?

No, Harvesters Federal Credit Union VISA Gold Credit Card does not come with an introductory APR offer for balance transfers.

Does Harvesters Federal Credit Union VISA Gold Credit Card have an introductory APR offer on new purchases?

Harvesters Federal Credit Union VISA Gold Credit Card does not offer an introductory rate on new purchases.

What are the fees for Harvesters Federal Credit Union VISA Gold Credit Card?

The following fees apply to Harvesters Federal Credit Union VISA Gold Credit Card:

Harvesters Federal Credit Union VISA Gold Credit Card Fees
Fees Amount
Annual Fee $0

Does Harvesters Federal Credit Union VISA Gold Credit Card report your account activity to credit bureaus?

Yes, Harvesters Federal Credit Union VISA Gold Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Harvesters Federal Credit Union VISA Gold Credit Card

  • Visit the Harvesters Federal Credit Union VISA Gold Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About Harvesters Federal Credit Union VISA Gold Credit Card

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
Annual Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Type No Rewards
Cash Advance APR (Fixed APR) Up to 10.90%
Purchase APR (Fixed APR) Up to 10.90%
Balance Transfer APR (Fixed APR) Up to 10.90%
Balance Transfer Fee % 0%
Card Type
  • Balance Transfer
  • Low Interest
Card Network Visa

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