Hawaiian Airlines® World Elite Business Mastercard®

Hawaiian Airlines® World Elite Business Mastercard® Review

This is a card issued by Barclays Bank. If you're wondering whether Hawaiian Airlines Mastercard is the right card for you, read on.

Key Takeaways

• Earn up to 40,000 anniversary bonus HawaiianMiles. Earn 20,000 bonus HawaiianMiles if you spend $50,000-$99,999 in annual purchases -OR- 40,000 bonus HawaiianMiles if you spend $100,000 or more in annual purchases.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 27.24%.
• 3% Balance transfer fee. Hawaiian Airlines® World Elite Business Mastercard® charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Good or better credit required. You will have low approval odds if your credit score is below 680.

Pros & Cons of Hawaiian Airlines Mastercard

The Good	The Bad
No foreign transaction fee.	Higher than average purchase APRs. You need good credit to qualify. Charges an annual fee of $99 Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase. Does not report to credit bureaus. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Hawaiian Airlines Mastercard FAQ

Does Hawaiian Airlines Mastercard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Hawaiian Airlines Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Hawaiian Airlines® World Elite Business Mastercard® has a variable purchase APR that ranges from 18.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 27.24%. It also has a variable cash advance APR of 27.49% .

What are the fees for Hawaiian Airlines Mastercard?

The following fees apply:

• There is no overlimit fee

Hawaiian Airlines Mastercard Fees

Fees	Amount
Annual Fee	$99
Overlimit Fee	$0
Foreign Transaction Fee	0%
Returned Payment Fee	up to $39
Late Payment Fee	$19 - $39

How to apply for Hawaiian Airlines Mastercard

• Visit the Hawaiian Airlines Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.