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  Hiway Federal Credit Union Visa Platinum Credit Card
Hiway Federal Credit Union Visa Platinum Credit Card Unaffiliated

Hiway Federal Credit Union Visa Platinum Credit Card

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Highlights
Purchase APR  (Variable APR) 8.15% - 17.15%
Balance Transfer APR  (Variable APR) 8.15% - 17.15%
Credit Score Range 600 - 850
Annual Fee N/A

Hiway Federal Credit Union Visa Platinum Credit Card Review

This is a credit card issued by Hiway Federal Credit Union. If you're wondering whether Hiway Federal Credit Union Visa Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Hiway Federal Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 8.15% up to 17.15%.
  • 2% Balance transfer fee. Hiway Federal Credit Union Visa Platinum Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $2.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Hiway Federal Credit Union Visa Platinum Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 1.99%.
  • Travel accident insurance.
  • Considers applicants with fair credit.
  • Hiway Federal Credit Union Visa Platinum Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
  • Charges a 2% balance transfer fee.
  • Does not include many credit card benefits.

Hiway Federal Credit Union Visa Platinum Credit Card FAQ

Does Hiway Federal Credit Union Visa Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Hiway Federal Credit Union Visa Platinum Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Hiway Federal Credit Union Visa Platinum Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Hiway Federal Credit Union Visa Platinum Credit Card has a variable purchase APR that ranges from 8.15% up to 17.15%. The card has a variable balance transfer APR that ranges from 8.15% up to 17.15%. It also has a variable cash advance APR that ranges from 8.15% up to 17.15%.

Does Hiway Federal Credit Union Visa Platinum Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 12 months.

Hiway Federal Credit Union Visa Platinum Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 1.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 8.15% - 17.15%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%

Does Hiway Federal Credit Union Visa Platinum Credit Card have an intro APR offer on new purchases?

Hiway Federal Credit Union Visa Platinum Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 12 months

This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.

What are the fees for Hiway Federal Credit Union Visa Platinum Credit Card?

The following fees apply:

  • There is no overlimit fee
Hiway Federal Credit Union Visa Platinum Credit Card Fees
Fees Amount
Annual Fee
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

Does Hiway Federal Credit Union Visa Platinum Credit Card have a foreign transaction fee?

Hiway Federal Credit Union Visa Platinum Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Hiway Federal Credit Union Visa Platinum Credit Card?

The Hiway Federal Credit Union Visa Platinum Credit Card customer service number is (651) 291-1515.

What is the support contact email for Hiway Federal Credit Union Visa Platinum Credit Card?

The support contact email for Hiway Federal Credit Union Visa Platinum Credit Card is webmaster@hiway.org.

What is the Hiway Federal Credit Union Visa Platinum Credit Card login page?

You can access the Hiway Federal Credit Union Visa Platinum Credit Card login page here.

How do people rate the customer service and user experience of Hiway Federal Credit Union Visa Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Hiway Federal Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, Hiway Federal Credit Union Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Hiway Federal Credit Union Visa Platinum Credit Card

  • Visit the Hiway Federal Credit Union Visa Platinum Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:00am - 6:00pm
  • Tuesday 8:00am - 6:00pm
  • Wednesday 8:00am - 6:00pm
  • Thursday 8:00am - 6:00pm
  • Friday 8:00am - 6:00pm
  • Saturday 9:00am - 12:00pm

Other Services by Hiway Federal Credit Union

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View all credit cards offered by Hiway Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period (Variable APR) 12 months
Cash Advance Fee Minimum $2
Cash Advance Fee (%) Up to 2%
Minimum Cash Advance Fee ($) Starting at $2
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Paper Statement Fee $5
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
  • Travel Accident Insurance
Rewards Type No Rewards
Cash Advance APR (Variable APR) 8.15% - 17.15%
APR Type Variable APR
Balance Computation a method called "average daily balance" (including new purchases).
Purchase APR (Variable APR) 8.15% - 17.15%
Balance Transfer Introductory APR (Variable APR) 1.99%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 8.15% - 17.15%
Balance Transfer Fee Minimum $2
Balance Transfer Fee % 2%
Card Type
  • Low Interest
Card Network Visa

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