Hiway Federal Credit Union Visa Rewards Credit Card
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| Purchase APR (Variable APR) |
12.90% - 18% (Verified 02/08/2023) |
| Balance Transfer APR (Variable APR) |
12.90% - 18% (Verified 02/08/2023) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Hiway Federal Credit Union Visa Rewards Credit Card Review
This is a rewards card issued by Hiway Federal Credit Union. If you're wondering whether Hiway Federal Credit Union Visa Rewards Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of Double points points after spending $1,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Hiway Federal Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 12.90% up to 18%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Hiway Federal Credit Union Visa Rewards Credit Card
| The Good | The Bad |
|---|---|
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Hiway Federal Credit Union Visa Rewards Credit Card FAQ
Does Hiway Federal Credit Union Visa Rewards Credit Card have a cash back or rewards program?
Hiway Federal Credit Union Visa Rewards Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | Double points |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 3 months |
Does Hiway Federal Credit Union Visa Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a Double points points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Hiway Federal Credit Union Visa Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Hiway Federal Credit Union Visa Rewards Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Hiway Federal Credit Union Visa Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Hiway Federal Credit Union Visa Rewards Credit Card has a variable purchase APR that ranges from 12.90% up to 18%. The card has a variable balance transfer APR that ranges from 12.90% up to 18%. It also has a variable cash advance APR that ranges from 12.90% up to 18%.
Does Hiway Federal Credit Union Visa Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 1.99% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 1.99% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 12.90% - 18% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does Hiway Federal Credit Union Visa Rewards Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 1.99% |
| Purchase Intro APR Period | 12 months |
This card does offer an intro APR rate of 1.99% on qualified purchases for a period of up to 12 months.
What are the fees for Hiway Federal Credit Union Visa Rewards Credit Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $29 |
| Late Payment Fee | up to $29 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Hiway Federal Credit Union Visa Rewards Credit Card have a foreign transaction fee?
Hiway Federal Credit Union Visa Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Hiway Federal Credit Union Visa Rewards Credit Card?
The Hiway Federal Credit Union Visa Rewards Credit Card customer service number is (651) 291-1515.
What is the support contact email for Hiway Federal Credit Union Visa Rewards Credit Card?
The support contact email for Hiway Federal Credit Union Visa Rewards Credit Card is webmaster@hiway.org.
What is the Hiway Federal Credit Union Visa Rewards Credit Card login page?
You can access the Hiway Federal Credit Union Visa Rewards Credit Card login page here.
How do people rate the customer service and user experience of Hiway Federal Credit Union Visa Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hiway Federal Credit Union Visa Rewards Credit Card report your account activity to credit bureaus?
Yes, Hiway Federal Credit Union Visa Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Hiway Federal Credit Union Visa Rewards Credit Card
- Visit the Hiway Federal Credit Union Visa Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
111 Empire Drive
St. Paul, MN 55103 USA - (651) 291-1515
- Visit Site
- Email Support
Other Services by Hiway Federal Credit Union
Other Credit Cards by Hiway Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Introductory Rate | 1.99% |
| Purchase Intro APR Period (Variable APR) | 12 months |
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