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  Home Shopping Network (HSN) Credit Card

Home Shopping Network (HSN) Credit Card

in Personal Credit Cards from Comenity

Unaffiliated

Home Shopping Network (HSN) Credit Card

Unaffiliated

in Personal Credit Cards from Comenity

Net Recommendation Score -100%

SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
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Highlights
Highlights
Community Rating

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In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Purchase APR  (Variable APR) 29.24%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0

Home Shopping Network (HSN) Credit Card Review

Home Shopping Network (HSN) Credit Card is a store credit card issued by Comenity. If you're wondering whether Home Shopping Network (HSN) Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of $10 if you spend $0.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 29.24%
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.
Home Shopping Network (HSN) Credit Card Pros & Cons
The Good The Bad
  • Save $10 on an item when you open and use a Home Shopping Network card.
  • Enjoy 12-month VIP financing on electronics, home, kitchen, and other select items $399 or more.
  • No annual fees on Home Shopping Network credit card.
  • Receive $5 in Spendable Ka$h up to 6 times a year.
  • No annual fee.
  • Home Shopping Network (HSN) Credit Card reports to multiple credit bureaus.
  • High interest rates.
  • Higher than average purchase APRs.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.
Home Shopping Network (HSN) Credit Card FAQ

Is there a Home Shopping Network (HSN) Credit Card cash back or rewards program?

No, Home Shopping Network (HSN) Credit Card does not offer a rewards program.

What are the relevant APRs for Home Shopping Network (HSN) Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Home Shopping Network (HSN) Credit Card has higher than average purchase APRs.

Home Shopping Network (HSN) Credit Card has a variable purchase APR of 29.24%.

Does Home Shopping Network (HSN) Credit Card have an introductory APR offer on balance transfers?

No, Home Shopping Network (HSN) Credit Card does not come with an introductory APR offer for balance transfers.

Does Home Shopping Network (HSN) Credit Card have an introductory APR offer on new purchases?

Home Shopping Network (HSN) Credit Card does not offer an introductory rate on new purchases.
Home Shopping Network (HSN) Credit Card Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the fees for Home Shopping Network (HSN) Credit Card?

The following fees apply to Home Shopping Network (HSN) Credit Card:

Home Shopping Network (HSN) Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee $25
Late Payment Fee $37

Does Home Shopping Network (HSN) Credit Card report your account activity to credit bureaus?

Home Shopping Network (HSN) Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Home Shopping Network (HSN) Credit Card

  • Visit the Home Shopping Network (HSN) Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

  • Headquarters
  •   12921 South Vista Station Boulevard
    Salt Lake County
    Draper, UT 84020
  •   Visit Site

About Home Shopping Network (HSN) Credit Card

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View all personal credit cards offered by Comenity

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $1
Returned Payment Fee $25
Late Fee Amount $37
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Bonus Rewards - Save $10 when you become a Home Shopping Network card VIP. Coupon is valid for up to $10 off your single item purchase from HSN TV, HSN2, HSN.COM, HSN Mobile or HSN Shop By Remote (where available). If the product being purchased is less than $10, customer will be able to apply the $10 against that purchase price, but customer will forfeit any remaining amount and will not be given credit for any additional amount of that $10. - ExtraFlex on all beauty, fashion and jewelry, all the time. - VIP Easy Returns. Get $5 in Spendable Ka$h up to 6 times a year. - VIP Financing. No interest financing on special items at Home Shopping Network. - No annual fee. So you can enjoy all the perks at no extra cost.
Signup Bonus $10
Purchase APR (Variable APR) 29.24%

Home Shopping Network (HSN) Credit Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

-100%

-100% 0% +100%
No one recommends Everyone recommends

Recommendation score measures the loyalty between a provider and a consumer. It's at 100% if everybody recommends the provider, and at -100% when no one recommends.

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