Hotels.com® Rewards Visa® Credit Card

Hotels.com® Rewards Visa® Credit Card Review

This is a rewards card issued by Wells Fargo Bank. If you're wondering whether hotels.com credit card is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.24% up to 25.24%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Hotels.com® Rewards Visa® Credit Card charges a fee of 3% on balance transfers, if you transfer the balance within 120 days of opening the account. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of hotels.com credit card

The Good	The Bad
No annual fee. Multiple credit card perks. Offers auto rental collision damage waiver. Identity Theft Protection. Travel accident and travel assistance insurance. No foreign transaction fee. Cardholders can earn rewards on purchases everywhere Hotels.com® Rewards Visa® Credit Card is accepted.	Higher than average purchase APRs. You need good credit to qualify. Does not offer a signup bonus. Does not report to credit bureaus. Charges a 3% balance transfer fee, if you transfer the balance within 120 days of opening the account. After the introductory period, the fee is 5% of the balance transferred or $5, whichever is greater.

hotels.com credit card FAQ

Does hotels.com credit card have a cash back or rewards program?

hotels.com credit card is a rewards card.

hotels.com credit card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)

What are the hotels.com credit card benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Travel Accident Insurance
• Travel Assistance

What are the relevant APRs for hotels.com credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Hotels.com® Rewards Visa® Credit Card has a variable purchase APR that ranges from 17.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 17.24% up to 25.24%. It also has a variable cash advance APR of 26.99% .

What are the fees for hotels.com credit card?

The following fees apply:

hotels.com credit card Fees

Fees	Amount
Annual Fee	$0
Foreign Transaction Fee	0%
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

How to apply for hotels.com credit card

• Visit the hotels.com credit card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.