HSBC Cash Rewards Mastercard Credit Card
in Personal Credit Cards from HSBC Bank USA
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HSBC Cash Rewards Mastercard Credit Card
in Personal Credit Cards from HSBC Bank USA
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 15.24% - 25.24% |
| Balance Transfer APR (Variable APR) | 15.24% - 25.24% |
| Credit Score Range | 660 - 850 |
HSBC Cash Rewards Mastercard Credit Card Review
HSBC Cash Rewards Mastercard Credit Card is a cashback credit card issued by HSBC Bank USA.
This card is designed for people with fair credit. The minimum credit score to apply is 660. If you're wondering whether HSBC Cash Rewards Mastercard Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
| Pros | Cons |
|---|---|
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Is there a HSBC Cash Rewards Mastercard Credit Card cash back or rewards program?
HSBC Cash Rewards Mastercard Credit Card is a cashback card. This means you earn a percentage of your purchase as a cash reward. With HSBC Cash Rewards Mastercard Credit Card you receive 1.5% cash back on every purchase. For example, if you buy a $1,000 laptop, you will receive $15 back in cash. However, you can earn up to 3% for purchases in a bonus category.
| Rewards rate (all purchases) | 1.5% |
| Max rewards rate | 3% |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus Spend Requirement | $0 |
Does HSBC Cash Rewards Mastercard Credit Card have a signup bonus?
HSBC Cash Rewards Mastercard Credit Card doesn't offer a cash signup bonus.Does HSBC Cash Rewards Mastercard Credit Card offer an annual loyalty bonus?
HSBC Cash Rewards Mastercard Credit Card doesn't offer a cash loyalty bonus.What are the HSBC Cash Rewards Mastercard Credit Card benefits?
HSBC Cash Rewards Mastercard Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Fraud Liability
- Travel Accident Insurance
- Cellular Telephone Protection
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
What are the relevant APRs for HSBC Cash Rewards Mastercard Credit Card?
HSBC Cash Rewards Mastercard Credit Card has a variable purchase APR that ranges from 15.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 15.24% up to 25.24%.
It also has a variable cash advance APR starting at 27.24% . Note that late payments are subject to an APR of 32.24% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does HSBC Cash Rewards Mastercard Credit Card have an introductory APR offer?
Yes, HSBC Cash Rewards Mastercard Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 12 months.
This card does offer an introductory APR rate on new purchases of 0% for a period of 12 months.
| Purchase APR | 15.24% - 25.24% |
| Balance Transfer APR | 15.24% - 25.24% |
| Cash Advance APR | Starting at 27.24% |
| Penalty APR | 32.24% |
What are the HSBC Cash Rewards Mastercard Credit Card fees?
The following fees apply to HSBC Cash Rewards Mastercard Credit Card:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $37 |
Does HSBC Cash Rewards Mastercard Credit Card have a foreign transaction fee?
HSBC Cash Rewards Mastercard Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.Does HSBC Cash Rewards Mastercard Credit Card report your account activity to credit bureaus?
HSBC Cash Rewards Mastercard Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for HSBC Cash Rewards Mastercard Credit Card
- Visit the HSBC Bank USA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
425 Fifth Avenue
New York, NY 10018 - Visit Site
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