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  HSBC Cash Rewards Mastercard Credit Card

HSBC Cash Rewards Mastercard Credit Card

in Personal Credit Cards from HSBC Bank USA

Claimed

HSBC Cash Rewards Mastercard Credit Card

Claimed

in Personal Credit Cards from HSBC Bank USA

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Highlights
Highlights
Annual Fee $0
Purchase APR  (Variable APR) 15.24% - 25.24%
Balance Transfer APR  (Variable APR) 14.49% - 24.49%
Credit Score Range 680 - 850

HSBC Cash Rewards Mastercard Credit Card Review

HSBC Cash Rewards Mastercard Credit Card is part of HSBC Bank USA and was established in 1865.
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Contact

  • Headquarters
  •   425 Fifth Avenue
    New York, NY 10018
  •   Visit Site

Message from HSBC Bank USA

A straightforward cash back card for everyday use - enjoy a flat rate on all purchases and an annual 10% bonus on all cash rewards earned.

Other Services by HSBC Bank USA

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Interest Grace Period for Late Payment 25
Annual Fee $0
Paper Statement Fee $0
Foreign Currency Transaction Fee 0%
No Annual Fee  
No Foreign Transaction Fee  
Returned Payment Fee $25
Minimum Interest Charge $1
Late Fee Amount $37
Balance Transfer Fee % 4%
Balance Transfer Fee Minimum $10
Cash Advance Fee (%) 27.24%
Minimum Age 18
Credit Score Range 680 - 850
Immigration Status Considered
  • U.S. Citizen
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Car Rental Insurance  
Extended Warranty  
Fraud Liability  
Travel Insurance  
Emergency Support  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Free Credit Score
  • Identity Theft Protection
  • Price Protection
  • Purchase Protection
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Bonus Rewards Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
No Blackout Dates  
Every Purchase 1.5% Unlimited Cash Back on all purchases.
No Reward Expiration Period  
Signup Bonus $150
Purchase APR (Variable APR) 15.24% - 25.24%
Cash Advance APR (Variable APR) Starting at 26.49%
Balance Computation Average Daily Balance (including new purchases)
Penalty APR 32.24%
Balance Transfer APR (Variable APR) 14.49% - 24.49%
Introductory Rate 0%
Intro APR period 15

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