HSBC Cash Rewards Mastercard Credit Card
in Personal Credit Cards from HSBC Bank USA
Unaffiliated Apply NowHSBC Cash Rewards Mastercard Credit Card
in Personal Credit Cards from HSBC Bank USA
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| Annual Fee | $0 |
| Purchase APR (Variable APR) | 14.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 14.49% - 24.49% |
| Credit Score Range | 680 - 850 |
Overview
Who is HSBC Cash Rewards Mastercard Credit Card designed for?
HSBC Cash Rewards Mastercard Credit Card is a credit card issued by HSBC Bank USA, which is based in New York, NY.
HSBC Cash Rewards Mastercard Credit Card is designed for people with a credit score of 680 to 850.
This card does not charge an annual fee, which makes it ideal for those looking to minimize costs. It is designed for people who want a cashback rewards program. This card allows you to earn cash on the purchases you make. A rewards program is included that allows you to convert your purchases into travel, gifts, or other perks. This card supports balance transfers, which is an attractive feature if you have credit card debt and would like to transfer it to a card with a lower APR.What are the relevant APRs for HSBC Cash Rewards Mastercard Credit Card?
HSBC Cash Rewards Mastercard Credit Card has a variable purchase APR that ranges from 14.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 24.49%.
It also has a variable cash advance APR starting at 26.49%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does HSBC Cash Rewards Mastercard Credit Card have an introductory APR offer?
Yes, HSBC Cash Rewards Mastercard Credit Card offers an introductory APR rate on balance transfers of 0% for a period of 15 months.
HSBC Cash Rewards Mastercard Credit Card does not offer an introductory rate on new purchases.| Purchase APR | 14.49% - 24.49% |
| Balance Transfer APR | 14.49% - 24.49% |
| Cash Advance APR | Starting at 26.49% |
| Penalty APR | 31.49% |
What are the HSBC Cash Rewards Mastercard Credit Card fees?
The following fees apply to HSBC Cash Rewards Mastercard Credit Card:
- There is no annual fee.
- A late payment penalty of up to $37.
- HSBC Cash Rewards Mastercard Credit Card does not charge a returned payment fee.
Does HSBC Cash Rewards Mastercard Credit Card have a foreign transaction fee?
HSBC Cash Rewards Mastercard Credit Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Balance Transfer Fee | 4% |
| Minimum Balance Transfer Fee | $10 |
| Returned Payment Fee | $25 |
| Late Payment Fee | $37 |
Is there a HSBC Cash Rewards Mastercard Credit Card cash back or rewards program?
HSBC Cash Rewards Mastercard Credit Card offers a rewards program to its customers. The rewards program allows you to earn cash with every purchase you make. This card features rewards for purchases in the following categories:
- Every Purchase
Does HSBC Cash Rewards Mastercard Credit Card have a signup bonus?
Yes, HSBC Cash Rewards Mastercard Credit Card offers card users a signup bonus worth up to $150 after spending $500.
Does HSBC Cash Rewards Mastercard Credit Card offer an annual loyalty bonus?
HSBC Cash Rewards Mastercard Credit Card doesn't offer a cash loyalty bonus.What are the HSBC Cash Rewards Mastercard Credit Card benefits?
HSBC Cash Rewards Mastercard Credit Card provides the following benefits:
- Free Credit Score
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Fraud Liability
- Price Protection
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- ID Theft Protection
- Reports to major credit bureaus
Does HSBC Cash Rewards Mastercard Credit Card report your account activity to credit bureaus?
HSBC Cash Rewards Mastercard Credit Card reports your account activity to the following credit reporting agencies:- Equifax
- Experian
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
How to apply for HSBC Cash Rewards Mastercard Credit Card
Contact
- Headquarters
-
425 Fifth Avenue
New York, NY 10018 USA - Visit Site
Other Services by HSBC Bank USA
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Annual Fee | $0 |
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Returned Payment Fee | $25 |
| Minimum Interest Charge | $1 |
| Late Fee Amount | $37 |
| Balance Transfer Fee % | 4% |
| Balance Transfer Fee Minimum | $10 |
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Other Personal Credit Cards
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Annual Fee
$0
Purchase APR
12.49% - 20.49%
Balance Transfer APR
12.49% - 20.49%
Credit Score Range
640 - 850
Annual Fee
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Purchase APR
16.49% - 20.49%
Balance Transfer APR
16.49% - 20.49%
Credit Score Range
700 - 850
Annual Fee
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Balance Transfer APR
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Credit Score Range
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