
Hudson Valley FCU Visa Signature Credit Card
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Purchase APR | 13.25% - 13.5% |
Balance Transfer APR | 13.25% - 13.5% |
Credit Score Range | 680 - 850 |
Annual Fee | Up to $49 |
Hudson Valley FCU Visa Signature Credit Card Review
This is a credit card issued by Hudson Valley Credit Union. If you're wondering whether Hudson Valley FCU Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. Hudson Valley FCU Visa Signature Credit Card has a variable purchase APR that ranges from 13.25% up to 13.5%.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 680.
The Good | The Bad |
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Does Hudson Valley FCU Visa Signature Credit Card have a cash back or rewards program?
No, it does not offer a rewards program. This card features rewards for purchases in the following categories:
What are the Hudson Valley FCU Visa Signature Credit Card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Hudson Valley FCU Visa Signature Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Hudson Valley FCU Visa Signature Credit Card has a variable purchase APR that ranges from 13.25% up to 13.5%. The card has a variable balance transfer APR that ranges from 13.25% up to 13.5%. It also has a variable cash advance APR that ranges from 13.25% up to 13.5%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Does Hudson Valley FCU Visa Signature Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Hudson Valley FCU Visa Signature Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Hudson Valley FCU Visa Signature Credit Card?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | |
Foreign Transaction Fee | 0% |
Late Payment Fee | up to $29 |
Does Hudson Valley FCU Visa Signature Credit Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Hudson Valley FCU Visa Signature Credit Card?
The support contact email for Hudson Valley FCU Visa Signature Credit Card is socialmedia@hvfcu.org.
What is the Hudson Valley FCU Visa Signature Credit Card login page?
You can access the Hudson Valley FCU Visa Signature Credit Card login page here.
How do people rate the customer service and user experience of Hudson Valley FCU Visa Signature Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hudson Valley FCU Visa Signature Credit Card report your account activity to credit bureaus?
Yes, Hudson Valley FCU Visa Signature Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Hudson Valley FCU Visa Signature Credit Card
- Visit the Hudson Valley FCU Visa Signature Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
159 Barnegat Rd
Poughkeepsie, NY 12601 USA - Visit Site
- Email Support
Other Services by Hudson Valley Credit Union
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Foreign Currency Transaction Fee | 0% |
No Foreign Transaction Fee | |
No Annual Fee First Year | |
No Interest Grace Period for Late Payment | 25 days |
Cash Advance Fee (%) | Up to 2% |
Annual Fee | Up to $49 |
Late Fee Amount | Up to $29 |
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