Huntington National Bank Voice Rewards Credit Card Review

This is a rewards credit card issued by The Huntington National Bank. If you're wondering whether Huntington National Bank Voice Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Competitive APRs. Huntington National Bank Voice Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 25.99%.
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. Huntington National Bank Voice Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
• Fair or better credit required. You will have good approval odds if your credit score is above 650.

The Good	The Bad
Lower than average purchase APRs. 0% APR balance transfer intro rate on balance transfers for up to 12 months. No annual fee. Cardholders can earn rewards on purchases everywhere Huntington National Bank Voice Rewards Credit Card is accepted. Huntington National Bank Voice Rewards Credit Card reports to multiple credit bureaus.	Does not offer a signup bonus. Charges a 3% balance transfer fee. Does not include many credit card benefits.

Does Huntington National Bank Voice Rewards Credit Card have a cash back or rewards program?

Huntington National Bank Voice Rewards Credit Card is a rewards card.

Huntington National Bank Voice Rewards Credit Card Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A

What are the Huntington National Bank Voice Rewards Credit Card benefits?

It provides the following benefits:

• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Huntington National Bank Voice Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 25.99%. It also has a variable cash advance APR that ranges from 23.99% up to 28.99%.

What are the fees for Huntington National Bank Voice Rewards Credit Card?

The following fees apply:

Huntington National Bank Voice Rewards Credit Card Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Huntington National Bank Voice Rewards Credit Card report your account activity to credit bureaus?

Yes, Huntington National Bank Voice Rewards Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Huntington National Bank Voice Rewards Credit Card

• Visit the Huntington National Bank Voice Rewards Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.