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  Huntington National Bank Voice Rewards Credit Card

Huntington National Bank Voice Rewards Credit Card

in Personal Credit Cards from The Huntington National Bank

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Huntington National Bank Voice Rewards Credit Card

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in Personal Credit Cards from The Huntington National Bank

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Highlights
Purchase APR  (Variable APR) 11.99% - 25.99%
Balance Transfer APR  (Variable APR) 11.99% - 25.99%
Credit Score Range 650 - 850
Annual Fee $0

Huntington National Bank Voice Rewards Credit Card Review

This is a rewards credit card issued by The Huntington National Bank. If you're wondering whether Huntington National Bank Voice Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Competitive APRs. Huntington National Bank Voice Rewards Credit Card has a variable purchase APR that ranges from 11.99% up to 25.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Huntington National Bank Voice Rewards Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $10.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Huntington National Bank Voice Rewards Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Huntington National Bank Voice Rewards Credit Card is accepted.
  • Huntington National Bank Voice Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Huntington National Bank Voice Rewards Credit Card FAQ

Does Huntington National Bank Voice Rewards Credit Card have a cash back or rewards program?

Huntington National Bank Voice Rewards Credit Card is a rewards card.

Huntington National Bank Voice Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Huntington National Bank Voice Rewards Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Huntington National Bank Voice Rewards Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Huntington National Bank Voice Rewards Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Huntington National Bank Voice Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 11.99% up to 25.99%. The card has a variable balance transfer APR that ranges from 11.99% up to 25.99%. It also has a variable cash advance APR that ranges from 23.99% up to 28.99%.

Does Huntington National Bank Voice Rewards Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Huntington National Bank Voice Rewards Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 11.99% - 25.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%

Does Huntington National Bank Voice Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Huntington National Bank Voice Rewards Credit Card?

The following fees apply:

Huntington National Bank Voice Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Huntington National Bank Voice Rewards Credit Card?

The Huntington National Bank Voice Rewards Credit Card customer service number is (800) 480-2265.

What is the support contact email for Huntington National Bank Voice Rewards Credit Card?

The support contact email for Huntington National Bank Voice Rewards Credit Card is social@huntington.com.

Does Huntington National Bank Voice Rewards Credit Card report your account activity to credit bureaus?

Yes, Huntington National Bank Voice Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Huntington National Bank Voice Rewards Credit Card

  • Visit the Huntington National Bank Voice Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 10%
Minimum Cash Advance Fee ($) Starting at $3
Minimum Interest Charge $1
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 23.99% - 28.99%
Balance Computation a method called "average daily balance (including new purchases)."
Purchase APR (Variable APR) 11.99% - 25.99%
Balance Transfer Introductory APR (Variable APR) 0%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 11.99% - 25.99%
Balance Transfer Fee Minimum $10
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Mastercard

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