IHG® Rewards Premier Credit Card
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| Purchase APR (Variable APR) |
20.24% - 27.24% (Verified 01/18/2023) |
| Balance Transfer APR (Variable APR) |
20.24% - 27.24% (Verified 01/18/2023) |
| Credit Score Range | 690 - 850 |
| Annual Fee | $99 |
IHG® Rewards Premier Credit Card Review
This is a rewards credit card issued by Chase Bank. If you're wondering whether IHG® Rewards Premier Credit Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 140000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 20.24% up to 27.24%.
- 5% Balance transfer fee. IHG® Rewards Premier Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 690.
Pros & Cons of IHG® Rewards Premier Credit Card
| The Good | The Bad |
|---|---|
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IHG® Rewards Premier Credit Card FAQ
Does IHG® Rewards Premier Credit Card have a cash back or rewards program?
IHG® Rewards Premier Credit Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 140000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 10000 |
| Annual Loyalty Bonus Spend Requirement | $20000 |
Does IHG® Rewards Premier Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 140000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does IHG® Rewards Premier Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 10000 points after spending $20000 that can be redeemed for travel, gifts, and other perks.What are the IHG® Rewards Premier Credit Card benefits?
It provides the following benefits:
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for IHG® Rewards Premier Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.IHG® Rewards Premier Credit Card has a variable purchase APR that ranges from 20.24% up to 27.24%. The card has a variable balance transfer APR that ranges from 20.24% up to 27.24%. It also has a variable cash advance APR starting at 29.24% .
Does IHG® Rewards Premier Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does IHG® Rewards Premier Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for IHG® Rewards Premier Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $99 |
| Returned Payment Fee | up to $40 |
| Late Payment Fee | up to $40 |
What is the customer service phone number for IHG® Rewards Premier Credit Card?
The IHG® Rewards Premier Credit Card customer service number is (877) 242-7372.
What is the support contact email for IHG® Rewards Premier Credit Card?
The support contact email for IHG® Rewards Premier Credit Card is customerdepartament@chase.com.
What is the IHG® Rewards Premier Credit Card login page?
You can access the IHG® Rewards Premier Credit Card login page here.
How do people rate the customer service and user experience of IHG® Rewards Premier Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does IHG® Rewards Premier Credit Card report your account activity to credit bureaus?
Yes, IHG® Rewards Premier Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for IHG® Rewards Premier Credit Card
- Visit the IHG® Rewards Premier Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 USA - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| No Foreign Transaction Fee | |
| Annual Fee | $99 |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $40 |
| Late Fee Amount | Up to $40 |
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