IHG Rewards Club Premier Mastercard
in Personal Credit Cards from Chase Bank
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| Purchase APR (Variable APR) | 17.49% - 24.49% |
| Balance Transfer APR (Variable APR) | 17.49% - 24.49% |
| Credit Score Range | 650 - 840 |
| Annual Fee | $89 |
IHG Rewards Club Premier Mastercard Review
This is a rewards credit card issued by Chase Bank. If you're wondering whether IHG Rewards Club Premier Mastercard is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Signup bonus. Offers a signup bonus of 140000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 17.49% up to 24.49%.
- 5% Balance transfer fee. IHG Rewards Club Premier Mastercard charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
- Multiple credit card benefits. Includes generous credit card perks, such as Global Entry / TSA Precheck Fee Credit, identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
| The Good | The Bad |
|---|---|
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Does IHG Rewards Club Premier Mastercard have a cash back or rewards program?
IHG Rewards Club Premier Mastercard is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus (Points/Miles) | 140000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 10000 |
| Annual Loyalty Bonus Spend Requirement | $20000 |
Does IHG Rewards Club Premier Mastercard have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 140000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does IHG Rewards Club Premier Mastercard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 10000 points after spending $20000 that can be redeemed for travel, gifts, and other perks.What are the IHG Rewards Club Premier Mastercard benefits?
It provides the following benefits:
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- No blackout dates when redeeming miles
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for IHG Rewards Club Premier Mastercard?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has higher than average regular APRs.It has a variable purchase APR that ranges from 17.49% up to 24.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 24.49%. It also has a variable cash advance APR starting at 26.49% .
Does IHG Rewards Club Premier Mastercard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does IHG Rewards Club Premier Mastercard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for IHG Rewards Club Premier Mastercard?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $89 |
| Returned Payment Fee | up to $39 |
| Late Payment Fee | up to $39 |
What is the customer service phone number for IHG Rewards Club Premier Mastercard?
The IHG Rewards Club Premier Mastercard customer service number is (877) 242-7372.
What is the support contact email for IHG Rewards Club Premier Mastercard?
The support contact email for IHG Rewards Club Premier Mastercard is customerdepartament@chase.com.
Does IHG Rewards Club Premier Mastercard report your account activity to credit bureaus?
Yes, IHG Rewards Club Premier Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for IHG Rewards Club Premier Mastercard
- Visit the IHG Rewards Club Premier Mastercard website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
270 Park Avenue
New York, NY 10017 - (877) 242-7372
- Visit Site
- Email Support
Other Services by Chase Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| No Foreign Transaction Fee | |
| Minimum Interest Charge | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Annual Fee | $89 |
| Returned Payment Fee | Up to $39 |
| Late Fee Amount | Up to $39 |
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