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  IHG® Rewards Premier Credit Card
IHG® Rewards Premier Credit Card Claimed

IHG® Rewards Premier Credit Card

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Highlights
Purchase APR  (Variable APR) 18.24% - 25.24%
Balance Transfer APR  (Variable APR) 18.24% - 25.24%
Credit Score Range 690 - 850
Annual Fee $99

IHG® Rewards Premier Credit Card Review

This is a rewards credit card issued by Chase Bank. If you're wondering whether IHG® Rewards Premier Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • Signup bonus. Offers a signup bonus of 140000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 25.24%.
  • 5% Balance transfer fee. IHG® Rewards Premier Credit Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
  • Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, purchase protection, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 690.

Pros & Cons of IHG® Rewards Premier Credit Card

The Good The Bad
  • Fourth Reward night free when you redeem points for any stay of 4 or more nights.
  • Enjoy a reward night after each account anniversary year at IHG hotels worldwide.
  • .
  • Multiple credit card perks.
  • Global Entry/TSA Pre✓®.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Cardholders can earn rewards on their purchases.
  • IHG® Rewards Premier Credit Card reports to multiple credit bureaus.
  • Note that points will be lost if a card holder does not make the minimum payment on their account within 60 days of the due date.
  • Higher than average purchase APRs.
  • You need good credit to qualify.
  • Charges an annual fee of $99
  • Charges a 5% balance transfer fee.

IHG® Rewards Premier Credit Card FAQ

Does IHG® Rewards Premier Credit Card have a cash back or rewards program?

IHG® Rewards Premier Credit Card is a travel rewards card.

IHG® Rewards Premier Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate 2x
Annual rewards limit N/A
Signup Bonus (Points/Miles) 140000
Signup Bonus Spend Requirement $3000
Signup Bonus Spend Period (months) 3 months
Annual Loyalty Bonus (Points/Miles) 10000
Annual Loyalty Bonus Spend Requirement $20000

Does IHG® Rewards Premier Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 140000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.

Does IHG® Rewards Premier Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 10000 points after spending $20000 that can be redeemed for travel, gifts, and other perks.

What are the IHG® Rewards Premier Credit Card benefits?

It provides the following benefits:

  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • No blackout dates when redeeming miles
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for IHG® Rewards Premier Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

IHG® Rewards Premier Credit Card has a variable purchase APR that ranges from 18.24% up to 25.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 25.24%. It also has a variable cash advance APR starting at 27.24% .

Does IHG® Rewards Premier Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does IHG® Rewards Premier Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for IHG® Rewards Premier Credit Card?

The following fees apply:

IHG® Rewards Premier Credit Card Fees
Fees Amount
Annual Fee $99
Returned Payment Fee up to $40
Late Payment Fee up to $40

What is the customer service phone number for IHG® Rewards Premier Credit Card?

The IHG® Rewards Premier Credit Card customer service number is (877) 242-7372.

What is the support contact email for IHG® Rewards Premier Credit Card?

The support contact email for IHG® Rewards Premier Credit Card is customerdepartament@chase.com.

What is the IHG® Rewards Premier Credit Card login page?

You can access the IHG® Rewards Premier Credit Card login page here.

How do people rate the customer service and user experience of IHG® Rewards Premier Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does IHG® Rewards Premier Credit Card report your account activity to credit bureaus?

Yes, IHG® Rewards Premier Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for IHG® Rewards Premier Credit Card

  • Visit the IHG® Rewards Premier Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 1:00pm

Other Services by Chase Bank

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View all credit cards offered by Chase Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Foreign Transaction Fee
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 21 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Annual Fee $99
Returned Payment Fee Up to $40
Late Fee Amount Up to $40
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 690 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Purchase Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • Global Entry / TSA Pre✓®
  • Travel Assistance
Annual Loyalty Bonus (points) 10,000
Annual Loyalty Bonus Spend Requirement $20,000
No Blackout Dates
Rewards Categories
  • 5x Points on Gas
  • 5x Points on Groceries
  • 10x Points on Hotels
  • 5x Points on Restaurants
  • 3x Points on Every Purchase
Signup Bonus (points) 140,000
Cash Advance APR (Variable APR) Starting at 27.24%
Balance Computation daily balance method (including new transactions).
Purchase APR (Variable APR) 18.24% - 25.24%
Balance Transfer APR (Variable APR) 18.24% - 25.24%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 5%
Card Type
  • Rewards
  • Travel
  • Bonus Offers
Card Network Mastercard

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