
Best Of Product
Indigo Mastercard
Would you recommend Indigo Mastercard to your friends?
Community Rating | Mostly not recommended |
Purchase APR (Fixed APR) | 24.9% |
Balance Transfer APR (Fixed APR) | N/A |
Credit Score Range | 550 - 650 |
Annual Fee | $75 - $99 |
Number of Reviews | 44 |
Indigo Mastercard Review
This is a card issued by Celtic Bank. If you're wondering whether Indigo card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a fixed purchase APR of 24.9%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel accident insurance, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Indigo card
The Good | The Bad |
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Indigo card FAQ
Does Indigo card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Indigo card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Indigo card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Indigo Mastercard has a fixed purchase APR of 24.9%. It also has a fixed cash advance APR of 29.9% . Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.
Does Indigo card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Indigo card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Indigo card?
The following fees apply:
- An overlimit fee of $40.
Fees | Amount |
---|---|
Annual Fee | Starting at $75 up to $99 (Annual fees vary by year) |
Overlimit Fee | $40 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $40 |
Late Payment Fee | up to $40 |
Does Indigo card have a foreign transaction fee?
Indigo card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Indigo card?
The Indigo card customer service number is (800) 509-6191.
What is the support contact email for Indigo card?
The support contact email for Indigo card is info@celticbank.com.
What is the Indigo card login page?
You can access the Indigo card login page here.
How do people rate the customer service and user experience of Indigo card?
Overall, Indigo card is mostly not recommended based on community reviews that rate customer service and user experience.
Does Indigo Mastercard report your account activity to credit bureaus?
Yes, Indigo Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Indigo card
- Visit the Indigo card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Message From Indigo card
Contact
- Headquarters
-
268 South State Street, Suite 300
Salt Lake City, UT 84111 USA - (800) 509-6191
- Visit Site
- Email Support
Other Services by Celtic Bank
Other Credit Cards by Celtic Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $5 |
Cash Advance Fee (%) | Up to 5% |
Minimum Cash Advance Fee ($) | Starting at $5 |
Foreign Currency Transaction Fee | 1% |
Annual Fee | $75 - $99 |
Minimum Interest Charge | $0.50 |
Over-Limit Fee | $40 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $40 |
Paper Statement Fee | $0 |
Late Fee Amount | Up to $40 |
Indigo Mastercard Community Reviews
Would you recommend Indigo Mastercard to your friends?
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