Indigo Platinum Mastercard Review

Indigo Platinum Mastercard is a credit card issued by Genesis FS Card Services. 

Good for building credit. This card is designed to help you build your credit. So you may qualify even if you have limited or poor credit. The minimum credit score to apply is 550.

Accepts cosigners. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

If you're wondering whether Indigo Platinum Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Indigo Platinum Mastercard cash back or rewards program?

No, Indigo Platinum Mastercard does not offer a rewards program.

Indigo Platinum Mastercard Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Indigo Platinum Mastercard benefits?

Indigo Platinum Mastercard provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Fraud Liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Indigo Platinum Mastercard?

Indigo Platinum Mastercard has a fixed purchase APR of 23.9%.

It also has a fixed cash advance APR starting at 29.9% . Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the Indigo Platinum Mastercard fees?

$99 Annual Fee. Indigo Platinum Mastercard charges an annual fee of $99.

1% Foreign transaction fees. Indigo Platinum Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

The following fees apply to Indigo Platinum Mastercard:

Indigo Platinum Mastercard Fees

Fees	Amount
Annual Fee	$99
Overlimit Fee	$38
Foreign Transaction Fee	1%
Returned Payment Fee	$38
Late Payment Fee	$38

Does Indigo Platinum Mastercard report your account activity to credit bureaus?

Indigo Platinum Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

How to apply for Indigo Platinum Mastercard

• Visit the Genesis FS Card Services website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.