Indigo Platinum Mastercard
in Personal Credit Cards from Genesis FS Card Services
Would you recommend Indigo Platinum Mastercard to your friends?
| Community Rating | Strongly not recommended |
| Purchase APR | Starting at 23.9% |
| Balance Transfer APR | N/A |
| Annual Fee | $99 |
| Credit Score Range | 550 - 650 |
Overview
Who is this credit card designed for?
Indigo Platinum Mastercard is a credit card issued by Genesis FS Card Services, which is based in Beaverton, OR.
Indigo Platinum Mastercard is designed for people with a credit score of 550 to 650. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.
What are the relevant APRs?
Indigo Platinum Mastercard has a fixed purchase APR starting at 23.9%.
It also has a fixed cash advance APR starting at 29.9%.
The good news is this card does not charge a penalty APR if you are late on a payment.
Is an introductory APR offer available?
No, Indigo Platinum Mastercard does not come with an introductory APR offer for balance transfers.
Indigo Platinum Mastercard does not offer an introductory rate on new purchases.
What are the fees?
The following fees apply to Indigo Platinum Mastercard:
- An annual fee of $99. Make sure the rewards and benefits of this card justify the cost of the annual fee.
- A late payment penalty of up to $38.
- Indigo Platinum Mastercard does not charge a returned payment fee.
- An overlimit fee of $38.
- A foreign transaction fee of 1%. Transactions in a foreign currency get hit with a 1% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $10.
Is a rewards program offered?
No, Indigo Platinum Mastercard does not offer a rewards program.
Is a signup bonus offered?
Indigo Platinum Mastercard doesn't offer a cash signup bonus.
Is an annual loyalty bonus offered?
Indigo Platinum Mastercard doesn't offer a cash loyalty bonus.
What additional benefits are offered?
Indigo Platinum Mastercard provides the following benefits:
Does Indigo Platinum Mastercard report your account activity to credit bureaus?
Indigo Platinum Mastercard reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.
Contact
- Headquarters
-
15220 NW Greenbrier Pkwy STE 200
Beaverton, OR 97006 USA - Visit Site
About Indigo Platinum Mastercard
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Grace Period for Late Payment (Days) | 25 |
| Returned Payment Fee | $38 |
| Over-Limit Fee | $38 |
| Minimum Interest Charge | $0.50 |
| Annual Fee | $99 |
| Late Fee Amount | $38 |
| Foreign Currency Transaction Fee | 1% |
Reviews
Would you recommend Indigo Platinum Mastercard to your friends?
Other Personal Credit Cards
Genesis FS Card Services Personal Credit Cards
Milestone Gold Mastercard
Starting
Purchase APR
23.9%
Balance Transfer APR
N/A
Annual Fee
$99
Credit Score Range
550 - 650
