Who is this credit card designed for?

Indigo Platinum Mastercard is a credit card issued by Genesis FS Card Services, which is based in Beaverton, OR, and was established in 2004.

Indigo Platinum Mastercard is designed for people with a credit score of 550 to 650.

What are the relevant APRs?

Genesis FS Card Services charges a variable APR on new purchases of 23.9%

Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Indigo Platinum Mastercard does not come with an introductory APR offer.

What are the fees?

The following fees apply to Indigo Platinum Mastercard:

  • An annual fee of $99. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • An overlimit fee of $38.
  • A foreign transaction fee of 1%. Transactions in a foreign currency get hit with a 1% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $10.

Is a rewards program offered?

No, Indigo Platinum Mastercard does not offer a rewards program.

Is a signup bonus offered?

Indigo Platinum Mastercard doesn't offer a cash signup bonus.

What additional benefits are offered?

Indigo Platinum Mastercard provides the following benefits:

  • Car rental insurance
  • Extended warranty
  • Travel insurance
    • Credit Score Range
      550 - 650
    • Employment Statuses Considered
      • Employed Full-Time
      • Employed Part-Time
      • Other
      • Retired
      • Self-Employed
      • Unemployed
    • Immigration Status Considered
      • U.S. Citizen
      • U.S. Permanent Resident
    • Military Status
      • Active Duty Military
      • Military Dependent
      • Non-Military
      • Veterans
    • Minimum Age
    • Supported Income Types
      • 1099 Misc. Income
      • Cash / Other
      • Direct Deposit (W2, SSA, SSDI)
      • Payroll Check or Prepaid Card
    • Customer Type
    • Annual Fee
    • Grace Period / Deferred Interest
    • Late Payment Penalty
    • Minimum Interest Charge
    • Over-Limit Fee
    • Returned Payment Fee
    • Foreign Currency Transaction Fee
    • Card Type
      Charge Card
    • Card Network
    • Car Rental Insurance
    • Extended Warranty
    • Travel Insurance
    • Balance Computation
      average daily balance (including new purchases)
    • Penalty APR
    • Purchases APR (variable)
      Starting at 23.9%
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