SuperMoney 

Indigo Platinum Mastercard

in Personal Credit Cards from Genesis FS Card Services

Claimed Apply Now

Indigo Platinum Mastercard

Claimed

in Personal Credit Cards from Genesis FS Card Services

SuperMoney Net Recommendation Score -50% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly not recommended

3 users recommend
0 users are unsure
9 users don't recommend
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Highlights
Highlights
Community Rating Mostly not recommended
Annual Fee $75
Purchase APR  (Variable APR) 24.9%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 550 - 650
Number of Reviews 12

Indigo Platinum Mastercard Review

Indigo Platinum Mastercard is a credit card issued by Genesis FS Card Services. 

This card is designed for people who have bad credit. The minimum credit score to apply is 550. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit. If you're wondering whether Indigo Platinum Mastercard is the right card for you, read on. This is everything you need to know to make a good choice.

Is there a Indigo Platinum Mastercard cash back or rewards program?

No, Indigo Platinum Mastercard does not offer a rewards program.

Indigo Platinum Mastercard Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

What are the Indigo Platinum Mastercard benefits?

Indigo Platinum Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Indigo Platinum Mastercard?

Indigo Platinum Mastercard has a variable purchase APR of 24.9%.

It also has a variable cash advance APR of 29.9% . Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Indigo Platinum Mastercard have an introductory APR offer?

Indigo Platinum Mastercard does not offer an introductory rate on new purchases.
Indigo Platinum Mastercard Rates & Terms
Purchase APR 24.9%
Cash Advance APR 29.9%
Penalty APR 29.9%

What are the Indigo Platinum Mastercard fees?

The following fees apply to Indigo Platinum Mastercard:

  • An overlimit fee of $39.
  • Indigo Platinum Mastercard Fees
    Fees Amount
    Annual Fee $75 (Annual fees vary by year)
    Overlimit Fee $39
    Foreign Transaction Fee 1%
    Returned Payment Fee $39
    Late Payment Fee $39

    Does Indigo Platinum Mastercard have a foreign transaction fee?

    Indigo Platinum Mastercard charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

    Does Indigo Platinum Mastercard report your account activity to credit bureaus?

    Indigo Platinum Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

    How to apply for Indigo Platinum Mastercard

    • Visit the Genesis FS Card Services website.
    • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, annual income, and source of employment.
    • Check the information is accurate and submit your application.
    • If you're denied click here to find out why your application may have been rejected and what you can do about it.

    If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   15220 NW Greenbrier Pkwy
      STE 200
      Beaverton, OR 97006
    •   Visit Site

    About Indigo Platinum Mastercard

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    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Interest Grace Period for Late Payment 25
    Paper Statement Fee $0
    Returned Payment Fee $39
    Over-Limit Fee $39
    Minimum Interest Charge $0.50
    Annual Fee $75
    Late Fee Amount $39
    Cash Advance Fee (%) 5%
    Cash Advance Fee Minimum $5
    Foreign Currency Transaction Fee 1%
    Minimum Age 18
    Co-signing Allowed  
    Credit Score Range 550 - 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type Personal
    Car Rental Insurance  
    Extended Warranty  
    Travel Insurance  
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Travel Assistance
    Purchase APR (Variable APR) 24.9%
    Cash Advance APR (Variable APR) 29.9%
    Balance Computation average daily balance (including new purchases)
    Penalty APR 29.9%

    Indigo Platinum Mastercard Community Reviews

     
     

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