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Indigo Platinum Mastercard

in Personal Credit Cards

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Indigo Platinum Mastercard

Claimed

in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Overview

Who is this credit card designed for?

Indigo Platinum Mastercard is a credit card issued by Genesis FS Card Services, which is based in Beaverton, OR. 

Indigo Platinum Mastercard is designed for people with a credit score of 550 to 650. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Indigo Platinum Mastercard has a fixed purchase APR starting at 23.9%.

It also has a fixed cash advance APR starting at 29.9%.

Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Indigo Platinum Mastercard does not come with an introductory APR offer for balance transfers.

Indigo Platinum Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Indigo Platinum Mastercard:

  • An annual fee of $99. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • An overlimit fee of $38.
  • A foreign transaction fee of 1%. Transactions in a foreign currency get hit with a 1% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $10.

Is a rewards program offered?

No, Indigo Platinum Mastercard does not offer a rewards program.

Is a signup bonus offered?

Indigo Platinum Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Indigo Platinum Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Indigo Platinum Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus
  • Does Indigo Platinum Mastercard report your account activity to credit bureaus?

    Indigo Platinum Mastercard reports your account activity to the following credit reporting agencies:

    • Equifax
    • Experian
    • Transunion

    Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

    SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

    Contact

    • Headquarters
    •   15220 NW Greenbrier Pkwy STE 200
      Beaverton, OR 97006 USA
    •   Visit Site

    Availability

    Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
      Available in 50 states and Washington, D.C.
    • Alabama
    • Alaska
    • Arizona
    • Arkansas
    • California
    • Colorado
    • Connecticut
    • Delaware
    • Washington, DC
    • Florida
    • Georgia
    • Hawaii
    • Idaho
    • Illinois
    • Indiana
    • Iowa
    • Kansas
    • Kentucky
    • Louisiana
    • Maine
    • Maryland
    • Massachusetts
    • Michigan
    • Minnesota
    • Mississippi
    • Missouri
    • Montana
    • Nebraska
    • Nevada
    • New Hampshire
    • New Jersey
    • New Mexico
    • New York
    • North Carolina
    • North Dakota
    • Ohio
    • Oklahoma
    • Oregon
    • Pennsylvania
    • Rhode Island
    • South Carolina
    • South Dakota
    • Tennessee
    • Texas
    • Utah
    • Vermont
    • Virginia
    • Washington
    • West Virginia
    • Wisconsin
    • Wyoming

    Feature Breakdown

    No Fees
    Grace Period for Late Payment (Days)
    25
    List of Fees
    Late Payment Penalty
    $38
    Returned Payment Fee
    $38
    Over-Limit Fee
    $38
    Minimum Interest Charge
    $0.50
    Annual Fee
    $99
    Foreign Currency Transaction Fee
    1%
    Minimum Age
    18
    Co-signing Allowed
     
    Credit Score Range
    550 - 650
    850 300 550 650
    Immigration Status Considered
    • U.S. Citizen
    • U.S. Permanent Resident
    Employment Statuses Considered
    • Employed Full-Time
    • Employed Part-Time
    • Other
    • Retired
    • Self-Employed
    • Unemployed
    Military Status
    • Active Duty Military
    • Military Dependent
    • Non-Military
    • Veterans
    Supported Income Types
    • 1099 Misc. Income
    • Cash
    • Direct Deposit (W2, SSA, SSDI)
    • Payroll Check or Prepaid Card
    Customer Type
    Personal
    Car Rental Insurance
     
    Extended Warranty
     
    Travel Insurance
     
    Credit Card Benefits
    • Auto Rental Collision Damage Waiver
    • Emergency Support
    • Extended Warranty Protection
    • Fraud Liability
    • Travel Assistance
    Percentage
    Purchase APR
    (Fixed APR)
    Starting at
    23.9%
    Percentage
    Cash Advance APR
    (Fixed APR)
    Starting at
    29.9%
    Balance Computation
    average daily balance (including new purchases)
    Penalty APR
    29.9%

    Reviews

     
     

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