SuperMoney

Indigo Platinum Mastercard

in Personal Credit Cards

Claimed Visit Site

Indigo Platinum Mastercard

Claimed

in Personal Credit Cards

SuperMoney Net Recommendation Score -100% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

0 users recommend
0 users are unsure
2 users don't recommend
Cast your vote
Cast your vote

Would you recommend Indigo Platinum Mastercard to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Overview

Who is this credit card designed for?

Indigo Platinum Mastercard is a credit card issued by Genesis FS Card Services, which is based in Beaverton, OR. 

Indigo Platinum Mastercard is designed for people with a credit score of 550 to 650. Genesis FS Card Services is one of the few credit card issuers that allows applicants to include a cosigner, which improves the approval chances of people with not-so-great credit.

What are the relevant APRs?

Indigo Platinum Mastercard has a fixed purchase APR starting at 23.9%.

It also has a fixed cash advance APR starting at 29.9%.

Note that late payments are subject to an APR of 29.9% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Is an introductory APR offer available?

No, Indigo Platinum Mastercard does not come with an introductory APR offer for balance transfers.

Indigo Platinum Mastercard does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Indigo Platinum Mastercard:

  • An annual fee of $99. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • A late payment penalty of $38.
  • A returned payment fee of $38.
  • An overlimit fee of $38.
  • A foreign transaction fee of 1%. Transactions in a foreign currency get hit with a 1% fee. For example, if you buy a $1,000 flight in euros, you will pay a foreign transaction fee of $10.

Is a rewards program offered?

No, Indigo Platinum Mastercard does not offer a rewards program.

Is a signup bonus offered?

Indigo Platinum Mastercard doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Indigo Platinum Mastercard doesn't offer a cash loyalty bonus.

What additional benefits are offered?

 Indigo Platinum Mastercard provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
  • Reports to major credit bureaus

Does Indigo Platinum Mastercard report your account activity to credit bureaus?

Indigo Platinum Mastercard reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular and on-time payments on a credit card that reports your account activity to credit bureaus will demonstrate that you consistently manage debt well and can help increase your credit scores.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  • 15220 NW Greenbrier Pkwy STE 200
    Beaverton, OR 97006 USA
  • Visit Site

Availability

Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Grace Period for Late Payment (Days)
25
Late Payment Penalty
$38
Returned Payment Fee
$38
Over-Limit Fee
$38
Minimum Interest Charge
$0.50
Annual Fee
$99
Foreign Currency Transaction Fee
1%
Minimum Age
18
Co-signing Allowed
Credit Score Range
550 - 650
850 300 550 650
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Personal
Car Rental Insurance
Extended Warranty
Travel Insurance
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Fraud Liability
  • Travel Assistance
Purchases APR
Starting at
23.9%
Cash Advance APR
Starting at
29.9%
Balance Computation
average daily balance (including new purchases)
Penalty APR
29.9%
APR Type
Fixed APR

Reviews

Would you recommend Indigo Platinum Mastercard to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Genesis FS Card Services Personal Credit Cards

Product

Reviews

Purchases APR

Balance Transfer APR

Annual Fee

Credit Score Range

Milestone Gold Mastercard

Milestone Gold Mastercard

1
2
1
4 total votes
Purchases APR N/A Purchases APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee N/A Annual Fee
Credit Score Range N/A Credit Score Range