Instacart Mastercard®

Key Takeaways

• Best Offer: Get a free year of Instacart+ and a $100 Instacart credit automatically upon approval. Membership auto-renews. Terms apply.
• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 20.24% up to 28.99%.
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
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• A 5% balance transfer fee. Instacart Mastercard® charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Good or excellent credit required. You will have low approval odds if your credit score is below good.

Pros & Cons of Instacart Mastercard

Instacart Mastercard FAQ

Does Instacart Mastercard have a cash back or rewards program?

How do people rate the customer service and user experience of Instacart Mastercard?

Does Chase Bank perform a hard credit pull?

How to apply for Instacart Mastercard

• Visit the website of Instacart Mastercard.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.