Last Updated: 07/28/2025
Jax FCU Secured Visa Credit Card
Unaffiliated
in Credit Cards from Jax Federal Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
Up to 13.90%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
Up to 13.90%(Verified 06/21/2024)
Credit Score Range
500 - 850
Annual Fee
$0
Jax FCU Secured Visa Credit Card Review
This is a secured credit card issued by Jax Federal Credit Union. If you're wondering whether Jax FCU Secured Visa Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 2% balance transfer fee. Jax FCU Secured Visa Credit Card charges a fee of 2% on balance transfers. For example, a balance of $1,000 could cost $20 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Jax FCU Secured Visa Credit Card
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Jax FCU Secured Visa Credit Card FAQ
Does Jax FCU Secured Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Jax FCU Secured Visa Credit Card?
It has a fixed purchase APR of up to 13.90%. fixed balance transfer APR of up to 13.90%. Jax FCU Secured Visa Credit Card does not offer balance transfers. The card has a fixed cash advance APR of up to 13.90%. Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Jax FCU Secured Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Jax FCU Secured Visa Credit Card does not offer balance transfers.Does Jax FCU Secured Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Jax FCU Secured Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $1 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10 - $75 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | Up to 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Jax FCU Secured Visa Credit Card have a foreign transaction fee?
Jax FCU Secured Visa Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Jax FCU Secured Visa Credit Card?
The customer service number for Jax FCU Secured Visa Credit Card is (800) 443-2664.
What is the support contact email for Jax FCU Secured Visa Credit Card?
The support contact email for Jax FCU Secured Visa Credit Card is answers@jaxfcu.org.
What is the login page for Jax FCU Secured Visa Credit Card?
You can access the login page of Jax FCU Secured Visa Credit Card here.
How do people rate the customer service and user experience of Jax FCU Secured Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Jax FCU Secured Visa Credit Card report your account activity to credit bureaus?
Yes, Jax FCU Secured Visa Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Jax Federal Credit Union perform a hard credit pull?
Yes, Jax FCU Secured Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Jax FCU Secured Visa Credit Card
- Visit the website of Jax FCU Secured Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM