J.Crew Credit Card FAQ
Is there a J.Crew Credit Card cash back or rewards program?
J.Crew Credit Card offers a rewards program to its customers.
This card features rewards for purchases in the following categories:
J.Crew Credit Card Rewards
|Rewards rate (all purchases)
|Max rewards rate
|Annual rewards limit
|Signup Bonus ($)
|Signup Bonus Spend Requirement
Does J.Crew Credit Card have a signup bonus?
J.Crew Credit Card doesn't offer a cash signup bonus.
Does J.Crew Credit Card offer an annual loyalty bonus?
J.Crew Credit Card doesn't offer a cash loyalty bonus.
What are the relevant APRs for J.Crew Credit Card?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.
J.Crew Credit Card has higher than average purchase APRs.
J.Crew Credit Card has a
Does J.Crew Credit Card have an introductory APR offer on balance transfers?
No, J.Crew Credit Card does not come with an introductory APR offer for balance transfers.
Does J.Crew Credit Card have an introductory APR offer on new purchases?
J.Crew Credit Card does not offer an introductory rate on new purchases.
J.Crew Credit Card Purchase Intro Offer
|Purchase Intro APR Period (months)
What are the fees for J.Crew Credit Card?
The following fees apply to J.Crew Credit Card:
J.Crew Credit Card Fees
|Returned Payment Fee
||up to $25
|Late Payment Fee
||up to $38
Does J.Crew Credit Card report your account activity to credit bureaus?
J.Crew Credit Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.
How to apply for J.Crew Credit Card
- Visit the J.Crew Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.