Jet Blue Plus Mastercard

Jet Blue Plus Mastercard Review

This is a rewards card issued by Barclays Bank. If you're wondering whether Jet Blue Plus Mastercard is the right card for you, read on.

Key Takeaways

• Generous reward rate. You can get a rewards rate of up to 6x.
• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Signup bonus. Offers a signup bonus of 40000 points after spending $1,000 that can be redeemed for travel, gifts, or other perks.
• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.99% up to 27.99%.
• 5% Balance transfer fee. Jet Blue Plus Mastercard charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $5.
• No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
• Gas rewards. on eligible fuel purchases.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of Jet Blue Plus Mastercard

The Good

The Bad

50% in flight savings on cocktails and food purchases. No foreign transaction fee. Free First Checked Bag for you and up to 3 companions on the same reservation Get 10% Points Back After Taking Award Flights. 0% APR balance transfer intro rate on balance transfers for up to 12 months. Multiple credit card perks. Offers auto rental collision damage waiver. Extended warranty on purchases. Travel assistance insurance No foreign transaction fee. Cardholders can earn rewards on their purchases. Jet Blue Plus Mastercard reports to multiple credit bureaus.

To really benefit from points using this card, customers need to travel with this airline. Potentially very high interest on balances not paid in full each month. Higher than average purchase APRs. You need good credit to qualify. Charges an annual fee of $99 Charges a 5% balance transfer fee.

Jet Blue Plus Mastercard FAQ

Does Jet Blue Plus Mastercard have a cash back or rewards program?

Jet Blue Plus Mastercard is a travel rewards card.

Jet Blue Plus Mastercard Rewards

Minimum rewards rate	1x
Max rewards rate	6x
Annual rewards limit	N/A
Signup Bonus ($)	N/A
Signup Bonus (Points/Miles)	40000
Signup Bonus Spend Requirement	$1000
Annual Loyalty Bonus	$100
Annual Loyalty Bonus (Points/Miles)	5000
Annual Loyalty Bonus Spend Requirement	$100

What are the Jet Blue Plus Mastercard benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• No blackout dates when redeeming miles
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Jet Blue Plus Mastercard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Jet Blue Plus Mastercard has a variable purchase APR that ranges from 18.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 18.99% up to 27.99%. It also has a variable cash advance APR starting at 28.24% .

What are the fees for Jet Blue Plus Mastercard?

The following fees apply:

Jet Blue Plus Mastercard Fees

Fees	Amount
Annual Fee	$99
Foreign Transaction Fee	0%
Returned Payment Fee	up to $40
Late Payment Fee	up to $40

Does Jet Blue Plus Mastercard report your account activity to credit bureaus?

Yes, Jet Blue Plus Mastercard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Jet Blue Plus Mastercard

• Visit the Jet Blue Plus Mastercard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.