Journey Student Credit Card from Capital One
Explore a similar product
Try this top product in Credit Cards.
| Community Rating | Strongly recommended |
| Purchase APR | 26.99% |
| Balance Transfer APR | 26.99% |
| Credit Score Range | 640 - 720 |
| Annual Fee | $0 |
| Number of Reviews | 10 |
Journey Student Credit Card from Capital One Review
This is a credit card issued by Capital One. If you're wondering whether Capital One Journey card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 26.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 640.
| The Good | The Bad |
|---|---|
|
|
Does Capital One Journey card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Capital One Journey card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for Capital One Journey card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.Journey Student Credit Card from Capital One has a variable purchase APR of 26.99%. The card has a variable balance transfer APR of 26.99% . It also has a variable cash advance APR of 26.99% .
Does Capital One Journey card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Capital One Journey card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Capital One Journey card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Capital One Journey card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the support contact email for Capital One Journey card?
The support contact email for Capital One Journey card is support@capitalone.com.
What is the Capital One Journey card login page?
You can access the Capital One Journey card login page here.
How do people rate the customer service and user experience of Capital One Journey card?
Overall, Capital One Journey card is strongly recommended based on community reviews that rate customer service and user experience.
Does Journey Student Credit Card from Capital One report your account activity to credit bureaus?
Yes, Journey Student Credit Card from Capital One reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Capital One Journey card
- Visit the Capital One Journey card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1680 Capital One Drive
McLean, VA 22102 USA - Visit Site
- Email Support
Other Services by Capital One
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Foreign Currency Transaction Fee | 0% |
| No Annual Fee | |
| No Foreign Transaction Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 3% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Late Fee Amount | Up to $40 |
Journey Student Credit Card from Capital One Community Reviews
Would you recommend Journey Student Credit Card from Capital One to your friends?
Other Credit Cards
Capital One Credit Cards
- Alliance Catholic Credit Union Visa Platinum Credit Card
- Alliant Credit Union Visa® Platinum Rewards Credit Card
- Barksdale Federal Credit Union Visa Platinum Credit Card
- Community First CU Florida Visa Credit Card
- Credit Union 1 Chrome Credit Card
- Educational Systems Federal Credit Union Credit Card Visa
- Golden 1 Credit Union Platinum Rewards Credit Card
- Keys Federal Credit Union Visa Signature Rewards
- Lane Bryant Credit Card
- South Carolina FCU Mastercard Credit Card
- Southwest Rapid Rewards® Plus Credit Card
- US Bank Cash 365
