KeyBank Key2More Rewards Credit Card
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| Purchase APR (Variable APR) |
21.24% - 28.24% (Verified 01/31/2023) |
| Balance Transfer APR (Variable APR) |
21.24% - 28.24% (Verified 01/31/2023) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
KeyBank Key2More Rewards Credit Card Review
This is a rewards credit card issued by KeyBank. If you're wondering whether KeyBank Key2More Rewards Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 6 months , which is shorter than the average 0% APR period of 12 months.
- 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for up to 2 months.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 21.24% up to 28.24%.
- No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
- 4% Balance transfer fee. KeyBank Key2More Rewards Credit Card charges a fee of 4% on balance transfers, if you transfer the balance within 60 days of opening the account. For example, a balance of $1,000 could cost $40 in transfer fees. The minimum fee is $10.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as identity theft protection, purchase protection, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of KeyBank Key2More Rewards Credit Card
| The Good | The Bad |
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KeyBank Key2More Rewards Credit Card FAQ
Does KeyBank Key2More Rewards Credit Card have a cash back or rewards program?
KeyBank Key2More Rewards Credit Card is a rewards card.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
Does KeyBank Key2More Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does KeyBank Key2More Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the KeyBank Key2More Rewards Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for KeyBank Key2More Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.KeyBank Key2More Rewards Credit Card has a variable purchase APR that ranges from 21.24% up to 28.24%. The card has a variable balance transfer APR that ranges from 21.24% up to 28.24%. It also has a variable cash advance APR starting at 23.99% .
Does KeyBank Key2More Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 6 months.
| Description | |
|---|---|
| Balance Transfer Fee Intro Period | 60 days |
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 6 months |
| Balance Transfer APR | 21.24% - 28.24% |
| Balance Transfer Fee Minimum | $10 |
| Balance Transfer Fee % | 4% |
Does KeyBank Key2More Rewards Credit Card have an intro APR offer on new purchases?
| Description | |
|---|---|
| Introductory Rate | 0% |
| Purchase Intro APR Period | 2 months |
This card does offer an intro APR rate of 0% on qualified purchases for a period of up to 2 months.
What are the fees for KeyBank Key2More Rewards Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
| Late Payment Fee | up to $40 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does KeyBank Key2More Rewards Credit Card have a foreign transaction fee?
KeyBank Key2More Rewards Credit Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for KeyBank Key2More Rewards Credit Card?
The KeyBank Key2More Rewards Credit Card customer service number is (202) 803-5275.
What is the support contact email for KeyBank Key2More Rewards Credit Card?
The support contact email for KeyBank Key2More Rewards Credit Card is customerservice@key.com.
What is the KeyBank Key2More Rewards Credit Card login page?
You can access the KeyBank Key2More Rewards Credit Card login page here.
How do people rate the customer service and user experience of KeyBank Key2More Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does KeyBank Key2More Rewards Credit Card report your account activity to credit bureaus?
Yes, KeyBank Key2More Rewards Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for KeyBank Key2More Rewards Credit Card
- Visit the KeyBank Key2More Rewards Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2121 Ward Place NW,
Floor 3
Washington DC, 20037 USA - (202) 803-5275
- Visit Site
- Email Support
Other Services by KeyBank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Introductory Rate | 0% |
| Purchase Intro APR Period (Variable APR) | 2 months |
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