Kirkland's Credit Card
in Personal Credit Cards from Wells Fargo Bank
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| Annual Fee | N/A |
| Purchase APR (Variable APR) | Up to 28.99% |
| Balance Transfer APR (Variable APR) | N/A |
| Credit Score Range | 650 - 850 |
Kirkland's Credit Card Review
Kirkland's Credit Card is a store credit card issued by Wells Fargo Bank.
This card is designed for people with fair credit. The minimum credit score to apply is 650. If you're wondering whether Kirkland's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.
| The Good | The Bad |
|---|---|
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Is there a Kirkland's Credit Card cash back or rewards program?
No, Kirkland's Credit Card does not offer a rewards program.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
What are the relevant APRs for Kirkland's Credit Card?
Kirkland's Credit Card has a variable purchase APR of up to 28.99%.Does Kirkland's Credit Card have an introductory APR offer?
Kirkland's Credit Card does not offer an introductory rate on new purchases.| Description | |
|---|---|
| Balance Transfer APR | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
| Description | |
|---|---|
| Balance Computation | N/A |
| Purchase APR | Up to 28.99% |
| Credit Limit | N/A |
| Penalty APR | N/A |
| Cash Advance APR | N/A |
| Security Deposit | N/A |
| Introductory Rate | N/A |
| Intro APR period (months) | N/A |
What are the Kirkland's Credit Card fees?
The following fees apply to Kirkland's Credit Card:
| Fees | Amount |
|---|
Does Kirkland's Credit Card report your account activity to credit bureaus?
Kirkland's Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.
How to apply for Kirkland's Credit Card
- Visit the Kirkland's Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
- If you're denied click here to find out why your application may have been rejected and what you can do about it.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Contact
- Headquarters
-
420 Montgomery Street
San Francisco, CA 94104 - Visit Site
Other Services by Wells Fargo Bank
View all personal credit cards offered by Wells Fargo Bank
Availability
Available in 50 states and Washington, D.C.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
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Would you recommend Kirkland's Credit Card to your friends?
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Credit Score Range
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Purchase APR
18.74% - 27.74%
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Balance Transfer APR
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Credit Score Range
640 - 850
Annual Fee
$0
Purchase APR
17.24% - 26.74%
(Variable APR)
Balance Transfer APR
17.24% - 26.74%
(Variable APR)
Credit Score Range
640 - 850
Annual Fee
N/A
Maximum
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Maximum
Purchase APR
28.99%
Balance Transfer APR
N/A
Credit Score Range
650 - 850
Annual Fee
$0
Purchase APR
15.74% - 27.74%
(Variable APR)
Balance Transfer APR
15.74% - 27.74%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$0
Purchase APR
15.74% - 27.74%
(Variable APR)
Balance Transfer APR
15.74% - 27.74%
(Variable APR)
Credit Score Range
700 - 850
Annual Fee
$25
Purchase APR
20.74%
Balance Transfer APR
20.74%
Credit Score Range
300 - 850
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