Kirkland's Credit Card Review

Kirkland's Credit Card is a store credit card issued by Wells Fargo Bank. If you're wondering whether Kirkland's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Fair or better credit required. You stand a chance of qualifying if your credit score is not below 650.

Kirkland's Credit Card Pros and Cons:

Is there a Kirkland's Credit Card cash back or rewards program?

No, Kirkland's Credit Card does not offer a rewards program.

What are the relevant APRs for Kirkland's Credit Card?

What are the fees for Kirkland's Credit Card?

The following fees apply to Kirkland's Credit Card:

Does Kirkland's Credit Card report your account activity to credit bureaus?

Kirkland's Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit.

How to apply for Kirkland's Credit Card

• Visit the Kirkland's Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.