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  Kirkland's Credit Card

Kirkland's Credit Card

in Personal Credit Cards from Wells Fargo Bank

Unaffiliated

Kirkland's Credit Card

Unaffiliated

in Personal Credit Cards from Wells Fargo Bank

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Highlights
Purchase APR  (Variable APR) Up to 28.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee N/A

Kirkland's Credit Card Review

This is a store credit card issued by Wells Fargo Bank. If you're wondering whether Kirkland's credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Kirkland's credit card
The Good The Bad
  • Beginning, May 3, 2018 customers who apply for the Kirkland’s credit card with Wells Fargo Bank, N.A. in stores and are approved will receive 20% off of their next in-store purchase when they use their Kirkland’s credit card.
  • Receive an additional 5% off on in-store purchases every day!
  • Advance notice of sales and promotions
  • Exclusive coupons and special shopping events and no monthly maintenance fee.
  • Kirkland's Credit Card reports to multiple credit bureaus.
  • 5% discount is in-store only and not valid with Kirkland's online store.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not include many credit card benefits.
Kirkland's credit card FAQ

Does Kirkland's credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the relevant APRs for Kirkland's credit card?

It has a variable purchase APR of up to 28.99%.

Does Kirkland's credit card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Kirkland's credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Kirkland's credit card?

The following fees apply:

Kirkland's credit card Fees
Fees Amount
Annual Fee

What is the customer service phone number for Kirkland's credit card?

The Kirkland's credit card customer service number is (800) 877-4833.

What is the support contact email for Kirkland's credit card?

The support contact email for Kirkland's credit card is corporateresponsibility@wellsfargo.com.

Does Kirkland's Credit Card report your account activity to credit bureaus?

Yes, Kirkland's Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Kirkland's credit card

  • Visit the Kirkland's credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

Other Services by Wells Fargo Bank

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Minimum Interest Charge $1
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Purchase APR (Variable APR) Up to 28.99%
Card Type
  • Store Card
Card Network Other

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