SuperMoney 
  Kohl's Credit Card

Best Of Product

Kohl's Credit Card

in Personal Credit Cards from Capital One

Claimed

Kohl's Credit Card

Claimed

in Personal Credit Cards from Capital One

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote
Cast your vote

Would you recommend Kohl's Credit Card to your friends?

Thanks for your vote!

Thanks for your vote!

You voted: May or may not recommend

Highlights
Highlights
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 600 - 850
Annual Fee $0
Purchase APR  (Variable APR) Starting at 27.24%

Kohl's Credit Card Review

Kohl's Credit Card is a store rewards credit card issued by Capital One. If you're wondering whether Kohl's Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 27.24%
  • No annual fee. This is a great options for people looking for a low-maintenance rewards card. It gives rewards on your purchases but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You stand a chance of qualifying if your credit score is not below 600.
The Good The Bad
  • No annual fee.
  • Considers applicants with fair or poor credit.
  • Kohl's Credit Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • You don't earn rewards on every purchase.
  • Does not include many credit card rewards.

Is there a Kohl's Credit Card cash back or rewards program?

Kohl's Credit Card offers a rewards program to its customers. This card features rewards for purchases in the following categories:

  • Retail
Kohl's Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Kohl's Credit Card have a signup bonus?

Kohl's Credit Card doesn't offer a cash signup bonus.

Does Kohl's Credit Card offer an annual loyalty bonus?

Kohl's Credit Card doesn't offer a cash loyalty bonus.

What are the relevant APRs for Kohl's Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Kohl's Credit Card has higher than average purchase APRs.

Kohl's Credit Card has a variable purchase APR starting at 27.24% .

Does Kohl's Credit Card have an introductory APR offer on balance transfers??

No, Kohl's Credit Card does not come with an introductory APR offer for balance transfers.

Does Kohl's Credit Card have an introductory APR offer on new purchases??

Kohl's Credit Card does not offer an introductory rate on new purchases.

What are the Kohl's Credit Card fees?

The following fees apply to Kohl's Credit Card:

Kohl's Credit Card Fees
Fees Amount
Annual Fee $0
Returned Payment Fee up to $38
Late Payment Fee up to $38

Does Kohl's Credit Card report your account activity to credit bureaus?

Kohl's Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for Kohl's Credit Card

  • Visit the Kohl's Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

No Annual Fee  
Annual Fee $0
No Interest Grace Period for Late Payment 25 days
Minimum Interest Charge $1
Returned Payment Fee Up to $38
Late Fee Amount Up to $38
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Card Type
  • Rewards
  • Store Card
Card Network Other
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Rewards Categories Retail
Purchase APR (Variable APR) Starting at 27.24%

Be the first to rate

 

Would you recommend Kohl's Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
Cancel my vote
(will require moderator approval)

Other Personal Credit Cards

Merrick Bank Double Your Line™ Platinum Visa® Credit Card
Rating not yet determined In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote

2 Reviews

Deserve Classic Mastercard
Mostly recommended

6 Reviews

Capital One Personal Credit Cards

Product

Reviews

Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Platinum Credit Card From Capital One

Platinum Credit Card From Capital One

19
 
 
21 total votes
Balance Transfer APR 26.99% Variable APR
Credit Score Range 560 - 750     300 850
Annual Fee $0 Annual Fee
Purchase APR 26.99% Variable APR
Quicksilver Rewards From Capital One

Quicksilver Rewards From Capital One

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 15.74% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.74% - 25.74%
(Variable APR)
    0% 36% Variable APR
Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card

4
2
 
7 total votes
Balance Transfer APR 17.49% - 24.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 17.49% - 24.74%
(Variable APR)
    0% 36% Variable APR
Capital One® VentureOne® Rewards Credit Card

Capital One® VentureOne® Rewards Credit Card

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 13.74% - 23.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 13.74% - 23.74%
(Variable APR)
    0% 36% Variable APR
Capital One® QuicksilverOne® Cash Rewards Credit Card

Capital One® QuicksilverOne® Cash Rewards Credit Card

2
3
1
6 total votes
Balance Transfer APR 26.46% Variable APR
Credit Score Range 640 - 700     300 850
Annual Fee $39 Annual Fee
Purchase APR 26.46% Variable APR
Neiman Marcus Credit Card

Neiman Marcus Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 670 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 27.74% Maximum Variable APR
Cabela's Club Mastercard

Cabela's Club Mastercard

Rating not yet determined

1 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 16.99% - 25.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 9.99% - 25.99%
(Variable APR)
    0% 36% Variable APR
Capital One® Secured Mastercard®

Capital One® Secured Mastercard®

Rating not yet determined

4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR 26.49% Variable APR
Credit Score Range 300 - 640     300 850
Annual Fee $0 Annual Fee
Starting Purchase APR 26.49% Starting Variable APR
Walmart Credit Card

Walmart Credit Card

9
 
23
36 total votes
Balance Transfer APR 17.99% - 26.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 670 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 17.99% - 26.99%
(Variable APR)
    0% 36% Variable APR
Capital One® SavorOne® Cash Rewards Credit Card
Balance Transfer APR 15.74% - 25.74%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.74% - 25.74%
(Variable APR)
    0% 36% Variable APR
Bass Pro Club Mastercard

Bass Pro Club Mastercard

Be the first to rate

Balance Transfer APR 16.99% - 25.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 9.99% - 25.99%
(Variable APR)
    0% 36% Variable APR
Saks Fifth Avenue SaksFirst Store Card
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 650 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 26.24% Maximum Variable APR
SaksFirst World Elite MasterCard®

SaksFirst World Elite MasterCard®

Be the first to rate

Maximum Balance Transfer APR 26.24% Maximum Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Maximum Purchase APR 26.24% Maximum Variable APR
PlayStation Card from Capital One

PlayStation Card from Capital One

Be the first to rate

Balance Transfer APR 15.49% - 24.99%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 660 - 750     300 850
Annual Fee $0 Annual Fee
Purchase APR 15.49% - 24.99%
(Variable APR)
    0% 36% Variable APR
GM BuyPower Card®

GM BuyPower Card®

Be the first to rate

Balance Transfer APR 14.65% - 24.65%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 14.65% - 24.65%
(Variable APR)
    0% 36% Variable APR
GM Extended Family Card

GM Extended Family Card

Be the first to rate

Balance Transfer APR 14.15% - 22.15%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 700 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 14.15% - 22.15%
(Variable APR)
    0% 36% Variable APR
Lord & Taylor Credit Card

Lord & Taylor Credit Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 640 - 850     300 850
Annual Fee $0 Annual Fee
Starting Purchase APR 27.74% Starting Variable APR
Walmart Store Card

Walmart Store Card

Be the first to rate

Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 670 - 850     300 850
Annual Fee $0 Annual Fee
Purchase APR 26.99% Variable APR
Capital One® Savor® Cash Rewards Credit Card
Balance Transfer APR 16.24% - 25.24%
(Variable APR)
    5% 29% Variable APR
Credit Score Range 750 - 850     300 850
Annual Fee $95 Annual Fee
Purchase APR 16.24% - 25.24%
(Variable APR)
    0% 36% Variable APR