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  US Bank SKYPASS Visa Classic® Card
US Bank SKYPASS Visa Classic® Card Unaffiliated

US Bank SKYPASS Visa Classic® Card

Unaffiliated
Net Recommendation Score +100  

SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Rating not yet determined  

2 users recommend
0 users are unsure
0 users don't recommend
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Highlights
Community Rating

Rating not yet determined  

Purchase APR 14.99% - 22.99%
Balance Transfer APR N/A
Credit Score Range 700 - 850
Annual Fee $50

US Bank SKYPASS Visa Classic® Card Review

This is a credit card issued by US Bank. If you're wondering whether US Bank SKYPASS Visa Classic® Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. US Bank SKYPASS Visa Classic® Card has a variable purchase APR that ranges from 14.99% up to 22.99%.
  • 3% Balance transfer fee. US Bank SKYPASS Visa Classic® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
  • Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.
Pros & Cons of US Bank SKYPASS Visa Classic® Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • Multiple credit card perks.
  • US Bank SKYPASS Visa Classic® Card reports to multiple credit bureaus.
  • Requires good to excellent credit.
  • Charges an annual fee of $50
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 3%.
  • You don't earn rewards on every purchase.
  • Charges a 3% balance transfer fee.
US Bank SKYPASS Visa Classic® Card FAQ

Does US Bank SKYPASS Visa Classic® Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the US Bank SKYPASS Visa Classic® Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for US Bank SKYPASS Visa Classic® Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

US Bank SKYPASS Visa Classic® Card has a variable purchase APR that ranges from 14.99% up to 22.99%. It also has a variable cash advance APR starting at 23.99% .

Does US Bank SKYPASS Visa Classic® Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does US Bank SKYPASS Visa Classic® Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for US Bank SKYPASS Visa Classic® Card?

The following fees apply:

  • There is no overlimit fee
US Bank SKYPASS Visa Classic® Card Fees
Fees Amount
Annual Fee $50
Overlimit Fee $0
Foreign Transaction Fee 3%
Returned Payment Fee up to $35
Late Payment Fee up to $40

Does US Bank SKYPASS Visa Classic® Card have a foreign transaction fee?

US Bank SKYPASS Visa Classic® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for US Bank SKYPASS Visa Classic® Card?

The US Bank SKYPASS Visa Classic® Card customer service number is (213) 484-1900.

What is the support contact email for US Bank SKYPASS Visa Classic® Card?

The support contact email for US Bank SKYPASS Visa Classic® Card is customer.support@usbank.com.

What is the US Bank SKYPASS Visa Classic® Card login page?

You can access the US Bank SKYPASS Visa Classic® Card login page here.

How do people rate the customer service and user experience of US Bank SKYPASS Visa Classic® Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does US Bank SKYPASS Visa Classic® Card report your account activity to credit bureaus?

Yes, US Bank SKYPASS Visa Classic® Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for US Bank SKYPASS Visa Classic® Card

  • Visit the US Bank SKYPASS Visa Classic® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:30pm
  • Tuesday 8:30am - 5:30pm
  • Wednesday 8:30am - 5:30pm
  • Thursday 8:30am - 5:30pm
  • Friday 8:30am - 5:30pm
  • Saturday Closed

Other Services by US Bank

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View all credit cards offered by US Bank

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Over-Limit Fee $0
No Interest Grace Period for Late Payment 24 days
Cash Advance Fee Minimum $10
Cash Advance Fee (%) Up to 5%
Minimum Cash Advance Fee ($) Starting at $10
Foreign Currency Transaction Fee 3%
Annual Fee $50
Minimum Interest Charge $2
Returned Payment Fee Up to $35
Late Fee Amount Up to $40
Minimum Age 18
Co-signing Allowed
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Annual Loyalty Bonus (points) 1,000
Rewards Categories
  • Miles on
Signup Bonus (points) 5,000
Cash Advance APR Starting at 23.99%
Balance Computation average daily balance (including new purchases)
Purchase APR 14.99% - 22.99%
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Card Type
  • Rewards
  • Travel
  • Airline
  • Bonus Offers
Card Network Visa

US Bank SKYPASS Visa Classic® Card Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is strongly recommended by SuperMoney users with a score of +100, equating to 5 on a 5 point rating scale.

+100

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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