US Bank SKYPASS Visa Classic® Card
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| Community Rating |
Rating not yet determined |
| Purchase APR | 14.99% - 22.99% |
| Balance Transfer APR | N/A |
| Credit Score Range | 700 - 850 |
| Annual Fee | $50 |
US Bank SKYPASS Visa Classic® Card Review
This is a credit card issued by US Bank. If you're wondering whether US Bank SKYPASS Visa Classic® Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Signup bonus. Offers a signup bonus of 5000 points that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. US Bank SKYPASS Visa Classic® Card has a variable purchase APR that ranges from 14.99% up to 22.99%.
- 3% Balance transfer fee. US Bank SKYPASS Visa Classic® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
- Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as and fraud protection.
- Good or better credit required. You will have low approval odds if your credit score is below 700.
| The Good | The Bad |
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Does US Bank SKYPASS Visa Classic® Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the US Bank SKYPASS Visa Classic® Card benefits?
It provides the following benefits:
- Reports to major credit bureaus
What are the relevant APRs for US Bank SKYPASS Visa Classic® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.US Bank SKYPASS Visa Classic® Card has a variable purchase APR that ranges from 14.99% up to 22.99%. It also has a variable cash advance APR starting at 23.99% .
Does US Bank SKYPASS Visa Classic® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank SKYPASS Visa Classic® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank SKYPASS Visa Classic® Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $50 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 3% |
| Returned Payment Fee | up to $35 |
| Late Payment Fee | up to $40 |
Does US Bank SKYPASS Visa Classic® Card have a foreign transaction fee?
US Bank SKYPASS Visa Classic® Card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for US Bank SKYPASS Visa Classic® Card?
The US Bank SKYPASS Visa Classic® Card customer service number is (213) 484-1900.
What is the support contact email for US Bank SKYPASS Visa Classic® Card?
The support contact email for US Bank SKYPASS Visa Classic® Card is customer.support@usbank.com.
What is the US Bank SKYPASS Visa Classic® Card login page?
You can access the US Bank SKYPASS Visa Classic® Card login page here.
How do people rate the customer service and user experience of US Bank SKYPASS Visa Classic® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does US Bank SKYPASS Visa Classic® Card report your account activity to credit bureaus?
Yes, US Bank SKYPASS Visa Classic® Card reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for US Bank SKYPASS Visa Classic® Card
- Visit the US Bank SKYPASS Visa Classic® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (213) 484-1900
- Visit Site
- Email Support
Other Services by US Bank
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| Annual Fee | $50 |
| Minimum Interest Charge | $2 |
| Returned Payment Fee | Up to $35 |
| Late Fee Amount | Up to $40 |
US Bank SKYPASS Visa Classic® Card Community Reviews
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