US Bank SKYPASS Visa Signature® Card Review

US Bank SKYPASS Visa Signature® Card is a rewards credit card issued by US Bank. If you're wondering whether US Bank SKYPASS Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

• Signup bonus. Offers a signup bonus of 15000 points that can be redeemed for travel, gifts, or other perks.
• Competitive APRs. US Bank SKYPASS Visa Signature® Card has a variable purchase APR that ranges from 14.49% up to 21.49%.
• 3% Balance transfer fee. US Bank SKYPASS Visa Signature® Card charges a fee of up to 3% on balance transfers. For example, a balance of $1,000 could cost up to $30 in transfer fees. The minimum fee is $5.
• $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
• Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
• Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, and fraud protection.
• Good or better credit required. You should probably try with another card if your credit score is below 700.

US Bank SKYPASS Visa Signature® Card Pros and Cons:

Is there a US Bank SKYPASS Visa Signature® Card cash back or rewards program?

US Bank SKYPASS Visa Signature® Card offers a rewards program to its customers.

What are the US Bank SKYPASS Visa Signature® Card benefits?

US Bank SKYPASS Visa Signature® Card provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Travel Accident Insurance
• Travel Assistance
• ID Theft Protection
• Reports to major credit bureaus

What are the relevant APRs for US Bank SKYPASS Visa Signature® Card?

US Bank SKYPASS Visa Signature® Card has a variable purchase APR that ranges from 14.49% up to 21.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 21.49%. It also has a variable cash advance APR starting at 25.49% .

What are the fees for US Bank SKYPASS Visa Signature® Card?

The following fees apply to US Bank SKYPASS Visa Signature® Card:

• There is no overlimit fee

Does US Bank SKYPASS Visa Signature® Card report your account activity to credit bureaus?

US Bank SKYPASS Visa Signature® Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for US Bank SKYPASS Visa Signature® Card

• Visit the US Bank SKYPASS Visa Signature® Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.
• If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.