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  US Bank SKYPASS Visa Signature® Card

US Bank SKYPASS Visa Signature® Card

in Personal Credit Cards from US Bank

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US Bank SKYPASS Visa Signature® Card

Unaffiliated

in Personal Credit Cards from US Bank

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Highlights
Highlights
Balance Transfer APR  (Variable APR) 14.49% - 21.49%
Credit Score Range 700 - 850
Annual Fee $80
Purchase APR  (Variable APR) 14.49% - 21.49%

US Bank SKYPASS Visa Signature® Card Review

US Bank SKYPASS Visa Signature® Card is a rewards credit card issued by US Bank.  If you're wondering whether US Bank SKYPASS Visa Signature® Card is the right card for you, read on. This is everything you need to know to make a good choice.

  • Signup bonus. Offers a signup bonus of 15000 that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. US Bank SKYPASS Visa Signature® Card has a variable purchase APR of up to 21.49%.
  • Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of $80 for the privilege.
  • $0 foreign transaction fee. This card does not charge foreign transaction fees, which makes a great credit card to carry with you when traveling abroad.
  • Accepts cosigners. US Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You should probably try with another card if your credit score is below 700.
The Good The Bad
  • Lower than average purchase APRs.
  • Multiple credit card perks.
  • No foreign transaction fee.
  • Earn rewards on every purchase.
  • US Bank SKYPASS Visa Signature® Card reports to multiple credit bureaus.
  • Cardholders can earn rewards on their purchases.
  • Offers auto rental collision damage waiver.
  • Travel accident and travel assistance insurance.
  • Requires good to excellent credit.
  • Charges an annual fee of $80.

Is there a US Bank SKYPASS Visa Signature® Card cash back or rewards program?

US Bank SKYPASS Visa Signature® Card offers a rewards program to its customers.

US Bank SKYPASS Visa Signature® Card Rewards
Rewards rate (all purchases) 1%
Max rewards rate 2%
Annual rewards limit N/A
Signup Bonus ($) N/A
Signup Bonus (Points/Miles) 15000
Annual Loyalty Bonus (Points/Miles) 2000

Does US Bank SKYPASS Visa Signature® Card have a signup bonus?

US Bank SKYPASS Visa Signature® Card doesn't offer a cash signup bonus. However, it does include a 15000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does US Bank SKYPASS Visa Signature® Card offer an annual loyalty bonus?

US Bank SKYPASS Visa Signature® Card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 2000 points that can be redeemed for travel, gifts, and other perks.

What are the US Bank SKYPASS Visa Signature® Card benefits?

US Bank SKYPASS Visa Signature® Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • ID Theft Protection
  • Reports to major credit bureaus

What are the relevant APRs for US Bank SKYPASS Visa Signature® Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. US Bank SKYPASS Visa Signature® Card has lower than average purchase APRs.

US Bank SKYPASS Visa Signature® Card has a variable purchase APR that ranges from 14.49% up to 21.49%. The card has a variable balance transfer APR that ranges from 14.49% up to 21.49%. It also has a variable cash advance APR starting at 25.49% .

Does US Bank SKYPASS Visa Signature® Card have an introductory APR offer on balance transfers??

No, US Bank SKYPASS Visa Signature® Card does not come with an introductory APR offer for balance transfers.

Does US Bank SKYPASS Visa Signature® Card have an introductory APR offer on new purchases??

US Bank SKYPASS Visa Signature® Card does not offer an introductory rate on new purchases.

What are the US Bank SKYPASS Visa Signature® Card fees?

The following fees apply to US Bank SKYPASS Visa Signature® Card:

  • There is no overlimit fee
US Bank SKYPASS Visa Signature® Card Fees
Fees Amount
Annual Fee $80
Overlimit Fee $0
Foreign Transaction Fee 0%
Balance Transfer Fee 3%
Minimum Balance Transfer Fee $5
Returned Payment Fee $35
Late Payment Fee $38

Does US Bank SKYPASS Visa Signature® Card have a foreign transaction fee?

US Bank SKYPASS Visa Signature® Card does not charge foreign transaction fees. If you are a frequent traveler, this can save you hundreds of dollars in credit card fees when you travel out of the country.

Does US Bank SKYPASS Visa Signature® Card report your account activity to credit bureaus?

US Bank SKYPASS Visa Signature® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and can help improve your credit score.

How to apply for US Bank SKYPASS Visa Signature® Card

  • Visit the US Bank SKYPASS Visa Signature® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Foreign Currency Transaction Fee 0%
No Foreign Transaction Fee  
Over-Limit Fee $0
No Interest Grace Period for Late Payment 24
Annual Fee $80
Minimum Interest Charge $2
Returned Payment Fee $35
Balance Transfer Fee Minimum $5
Balance Transfer Fee % 3%
Late Fee Amount $38
Customer Type Personal
Minimum Age 18
Co-signing Allowed  
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Card Type
  • Airline
  • Bonus Offers
  • Rewards
  • Travel
Card Network
  • Visa
Credit Bureau Reporting
  • Equifax
  • Experian
  • TransUnion
Emergency Support  
Travel Insurance  
Fraud Liability  
Extended Warranty  
Car Rental Insurance  
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Fraud Liability
  • Identity Theft Protection
  • Travel Accident Insurance
  • Travel Assistance
Annual Loyalty Bonus (points) 2,000
Rewards Categories
  • Airfare
  • Every Purchase
Signup Bonus (points) 15,000
Cash Advance APR (Variable APR) Starting at 25.49%
Purchase APR (Variable APR) 14.49% - 21.49%
Balance Computation average daily balance (including new purchases)
Balance Transfer APR (Variable APR) 14.49% - 21.49%

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