US Bank SKYPASS Visa Signature® Card
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| Community Rating |
Rating not yet determined |
| Purchase APR (Variable APR) |
18.24% - 26.24% (Verified 08/17/2022) |
| Balance Transfer APR (Variable APR) |
18.24% - 26.24% (Verified 08/17/2022) |
| Credit Score Range | 650 - 850 |
| Annual Fee | $450 |
US Bank SKYPASS Visa Signature® Card Review
This is a rewards credit card issued by U.S. Bank. If you're wondering whether US Bank SKYPASS Visa Signature® Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of 30000 points after spending $3,000 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR that ranges from 18.24% up to 26.24%.
- 3% Balance transfer fee. US Bank SKYPASS Visa Signature® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Accepts cosigners. U.S. Bank is one of the few credit card issuers that allows applicants to include a cosigner. Adding a cosigner can really improve your approval chances if your credit is not great.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of US Bank SKYPASS Visa Signature® Card
| The Good | The Bad |
|---|---|
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US Bank SKYPASS Visa Signature® Card FAQ
Does US Bank SKYPASS Visa Signature® Card have a cash back or rewards program?
US Bank SKYPASS Visa Signature® Card is a travel rewards card.
| Minimum rewards rate | 1x |
| Max rewards rate | 2x |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 30000 |
| Signup Bonus Spend Requirement | $3000 |
| Signup Bonus Spend Period (months) | 3 months |
| Annual Loyalty Bonus (Points/Miles) | 2000 |
Does US Bank SKYPASS Visa Signature® Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 30000 points signup bonus after spending $3000 that can be redeemed for travel, gifts, or other perks.Does US Bank SKYPASS Visa Signature® Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus. However, it does include an annual loyalty bonus of 2000 points that can be redeemed for travel, gifts, and other perks.What are the US Bank SKYPASS Visa Signature® Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for US Bank SKYPASS Visa Signature® Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.US Bank SKYPASS Visa Signature® Card has a variable purchase APR that ranges from 18.24% up to 26.24%. The card has a variable balance transfer APR that ranges from 18.24% up to 26.24%. It also has a variable cash advance APR of 28.24% .
The good news is this card does not charge a penalty APR if you are late on a payment.
Does US Bank SKYPASS Visa Signature® Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does US Bank SKYPASS Visa Signature® Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for US Bank SKYPASS Visa Signature® Card?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $450 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 0% |
| Returned Payment Fee | up to $41 |
| Late Payment Fee | up to $41 |
Does US Bank SKYPASS Visa Signature® Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for US Bank SKYPASS Visa Signature® Card?
The US Bank SKYPASS Visa Signature® Card customer service number is (213) 484-1900.
What is the support contact email for US Bank SKYPASS Visa Signature® Card?
The support contact email for US Bank SKYPASS Visa Signature® Card is customer.support@usbank.com.
What is the US Bank SKYPASS Visa Signature® Card login page?
You can access the US Bank SKYPASS Visa Signature® Card login page here.
How do people rate the customer service and user experience of US Bank SKYPASS Visa Signature® Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does US Bank SKYPASS Visa Signature® Card report your account activity to credit bureaus?
Yes, US Bank SKYPASS Visa Signature® Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for US Bank SKYPASS Visa Signature® Card
- Visit the US Bank SKYPASS Visa Signature® Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
800 Nicollet Mall
Minneapolis, MN 55402 USA - (213) 484-1900
- Visit Site
- Email Support
Other Services by U.S. Bank
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Up to 5% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 0% |
| No Foreign Transaction Fee | |
| Annual Fee | $450 |
| Minimum Interest Charge | $1 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 24 days |
| Returned Payment Fee | Up to $41 |
| Late Fee Amount | Up to $41 |
US Bank SKYPASS Visa Signature® Card Community Reviews
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