
LAFCU Rewards VISA
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Purchase APR (Variable APR) | 10.4% - 18.99% |
Balance Transfer APR (Variable APR) | 10.4% - 18.99% |
Credit Score Range | 650 - 850 |
Annual Fee | $0 |
LAFCU Rewards VISA Review
This is a cashback credit card issued by LAFCU. If you're wondering whether LAFCU Rewards VISA is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- Competitive APRs. LAFCU Rewards VISA has a variable purchase APR that ranges from 10.4% up to 18.99%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
The Good | The Bad |
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Does LAFCU Rewards VISA have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
Rewards rate (all purchases) | N/A |
Max rewards rate | N/A |
Annual rewards limit | N/A |
Does LAFCU Rewards VISA have a signup bonus?
This card doesn't offer a cash signup bonus.Does LAFCU Rewards VISA offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the LAFCU Rewards VISA benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for LAFCU Rewards VISA?
Issuer does not publicly disclose rates. Please see the issuer's application page or contact them directly for rate and fee information.Does LAFCU Rewards VISA have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 2.99% for a period of up to 12 months.
Description | |
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Balance Transfer Introductory APR | 2.99% |
Balance Transfer Intro APR Period | 12 months |
Balance Transfer APR | 10.4% - 18.99% |
Balance Transfer Fee Minimum | $0 |
Balance Transfer Fee % | 0% |
Does LAFCU Rewards VISA have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for LAFCU Rewards VISA?
The following fees apply:
Fees | Amount |
---|---|
Annual Fee | $0 |
Foreign Transaction Fee | 1% |
Returned Payment Fee | up to $25 |
Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does LAFCU Rewards VISA have a foreign transaction fee?
LAFCU Rewards VISA charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the support contact email for LAFCU Rewards VISA?
The support contact email for LAFCU Rewards VISA is lafcuoffer@lafcu.com.
How do people rate the customer service and user experience of LAFCU Rewards VISA?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does LAFCU Rewards VISA report your account activity to credit bureaus?
Yes, LAFCU Rewards VISA reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for LAFCU Rewards VISA
- Visit the LAFCU Rewards VISA website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
P.O. Box 26188
Lansing, MI 48909 - Visit Site
- Email Support
Other Services by LAFCU
Availability
- Alaska
- Alabama
- Arkansas
- Arizona
- California
- Colorado
- Connecticut
- Washington, DC
- Delaware
- Florida
- Georgia
- Hawaii
- Iowa
- Idaho
- Illinois
- Indiana
- Kansas
- Kentucky
- Louisiana
- Massachusetts
- Maryland
- Maine
- Michigan
- Minnesota
- Missouri
- Mississippi
- Montana
- North Carolina
- North Dakota
- Nebraska
- New Hampshire
- New Jersey
- New Mexico
- Nevada
- New York
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Virginia
- Vermont
- Washington
- Wisconsin
- West Virginia
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | Starting at 0% |
Minimum Cash Advance Fee ($) | Starting at $0 |
No Annual Fee | |
Annual Fee | $0 |
No Interest Grace Period for Late Payment | 25 days |
Foreign Currency Transaction Fee | 1% |
Returned Payment Fee | Up to $25 |
Late Fee Amount | Up to $25 |
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