Landmark Credit Union Student Rewards Visa

Landmark Credit Union Student Rewards Visa Review

This is a rewards card issued by Landmark Credit Union. If you're wondering whether Landmark Credit Union Student Rewards Visa is the right card for you, read on.

Key Takeaways

• High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR starting at 20.49%
• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.

Pros & Cons of Landmark Credit Union Student Rewards Visa

Landmark Credit Union Student Rewards Visa FAQ

Does Landmark Credit Union Student Rewards Visa have a cash back or rewards program?

Landmark Credit Union Student Rewards Visa is a rewards card.

What are the Landmark Credit Union Student Rewards Visa benefits?

It provides the following benefits:

• Extended Warranty Protection
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Landmark Credit Union Student Rewards Visa?

Landmark Credit Union Student Rewards Visa has a variable purchase APR starting at 20.49% . The card has a variable balance transfer APR starting at 20.49% . It also has a variable cash advance APR starting at 24.49% . Note that late payments are subject to an APR of 21.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Landmark Credit Union Student Rewards Visa?

The following fees apply:

• There is no overlimit fee

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Landmark Credit Union Student Rewards Visa report your account activity to credit bureaus?

Yes, Landmark Credit Union Student Rewards Visa reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Landmark Credit Union Student Rewards Visa

• Visit the Landmark Credit Union Student Rewards Visa website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.