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  Landmark Credit Union Student Rewards Visa

Landmark Credit Union Student Rewards Visa

in Personal Credit Cards from Landmark Credit Union

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Landmark Credit Union Student Rewards Visa

Unaffiliated

in Personal Credit Cards from Landmark Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 15.99%
Balance Transfer APR  (Variable APR) Starting at 15.99%
Credit Score Range 550 - 850
Annual Fee $0

Landmark Credit Union Student Rewards Visa Review

This is a rewards credit card issued by Landmark Credit Union. If you're wondering whether Landmark Credit Union Student Rewards Visa is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Landmark Credit Union Student Rewards Visa
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Extended warranty on purchases.
  • Travel assistance insurance
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Landmark Credit Union Student Rewards Visa is accepted.
  • Landmark Credit Union Student Rewards Visa reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Landmark Credit Union Student Rewards Visa FAQ

Does Landmark Credit Union Student Rewards Visa have a cash back or rewards program?

Landmark Credit Union Student Rewards Visa is a rewards card.

Landmark Credit Union Student Rewards Visa Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does Landmark Credit Union Student Rewards Visa have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Landmark Credit Union Student Rewards Visa offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Landmark Credit Union Student Rewards Visa benefits?

It provides the following benefits:

  • Extended Warranty Protection
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Landmark Credit Union Student Rewards Visa?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 15.99% . The card has a variable balance transfer APR starting at 15.99% . It also has a variable cash advance APR starting at 19.99% . Note that late payments are subject to an APR of 21.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Landmark Credit Union Student Rewards Visa have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Landmark Credit Union Student Rewards Visa have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Landmark Credit Union Student Rewards Visa?

The following fees apply:

  • There is no overlimit fee
Landmark Credit Union Student Rewards Visa Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $30
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Landmark Credit Union Student Rewards Visa have a foreign transaction fee?

Landmark Credit Union Student Rewards Visa charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Landmark Credit Union Student Rewards Visa?

The Landmark Credit Union Student Rewards Visa customer service number is (262) 796-4500.

What is the support contact email for Landmark Credit Union Student Rewards Visa?

The support contact email for Landmark Credit Union Student Rewards Visa is info@landmarkcu.com.

Does Landmark Credit Union Student Rewards Visa report your account activity to credit bureaus?

Yes, Landmark Credit Union Student Rewards Visa reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Landmark Credit Union Student Rewards Visa

  • Visit the Landmark Credit Union Student Rewards Visa website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 6:00am - 3:00am
  • Tuesday 6:00am - 3:00am
  • Wednesday 6:00am - 3:00am
  • Thursday 6:00am - 5:00am
  • Friday 6:00am - 5:00am
  • Saturday 6:00am - 10:00am

Other Services by Landmark Credit Union

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Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) Starting at 1
Restaurants (Points) Starting at 2
Gas (Points) Starting at 2
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 27 days
Cash Advance Fee Minimum $5
Cash Advance Fee (%) Starting at 3%
Minimum Cash Advance Fee ($) Starting at $5
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $1
Returned Payment Fee Up to $30
Late Fee Amount Up to $25
Customer Type Student
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 550 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Extended Warranty Protection
  • Travel Assistance
Rewards Categories
  • Gas
  • Restaurants
  • Every Purchase
Cash Advance APR (Variable APR) Starting at 19.99%
Balance Computation Average daily balance (including new purchases)
Penalty APR (Variable APR) 21.99%
Purchase APR (Variable APR) Starting at 15.99%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer APR (Variable APR) Starting at 15.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Student
  • Rewards
Card Network Visa

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