Lexus Pursuits Visa® Review
Lexus Pursuits Visa® is a
issued by Comenity.
If you're wondering whether Lexus Pursuits Visa® is the right card for you, read on. This is everything you need to know to make a good choice.
- Signup bonus. Offers a signup bonus of 5000 points after spending $500 within 3 months that can be redeemed for travel, gifts, or other perks.
- High APRs. This is not a great card for people who carry a balance. It has a
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Good or better credit required. You should probably try with another card if your credit score is below 700.
Lexus Pursuits Visa® Pros & Cons
- No annual fee.
- Earn points for every dollar spent at Lexus dealerships, gas, dining, entertainment and wherever Visa card is accepted.
- Redeem points on services, parts, accessories, eligible Lexus vehicle purchases and more.
- Receive 5,000 bonus points for spending $500 outside Lexus dealerships within first 90 days
- No annual fee.
- Lexus Pursuits Visa® reports to multiple credit bureaus.
- High interest rates.
- Higher than average purchase APRs.
- Requires good to excellent credit.
- Does not offer rewards or cash back.
- Does not include many credit card benefits.
Lexus Pursuits Visa® FAQ
Is there a Lexus Pursuits Visa® cash back or rewards program?
No, Lexus Pursuits Visa® does not offer a rewards program.
What are the relevant APRs for Lexus Pursuits Visa®?
According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance.
Lexus Pursuits Visa® has higher than average purchase APRs.
Lexus Pursuits Visa® has a
Does Lexus Pursuits Visa® have an introductory APR offer on balance transfers?
No, Lexus Pursuits Visa® does not come with an introductory APR offer for balance transfers.
Does Lexus Pursuits Visa® have an introductory APR offer on new purchases?
Lexus Pursuits Visa® does not offer an introductory rate on new purchases.
Lexus Pursuits Visa® Purchase Intro Offer
|Purchase Intro APR Period (months)
What are the fees for Lexus Pursuits Visa®?
The following fees apply to Lexus Pursuits Visa®:
Lexus Pursuits Visa® Fees
|Returned Payment Fee
||up to $38
|Late Payment Fee
||up to $38
Does Lexus Pursuits Visa® report your account activity to credit bureaus?
Yes, Lexus Pursuits Visa® reports your account activity to the following credit reporting agencies:
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Lexus Pursuits Visa®
- Visit the Lexus Pursuits Visa® website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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