LGE Community Credit Union Visa Platinum
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| Purchase APR (Variable APR) | Starting at 12.1% |
| Balance Transfer APR (Variable APR) | Starting at 12.1% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
LGE Community Credit Union Visa Platinum Review
This is a cashback card issued by LGE Community Credit Union. If you're wondering whether LGE Community Credit Union Visa Platinum is the right card for you, read on.
Key Takeaways
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, purchase protection, travel accident insurance, trip cancellation insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of LGE Community Credit Union Visa Platinum
| The Good | The Bad |
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LGE Community Credit Union Visa Platinum FAQ
Does LGE Community Credit Union Visa Platinum have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards. You will receive 1% cash back on travel, dining, groceries, drugstore purchases, or any other purchase. For example, if you buy a $1,000 laptop, you will receive $10 back in cash.
What are the LGE Community Credit Union Visa Platinum benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Trip Cancellation Insurance
- Travel Accident Insurance
- Cell Phone Protection
- Reports to major credit bureaus
What are the relevant APRs for LGE Community Credit Union Visa Platinum?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.LGE Community Credit Union Visa Platinum has a variable purchase APR starting at 12.1% . The card has a variable balance transfer APR starting at 12.1% . It also has a variable cash advance APR starting at 12.1% .
Does LGE Community Credit Union Visa Platinum have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does LGE Community Credit Union Visa Platinum have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for LGE Community Credit Union Visa Platinum?
The following fees apply:
- There is no overlimit fee
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Overlimit Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $30 |
| Late Payment Fee | $25 - $35 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does LGE Community Credit Union Visa Platinum have a foreign transaction fee?
LGE Community Credit Union Visa Platinum charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for LGE Community Credit Union Visa Platinum?
The LGE Community Credit Union Visa Platinum customer service number is (770) 424-0060.
What is the support contact email for LGE Community Credit Union Visa Platinum?
The support contact email for LGE Community Credit Union Visa Platinum is CustomerService@LoanAdministration.com.
What is the LGE Community Credit Union Visa Platinum login page?
You can access the LGE Community Credit Union Visa Platinum login page here.
How do people rate the customer service and user experience of LGE Community Credit Union Visa Platinum?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does LGE Community Credit Union Visa Platinum report your account activity to credit bureaus?
Yes, LGE Community Credit Union Visa Platinum reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for LGE Community Credit Union Visa Platinum
- Visit the LGE Community Credit Union Visa Platinum website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
430 Commerce Park Drive, Marietta, Georgia 30060, US
Marietta, GA 30060 USA - (770) 424-0060
- Visit Site
- Email Support
Other Services by LGE Community Credit Union
Other Credit Cards by LGE Community Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $3 |
| Cash Advance Fee (%) | Starting at 3% |
| Minimum Cash Advance Fee ($) | $3 - $30 |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | $0 |
| Over-Limit Fee | $0 |
| No Interest Grace Period for Late Payment | 21 days |
| Returned Payment Fee | Up to $30 |
| Paper Statement Fee | $5 |
| Late Fee Amount | $25 - $35 |
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