Listerhill Credit Union Visa Platinum Merchandise Rewards

Listerhill Credit Union Visa Platinum Merchandise Rewards Review

This is a rewards card issued by Listerhill Credit Union. If you're wondering whether Listerhill Credit Union Visa Platinum Merchandise Rewards is the right card for you, read on.

Key Takeaways

• No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Pros & Cons of Listerhill Credit Union Visa Platinum Merchandise Rewards

The Good

The Bad

Potentially lower than average purchase APRs. No annual fee. Offers auto rental collision damage waiver. Free access to your credit score. Travel accident insurance. Considers applicants with fair credit. Cardholders can earn rewards on purchases everywhere Listerhill Credit Union Visa Platinum Merchandise Rewards is accepted. Listerhill Credit Union Visa Platinum Merchandise Rewards reports to multiple credit bureaus.

Does not offer a signup bonus.

Listerhill Credit Union Visa Platinum Merchandise Rewards FAQ

Does Listerhill Credit Union Visa Platinum Merchandise Rewards have a cash back or rewards program?

Listerhill Credit Union Visa Platinum Merchandise Rewards is a rewards card.

Listerhill Credit Union Visa Platinum Merchandise Rewards Rewards

Minimum rewards rate	1x
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)	N/A

What are the Listerhill Credit Union Visa Platinum Merchandise Rewards benefits?

It provides the following benefits:

• Free Credit Score
• Auto Rental Collision Damage Waiver
• Travel Accident Insurance
• Reports to major credit bureaus

What are the relevant APRs for Listerhill Credit Union Visa Platinum Merchandise Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Listerhill Credit Union Visa Platinum Merchandise Rewards has a variable purchase APR starting at 8.99% . The card has a variable balance transfer APR starting at 8.99% . It also has a variable cash advance APR starting at 8.99% .

What are the fees for Listerhill Credit Union Visa Platinum Merchandise Rewards?

The following fees apply:

Listerhill Credit Union Visa Platinum Merchandise Rewards Fees

Fees	Amount
Annual Fee	$0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Listerhill Credit Union Visa Platinum Merchandise Rewards report your account activity to credit bureaus?

Yes, Listerhill Credit Union Visa Platinum Merchandise Rewards reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Listerhill Credit Union Visa Platinum Merchandise Rewards

• Visit the Listerhill Credit Union Visa Platinum Merchandise Rewards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.