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  Listerhill Credit Union Visa Platinum Merchandise Rewards

Listerhill Credit Union Visa Platinum Merchandise Rewards

in Personal Credit Cards from Listerhill Credit Union

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Listerhill Credit Union Visa Platinum Merchandise Rewards

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in Personal Credit Cards from Listerhill Credit Union

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Highlights
Purchase APR  (Variable APR) Starting at 8.99%
Balance Transfer APR  (Variable APR) Starting at 8.99%
Credit Score Range 600 - 850
Annual Fee $0

Listerhill Credit Union Visa Platinum Merchandise Rewards Review

This is a rewards credit card issued by Listerhill Credit Union. If you're wondering whether Listerhill Credit Union Visa Platinum Merchandise Rewards is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Listerhill Credit Union Visa Platinum Merchandise Rewards
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Offers auto rental collision damage waiver.
  • Free access to your credit score.
  • Travel accident insurance.
  • Considers applicants with fair or poor credit.
  • Cardholders can earn rewards on purchases everywhere Listerhill Credit Union Visa Platinum Merchandise Rewards is accepted.
  • Listerhill Credit Union Visa Platinum Merchandise Rewards reports to multiple credit bureaus.
  • Does not offer a signup bonus.
Listerhill Credit Union Visa Platinum Merchandise Rewards FAQ

Does Listerhill Credit Union Visa Platinum Merchandise Rewards have a cash back or rewards program?

Listerhill Credit Union Visa Platinum Merchandise Rewards is a rewards card.

Listerhill Credit Union Visa Platinum Merchandise Rewards Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does Listerhill Credit Union Visa Platinum Merchandise Rewards have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Listerhill Credit Union Visa Platinum Merchandise Rewards offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Listerhill Credit Union Visa Platinum Merchandise Rewards benefits?

It provides the following benefits:

  • Free Credit Score
  • Auto Rental Collision Damage Waiver
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Listerhill Credit Union Visa Platinum Merchandise Rewards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 8.99% . The card has a variable balance transfer APR starting at 8.99% . It also has a variable cash advance APR starting at 8.99% .

Does Listerhill Credit Union Visa Platinum Merchandise Rewards have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Listerhill Credit Union Visa Platinum Merchandise Rewards have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Listerhill Credit Union Visa Platinum Merchandise Rewards?

The following fees apply:

Listerhill Credit Union Visa Platinum Merchandise Rewards Fees
Fees Amount
Annual Fee $0

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for Listerhill Credit Union Visa Platinum Merchandise Rewards?

The Listerhill Credit Union Visa Platinum Merchandise Rewards customer service number is (256) 383-9204.

What is the support contact email for Listerhill Credit Union Visa Platinum Merchandise Rewards?

The support contact email for Listerhill Credit Union Visa Platinum Merchandise Rewards is support@listerhill.com.

Does Listerhill Credit Union Visa Platinum Merchandise Rewards report your account activity to credit bureaus?

Yes, Listerhill Credit Union Visa Platinum Merchandise Rewards reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Listerhill Credit Union Visa Platinum Merchandise Rewards

  • Visit the Listerhill Credit Union Visa Platinum Merchandise Rewards website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 7:00am - 3:00am
  • Tuesday 7:00am - 3:00am
  • Wednesday 7:00am - 3:00am
  • Thursday 7:00am - 3:00am
  • Friday 7:00am - 3:00am
  • Saturday 6:00am - 10:00am

Other Services by Listerhill Credit Union

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View all personal credit cards offered by Listerhill Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) Starting at 0%
Minimum Cash Advance Fee ($) Starting at $0
No Annual Fee
Annual Fee $0
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Free Credit Score
  • Travel Accident Insurance
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) Starting at 8.99%
Balance Computation Average Daily Balance
Purchase APR (Variable APR) Starting at 8.99%
Balance Transfer Fee % After Intro Period Starting at 0%
Balance Transfer APR (Variable APR) Starting at 8.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
Card Network Visa

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